Probationary exam previous year question papers of Bank of Baroda

Here I am searching previous year paper for Bank of Baroda PO exam preparation can anyone give me here??

[Arun Vats]

Here is Bank of Baroda PO exam I am sharing for your help:

One of the methods for Market Monitoring is—
(A) to watch TV serials
(B) to discuss with other sales persons
(C) to monitor media outlets
(D) All of these
(E) None of these
Ans : (C)

Market Expansion means—
(A) hiring more staff
(B) firing more staff
(C) buying more products
(D) buying more companies
(E) None of these
Ans : (E)

A series of instructions that tells a computer what to do and how to do it is called a—
(A) program
(B) command
(C) user response
(D) processor
(E) None of these
Ans : (A)

Effective marketing helps in—
(A) developing new products
(B) creating a competitive environment
(C) building demand for products
(D) All of these
(E) None of these
Ans : (D)

Which is the part of a computer that one can touch and feel ?
(A) Hardware
(B) Software
(C) Programs
(D) Output
(E) None of these
Ans : (A)

A Call in Marketing means—
(A) to phone the customers
(B) to visit the customers
(C) to visit the marketing site
(D) to call on prospective customers
(E) None of these
Ans : (D)

Delivery Channel means—
(A) maternity wards
(B) handing over the products to the buyers
(C) places where products are made available to the buyers
(D) All of these
(E) None of these
Ans : (C)

Processing involves—
(A) inputting data into a computer system
(B) transforming input into output
(C) displaying output in a useful manner
(D) providing relevant answers
(E) None of these
Ans : (B)

One of the following is a target group for the marketing of Internet Banking.
(A) All the customers
(B) All the educated customers
(C) All the computer educated customers
(D) Only creditors
(E) All of these
Ans : (C)

Innovation mean—
(A) Product Designing
(B) New ideas
(C) Impulse
(D) Both (A) and (B)
(E) None of these
Ans : (D)

One of the following is a target group for the marketing of educational loan.
(A) All the customers
(B) Students
(C) Only poor students
(D) Students having promising educational track record
(E) All of these
Ans : (B)

Service after sale is not the function of—
(A) Marketing staff
(B) Seller
(C) Director of the company
(D) Employees of the company
(E) All of the above are wrong
Ans : (A)

If done through………the rural marketing would be more effective.
(A) fairs
(B) village fairs
(C) door to door campaign
(D) All of these
(E) None of these
Ans : (B)

Market Survey means—
(A) Market Research
(B) Market Planning
(C) Marketing Strategies
(D) Market Monitering
(E) All of these
Ans : (A)

………can be done through digital Banking ?
(A) Mobile phone
(B) Internet
(C) Telephone
(D) All of these
(E) None of these
Ans : (A)

A good seller should have the following quality/qualities ?
(A) Devotion to the work
(B) Submissive
(C) Sympathy
(D) All of these
(E) None of these
Ans : (D)

The rural marketing is not required because—
(A) rural people do not understand marketing
(B) its not practical from the cost point of view
(C) it is sheer wastage of time
(D) All are wrong
(E) All are correct
Ans : (D)

Planned-cost service means—
(A) Costly products
(B) Extra profit on the same cost
(C) Extra work by seller
(D) All of these
(E) None of these
Ans : (B)

Internet marketing means—
(A) Self-marketing
(B) Core Groups monitering
(C) Employees marketing
(D) All of these
(E) None of these
Ans : (E)

The aim of successful marketing is—
(A) to increase the sale
(B) to increase the profit
(C) to increase the output of sellers
(D) All of these
(E) None of these
Ans : (D)

The networking becomes……through networking.
(A) very difficult
(B) dull
(C) easy
(D) has no role in marketing
(E) None of these
Ans : (C)

Directions—(Q. 1–15) Read the following passage carefully and answer the
questions given below it. Certain words in the passage have been printed
in bold to help you locate them while answering some of the questions.
In a small hill town there lived a thief. He was very smart and before
breaking into houses for theft he used to enquire about the lifestyles of
the people staying in that house. Then at the dead of night he used to
commit theft.
Dhanpatrai was a moneylender living in the same town. He was thrifty and
never wasted money. He had a daughter named Laxmi. The thief knew that
Dhanpatrai was rich and he had a lot of jewellery with him. Smartly the
thief found out the location of the house and designed the theft. One
night, getting up to the roof of the house he started removing the roofcovering
made of earthen tiles.
The moneylender heard the sound and was sure that a thief was on the roof
of the house. Now he had to create some ploy. He hit upon a plan. “Laxmi,
Laxmi” he called out to his daughter who was sleeping. “Laxmi, I hope our
money-box and jewellery are kept in the ceiling,” he asked cleverly.
Generally, in hill area, to keep house warm in winter, houses have a
thatched roofing and below that, a wooden ceiling. Certain things used to
be kept in the space between the roofing and wooden ceiling. So when the
thief heard the question put by Dhanpatrai, he thought that there was a
ceiling below the thatched roof. So he jumped down.
But actually in the house there was no wooden ceiling. So the thief fell
to the floor of the house which was about fifteen feet below and broke
his leg.
Immediately the moneylender called all the neighbours and they handed
over the thief to the police. He saved his house from being burgled, with
his ingenuity.
1. What was the role of Laxmi in this episode ?
(A) She called people and scared the thief.
(B) Laxmi sent the people for police.
(C) She asked Dhanpatrai to call the people.
(D) Her name was used to misguide the thief.
(E) She got the idea of fooling the thief.
Ans : (D)
2. How did the thief enter the house of Dhanpatrai ?
(a) By removing the tiled top of the house.
(b) By removing the wooden ceiling.
(c) By opening the door with duplicate key.
(A) Only (a)
(B) Only (b)
(C) Only (c)

(D) Both (a) and (b)
(E) None of these
Ans : (A)
3. Where was the jewellery actually kept ?
(A) Inside the bed on which Laxmi was sleeping
(B) On the thatched roof top
(C) Below the pillow of Dhanpatrai
(D) There is no mention of jewellery’s location
(E) None of these
Ans : (D)
4. What was the quality of the thief ?
(A) He was expert in removing roof tops
(B) Before theft he used to study the lifestyles of residents
(C) He was accurate in identifying his victim
(D) He was liked by the people and the police
(E) None of these
Ans : (C)
5. Who was Dhanpatrai ?
(A) The father of the thief
(B) The moneylender who used to keep valuables on the roof
(C) A cunning and crafty man
(D) The father of Laxmi
(E) The thief
Ans : (D)
6. Who called the police ?
(A) The son of Dhanpatrai
(B) The daughter of Dhanpatrai
(C) Dhanpatrai himself
(D) Some one who provoked the thief for the act
(E) None of these
Ans : (E)
7. Which quality of Dhanpatrai protected his house ?
(A) His thrifty behaviour
(B) His deep affection for the daughter
(C) The cleverness with which he handled the situation
(D) His past decision of not thatching the roof top
(E) None of these
Ans : (D)
8. Why did the thief choose Dhanpatrai’s house for the act ?
(A) There was hardly any house left in the town for theft
(B) Dhanpatrai was living with his daughter
(C) The house did not have wooden ceiling
(D) He had the information that Dhanpatrai was rich
(E) None of these
Ans : (D)

9. Which of the following statements is TRUE in the context of the
passage ?
(A) The daughter of Dhanpatrai was too weak to handle the thief
(B) The people of the town did not like Dhanpatrai
(C) Dhanpatrai played a trick with the thief
(D) Dhanpatrai did not have money for wastage
(E) Laxmi rushed out and gathered the people
Ans : (C)
10. The thief would have escaped unhurt had there been ……….
(A) a dog in the house
(B) a wooden ceiling below the thatched roof
(C) very few policemen to catch him
(D) no alertness on the part of Dhanpatrai’s son
(E) jewellery kept in the house
Ans : (B)
Directions—(Q. 11–15) Which of the following word/phrase has the SAME
meaning as the word/phrase printed in bold as used in the passage.
11. Thrifty
(A) Miser
(B) Spendthrift
(C) Shameful
(D) Prolific
(E) Extravagant
Ans : (A)
12. Broke his leg
(A) Fell unconscious
(B) Was shocked
(C) Fracture at the back
(D) Broke the thorn
(E) None of these
Ans : (E)
13. At the dead of
(A) On death of
(B) At deep
(C) In the dawn
(D) Early evening
(E) Every day
Ans : (B)
14. Hit upon a plan
(A) Got an idea
(B) Quashed the plan
(C) Lacked planning
(D) Without plan
(E) None of these
Ans : (A)
15. Enquire about
(A) Keep pace with

(B) Write
(C) Investigate into
(D) Keep others informed
(E) None of these
Ans : (C)
Directions—(Q. 16–20) Rearrange the following five sentences (a), (b),
(c), (d) and (e) in the proper sequence so as to form a meaningful
paragraph. Then answer the questions given below them.
(a) To her surprise, she found the baby quite safe in the cradle.
(b) It had blood all over its mouth
(c) She then entered the house, expecting to find her baby dead
(d) Malathi discovered the mongoose seated on the doorstep.
(e) Thinking that it had killed her son, she struck the mongoose so hard
that it laid still.
16. Which of the sentences should come LAST (FIFTH) in the paragraph
after rearrangement ?
(A) a
(B) b
(C) c
(D) d
(E) e
Ans : (A)
17. Which of the sentences should come FOURTH in the paragraph after
rearrangement ?
(A) a
(B) b
(C) c
(D) d
(E) e
Ans : (C)
18. Which of the sentences should come FIRST in the paragraph after
rearrangement ?
(A) a
(B) b
(C) c
(D) d
(E) e
Ans : (D)
19. Which of the sentences should come THIRD in the paragraph after
rearrangement ?
(A) a
(B) b
(C) c
(D) d
(E) e
Ans : (E)
20. Which of the sentences should come SECOND in the paragraph after
rearrangement ?

(A) a
(B) b
(C) c
(D) d
(E) e
Ans : (B)
Directions—(Q. 21–25) Which of the phrases (A), (B), (C), (D) given below
each sentence should replace the phrase printed in bold type to make the
sentence grammatically correct ? If the sentence is correct mark (E) i.e.
‘No correction required’ as the answer.
21. Newspapers have great power because their enormous circulation.
(A) on account
(B) because of
(C) as a result
(D) owing
(E) No correction required
Ans : (B)
22. The crowd which has gather to protest against the decision slowly
returned to their homes.
(A) which had gathered
(B) which have gather
(C) gathering up
(D) which gathers around
(E) No correction required
Ans : (A)
23. He will be handling the next project since he has vastly experience
in this business.
(A) vast experience
(B) vastly experienced
(C) a vast experiencing
(D) the vast experience
(E) No correction required
Ans : (C)
24. Children nowadays are watching too much television.
(A) to much of
(B) more of
(C) very much of
(D) much on
(E) No correction required
Ans : (E)
25. The bridge in connection with the two cities will remain closed for
security reasons.
(A) connects between
(B) in connection to
(C) being connected from
(D) connecting
(E) No correction required
Ans : (C)

Directions—(Q. 26–35) Read each sentence to find out whether there is any
grammatical error in it. The error, if any, will be in one part of the
sentence. The letter of that part is the answer. If there is no error,
the answer is (E) i.e. ‘No error’. (Ignore the errors of punctuation, if
any).
26. Mr. Gupta insisted (A) / that he was (B) / fully prepare (C) / to
present the proposal. (D) No error (E)
Ans : (C)
27. All this document (A) / have been destroyed (B) / in the fire (C) /
which occurred last month. (D) No error (E)
Ans : (A)
28. On his next (A) / official visit to Delhi (B) / he plans to (C) /
visit his old colleagues. (D) No error (E)
Ans : (E)
29. Sunil refused to admit that (A) / he did not know (B) / what to
operate (C) / the new machine. (D) No error (E)
Ans : (C)
30. He has refused (A) / not to take (B) / the promotion although (C) /
he is eligible. (D) No error (E)
Ans : (B)
31. There has been (A) / a fall from (B) / the profits of (C) / our
company recently. (D) No error (E)
Ans : (B)
32. The decision to open (A) / offices in Shimla (B) / were taken at (C)
/ the last Board meeting. (D) No error (E)
Ans : (C)
33. We were so late (A) / than the meeting (B) / was almost over v/ when
we arrived. (D) No error (E)
Ans : (B)
34. They waited patient (A) / for the Chairman’s speech (B) / to end in
order (C) / to begin the discussion. (D) No error (E)
Ans : (A)
35. Arjun was (A) / not selected (B) / for the post (C) / inspite his
hard work. (D) No error (E)
Ans : (D)
Directions—(Q. 36–40) Pick out the most effective word/group of words
from those given to fill in the blanks to make the sentence meaningfully
complete.
36. Although he appears to be very ……… in his speech, he is very good at
heart.
(A) strong

(B) fine
(C) rude
(D) innocent
(E) talkative
Ans : (C)
37. He was wrongly punished although he was not ……….
(A) fault
(B) mistaken
(C) erroneous
(D) guilty
(E) accused
Ans : (D)
38. ……… you complete the assignment in time, you will not be allowed to
proceed on leave.
(A) If
(B) Unless
(C) Before
(D) When
(E) After
Ans : (B)
39. In the ……… two months, we will not be able to meet him.
(A) past
(B) last
(C) farther
(D) next
(E) future
Ans : (A)
40. The festival of Deepawali was ……… by all of us.
(A) performed
(B) enjoyed
(C) spent
(D) engaged
(E) rejoicing
Ans : (B)
Directions—(Q. 41–50) In the following passage there are blanks, each of
which has been numbered. These numbers are printed below the passage and
against each, five words are suggested, one of which fits the blank
appropriately. Find out the appropriate word in each case.
One day a jackal fell into an old well. There was not much water in the
well. There was only knee-deep water and the jackal didn’t die. But he
couldn’t climb up …(41)… of his best efforts.
A goat came that way. It peeped into the well and saw the jackal. The
goat asked, “What are you …(42)… there ?” The jackal replied, “Oh ! This
well …(43)… sweet, jaggery water, I have had my fill. I can’t drink more.
It is very sweet. Do you want to …(44)… it ?” “Yes, of course,” the goat
replied. “Then jump in”, advised the jackal.” The goat jumped in. In a
second the jackal jumped on the goat’s back and jumped out of the well.

The goat …(45)… its mistake. It called for help from the jackal to get
out of the well. But the jackal ran away smiling and with the pride of
having …(46)… the poor goat.
On the way he met a cat. Most sarcastically he told the cat, “Oh ! You
lot is really pitiable. For food you have to …(47)… on left-overs. You
have to go to the backside of houses, hotels or garbage dumps for your
food. I catch fouls, kill and eat them.” When he was …(48)… like this
some hunting dogs came that way. The cat was clever. It jumped up on a
tree. But the jackal had …(49)… to go. Even though it tried to run, the
hunting dogs …(50)… it and killed it. All his slyness, could not save
him, from his doom.
41. (A) instead
(B) inspite
(C) because
(D) better
(E) despite
Ans : (B)
42. (A) doing
(B) studying
(C) examining
(D) searching
(E) wandering
Ans : (A)
43. (A) stone
(B) made
(C) smells
(D) contains
(E) carried
Ans : (D)
44. (A) eat
(B) examine
(C) prove
(D) avoid
(E) taste
Ans : (E)
45. (A) suffers
(B) done
(C) realized
(D) makes
(E) punished
Ans : (C)
46. (A) won
(B) gained
(C) ditch
(D) cheated
(E) helped
Ans : (D)

47. (A) depend
(B) hunt
(C) wait
(D) bent
(E) relied
Ans : (A)
48. (A) whispering
(B) moaning
(C) boasting
(D) crying
(E) yelling
Ans : (C)
49. (A) everywhere
(B) nowhere
(C) not
(D) place
(E) where
Ans : (B)
50. (A) avoided
(B) catch
(C) powered
(D) hold
(E) overpowered
Ans : (E)
__

Hii sir, will you please provide me the previous year question paper of the Probationary officer of the section General Socio-Economic & Banking Awareness
bank of Baroda ?

[sumit]

As you asking for the question paper of bank PO of the Baroda bank of the General Socio-Economic & Banking Awareness: the question paper is given below :


1. RBI’s open market operation transactions are carried out with a view to
regulate—
(A) Liquidity in the economy
(B) Prices of essential commodities
(C) Inflation
(D) Borrowing power of the banks
(E) All the above
2. When more than one banks are allowing credit facilities to one party in
coordination
with each other under a formal arrangement, the arrangement is generally known
as—
(A) Participation
(B) Consortium
(C) Syndication
(D) Multiple banking
(E) None of these
3. Open market operations, one of the measures taken by RBI in order to
control credit
expansion in the economy means —
(A) Sale or purchase of Govt. securities
(B) Issuance of different types of bonds
(C) Auction of gold
(D) To make available direct finance to borrowers
(E) None of these
4. The bank rate means—
(A) Rate of interest charged by commercial banks from borrowers
(B) Rate of interest at which commercial banks discounted bills of their borrowers
(C) Rate of interest allowed by commercial banks on their deposits
(D) Rate at which RBI purchases or rediscounts bills of exchange of commercial
banks
(E) None of these
5. What is an Indian Depository Receipt ?
(A) A deposit account with a Public Sector Bank
(B) A depository account with any of Depositories in India
(C) An instrument in the form of depository receipt created by an Indian depository
against underlying equity shares of the issuing company
(D) An instrument in the form of deposit receipt issued by Indian depositories
(E) None of these
6. An instrument that derives its value from a specified underlying (currency,
gold, stocks etc.) is known as—
(A) Derivative
(B) Securitisation Receipts
(C) Hedge Fund
(D) Factoring
(E) Venture Capital Funding
7. Fiscal deficit is—
(A) total income less Govt. borrowing
(B) total payments less total receipts
(C) total payments less capital receipts
(D) total expenditure less total receipts excluding borrowing
(E) None of these
8. In the Capital Market, the term arbitrage is used with reference to—
(A) purchase of securities to cover the sale
(B) sale of securities to reduce the loss on purchase
(C) simultaneous purchase and sale of securities to make profits from price
(D) variation in different markets
(E) Any of the above
9. Reverse repo means—
(A) Injecting liquidity by the Central Bank of a country through purchase of Govt.
securities
(B) Absorption of liquidity from the market by sale of Govt. securities
(C) Balancing liquidity with a view to enhancing economic growth rate
(D) Improving the position of availability of the securities in the market
(E) Any of the above
10. The stance of RBI monetary policy is—
(A) inflation control with adequate liquidity for growth
(B) improving credit quality of the Banks
(C) strengthening credit delivery mechanism
(D) supporting investment demand in the economy
(E) Any of the above
11. Currency Swap is an instrument to manage—
(A) Currency risk
(B) interest rate risk
(C) currency and interest rate risk
(D) cash flows in different currencies
(E) All of the above
12. ‘Sub-prime’ refers to—
(A) lending done by banks at rates below PLR
(B) funds raised by the banks at sub-Libor rates
(C) Group of banks which are not rated as prime banks as per Banker’s Almanac
(D) lending done by financing institutions including banks to customers not
meeting with normally required credit appraisal standards
(E) All of the above
13. Euro Bond is an instrument—
(A) issued in the European market
(B) issued in Euro Currency
(C) issued in a country other than the country of the currency of the Bond
(D) All of the above
(E) None of these
14. Money Laundering normally involves—
(A) placement of funds
(B) layering of funds
(C) integration of funds
(D) All of (A), (B) and (C)
(E) None of (A), (B) and (C)

15. The IMF and the World Bank were conceived as institutions to—
(A) strengthen international economic co-operation and to help create a more
stable and prosperous global economy
(B) IMF promotes international monetary cooperation
(C) The World Bank promotes long term economic development and poverty
reduction
(D) All of (A), (B) and (C)
(E) None of (A), (B) and (C)
16. Capital Market Regulator is—
(A) RBI
(B) IRDA
(C) NSE
(D) BSE
(E) SEBI
17. In the term BRIC, R stands for—
(A) Romania
(B) Rajithan
(C) Russia
(D) Regulation
(E) None of these
18. FDI refers to—
(A) Fixed Deposit Interest
(B) Fixed Deposit Investment
(C) Foreign Direct Investment
(D) Future Derivative Investment
(E) None of these
19. What is Call Money ?
(A) Money borrowed or lent for a day or over night
(B) Money borrowed for more than one day but upto 3 days
(C) Money borrowed for more than one day but upto 7 days
(D) Money borrowed for more than one day but upto 14 days
(E) None of these
20. Which is the first Indian company to be listed in NASDAQ ?
(A) Reliance
(B) TCS
(C) HCL
(D) Infosys
(E) None of these
Answers :
1. (E) 2. (B) 3. (A) 4. (D) 5. (C) 6. (C) 7. (D) 8. (C) 9. (A) 10. (E)
11. (D) 12. (D) 13. (C) 14. (D) 15. (D) 16. (E) 17. (C) 18. (C) 19. (A) 20. (D)

1. RBI's open market operation transactions are carried out with a view to regulate
(1) Liquidity in the economy
(2) Prices of essential commodities
(3) Inflation
(4) Borrowing power of the banks
(5) All the above

2. Open market operations, means
(1) Sale or purchase of Govt. securities
(2) Issuance of different types of bonds
(3) Auction of gold
(4) To make available direct finance to borrowers
(5) None of these

3. When more than one bank is allowing credit facilities to one party in coordination with each other under a formal arrangement, this is generally known as
(1) Participation
(2) Consortium
(3) Syndication
(4) Hedging
(5) None of these

4. The bank rate means
(1) Rate of interest charged by commercial banks from borrowers
(2) Rate of interest at which commercial banks discounted bills of their borrowers
(3) Rate of interest allowed by commercial banks on their deposits
(4) Rate at which RBI purchases or rediscounts bills of exchange of commercial banks
(5) None of these

5. What is an Indian Depository Receipt?
(1) A deposit account with a Public Sector Bank
(2) A depository account with, any of the Depositories in India
(3) An instrument in the form of depository receipt created by an Indian depository against underlying equity shares of the issuing company
(4) An instrument in the form of deposit receipt issued by Indian depositories
(5) None of these

6. An instrument that derives its value from a specified underlying (currency, gold, stocks etc.) asset is known as
(1) Derivative
(2) Securitisation Receipts
(3) Hedge Fund
(4) Factoring
(5) Venture Capital Funding

7. The term Arbitrage is used with reference to:
(1) purchase of securities to cover the sale
(2) sale of securities to reduce the loss on purchase
(3) simultaneous purchase and sale of securities to make profits from price
(4) variation in different markets
(5) Any of the above

8. "Sub-prime Lending" refers to
(1) lending done by banks at rates below PLR
(2) funds raised by the banks at sub-Libor rates
(3) group of banks which are not rated as prime banks as per Banker's Almanac
(4) lending done by financing institutions including banks to customers not meeting with normally required credit appraisal standards
(5) All of the above

9. Capital Market Regulator is
(1) RBI
(2) IRDA
(3) NSE
(4) BSE
(5) SEBI

10. What is Call Money?
(1) Money borrowed or lent for a day or overnight
(2) Money borrowed for more than one day but up to 3 days
(3) Money borrowed for more than one day but up to 7 days
(4) Money borrowed for more than one day but up to 14 days
(5) None of these

11. Which of the following is the regulator of the credit rating agencies in India?
(1) RBI
(2) SBI
(3) SIDBI
(4) SEBI
(5) None of these

12. The branding line of Bank of Baroda
(1) International Bank of India
(2) India's International Bank
(3) India's Multinational Bank
(4) World's local Bank
(5) None of these

13. Which of the following acts/norms are launched by the banks to prevent money laundering in general?
(1) Know Your Customer Norms
(2) Banking Regulation Act
(3) Negotiable Instrument Act
(4) Narcotics and Psychotropic Substance Act
(5) None of these

14. Expand the term IFRS
(1) International Financial Reporting Standard
(2) International Financial Reporting System
(3) Indian Financial Reporting Standard
(4) Indian Financial Reporting System
(5) Indian Financial Report & Survey

15. Many a time we see a term in newspapers 'IPO'. What is the full form of the same?
(1) Indian Public Offer
(2) Institutional Purchase Offer
(3) Industrial Purchase Order
(4) Indian Purchase Offer
(5) Initial Public Offer


Answer
1. (5)
2. (1)
3. (2)
4. (4)
5. (3)
6. (1)
7. (3)
8. (4)
9. (5)
10. (1)
11. (4)
12. (2)
13. (1)
14. (1)
15. (5)