Personal Loan Punjab Sind Bank

Hello sir, is there any one can provide me detail for the personal loan scheme of Punjab Sind Bank?

[Rajkumar Agarwal]

Punjab & Sind Bank is provides personal loan for any genuine personal credit requirement.

The Punjab & Sind Bank is a major Public Sector bank in Northern India and working 100% on CBS platform.

Government shareholding is 81.42%. Of its 1320 branches and 800 ATM spread throughout India, 530 Branches are in Punjab state. P&SB corporate headquarters is in New Delhi.

Personal loan scheme of Punjab Sind Bank:



Interest Rates:

Interest Rate 14.35% to 14.85%
Processing Fees 1.00% of the loan amount
Loan Tenure 60 months
Guarantor Requirement Guarantor required

Personal Loans To Salaried Class & Pensioners:

Category Rate of interest (p.a.)
For Salaried Class
Where deduction of installment from salary at source is available or salary disbursed through our branches:-
One Year MCLR (9.60%) + 4.75% = 14.35%, presently with monthly rests.

In all other cases:-
One Year MCLR (9.60%) + 5.25% = 14.85% p.a. presently with monthly rests.
For Pensioners
One Year MCLR (9.60%) + 4.00% = 13.60%, presently with monthly rests.