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Old 15th March 2016, 08:30 AM
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Join Date: May 2012
Default Re: Personal loan from Punjab National Bank

Punjab National Bank, also known as PNB, is one of the most popular Indian public sector banks offering personal loans along with other core banking services across India.

Types of personal loan

PNB Personal Loans are useful for any of the following:

Personal financial requirements

Marriage expenses

Foreign travel

Health or medical treatment related expenses

Any other miscellaneous expenses

Punjab National Bank Personal Loan Details

Interest Rate (Floating) Base Rate - 9.60%

Base Rate+(3% to 6%)

Processing Fees Nil

Loan Tenure 5 years

Guarantor Requirement Guarantor required

Documents required

Documentation needed to apply for an Punjab National Bank Personal Loan

1. Signed application form with photograph

2. Proof of identity: Passport/voter ID card/driving license
Proof of address: Ration card/telephone or electricity bill/rental agreement/passport

3. Processing fee Cheque

4. Last 3 months bank statement/6 months bank passbook

5. Documentation for salaried applicants:

Latest salary slip

Current dated salary certificate with the latest Form 16

6. Documentation for self-employed applicants:
Latest Bank statement

Latest ITR or Form 16
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