#1
25th July 2016, 12:03 PM
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Punjab National Bank Student Loan
I am customer of Punjab National Bank and from here planning to take the student loan searching for the loan details. Will you please tell what the features and benefits of taking student loan from this bank also tell details about the PNB student loan interest rate?
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#2
25th July 2016, 01:10 PM
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Re: Punjab National Bank Student Loan
Punjab National Bank is an Indian financial services company based in New Delhi, India. PNB was founded in 1894, the bank has over 6,300 branches and over 7,900 ATMs across 764 cities. Punjab National Bank Student Loan Details: Following are the highlighting features of the various education loans offered by PNB. PNB Saraswati: The PNB Saraswati education loan is provided to student applicants who wish to pursue higher education in India. Expenses Covered: This loan covers all course related expenses and fees for college/school/hostel, examinations/library/laboratory, caution deposit/building fund/refundable deposit (supported with relevant bills/receipts), books & equipment, course related travel, and insurance premium for student borrower. Quantum of Loan: Applicants can avail this loan for a maximum amount of Rs 10 lakhs. Repayment Period: Loans up to Rs 7.50 lakhs must be repaid in a maximum period of up to 10 years and loans exceeding Rs 7.50 lakhs must be repaid within a maximum period of up to 15 years, in equal monthly installments (EMIs). Interest Rate: Amount of Loan Repayable in Less 3 Years (BR@10%) Repayable in 3 Years & Above Up to Rs 4 lakh BR + 3.00% BR + 2.50% + Term Premium (TP@0.50%) Over Rs 4 lakh & up to Rs 7.50 lakh BR + 4.00% BR + 3.50% + TP Over Rs 7.50 lakh BR + 2.00% BR + 2.00% Contact: CustomerCare Division Toll Free No. 1800 180 2222 1800 103 2222 Tolled No. 0120-249000 Landline :011-23714562 |
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