Apply for Personal Loan in Punjab National Bank

Hello sir I want to apply for Personal Loan at Punjab National Bank so would you please provide me process for apply for Personal Loan at Punjab National Bank??

[Kiran Chandar]

Hello dude as you want to apply for Personal Loan at Punjab National Bank so here I am giving you process…

Firstly go to the official website of Punjab National Bank which look like this image:



Now on this page you will see “Loan Application” option click on that option a new page will open which look like this image;



Now mid of the page you will see “Personal Loan New Application” option click on that option again a new page will open which look like this image:




Now on this page you will get for options like:
Online Loan Application for Personal LOAN: Part - A (Mandatory)
Online Loan Application for Personal LOAN: Part - B (Mandatory)
Online Loan Application for Personal LOAN: Part - C (Optional)
Online Loan Application for Personal LOAN: Final Submit (Mandatory)

You will have to click one option and you will have to fill and click on submit after filling Part A you will have to fill Part B and again Part C and last you will have to fill Final Submit……

Hello sir I want to Apply for Personal Loan in Punjab National Bank so please provide me information about this loan scheme.

[Quick Sam]

Punjab National Bank, also known as PNB offers personal loans along with other core banking services across India. Personal loans at PNB are available for salaried, self employed, as well as pensioners drawing.

Eligibility

At least 21 years old

Less than 58 years old

Salaried / Self – Employed with regular income

Earn more than the minimum income required

Minimum income required Rs.15, 000 per month

Maximum allowed personal loan is Rs. 4 lakhs

Punjab National Bank Personal Loan Interest Rates

Punjab National Bank Personal Loan Details

Interest Rate (Floating) Base Rate - 9.60%

Base Rate+(3% to 6%)

Processing Fees-100% Waiver

Loan Tenure-5 years

Guarantor Requirement-Guarantor required

Documentation needed for Personal Loan

1. Signed application form with photograph
2. Proof of identity: Passport/voter ID card/driving license
Proof of address: Ration card/telephone or electricity bill/rental agreement/passport
3. Processing fee cheque
4. Last 3 months bank statement/6 months bank passbook
5. Documentation for salaried applicants:
Latest salary slip
Current dated salary certificate with the latest Form 16

6. Documentation for self-employed applicants:
Latest Bank statement

Latest ITR or Form 16