Punjab National Bank Personal Loan Interest Rate

I want to open an account in the Punjab National Bank and want to take personal loan from this bank want to know some details. Will you please tell me details of Punjab National Bank Personal Loan Interest Rate and also provide me contact number of bank?

[Kiran Chandar]

Punjab National Bank, also known as PNB, is one of the most popular Indian public sector banks offering personal loans along with other core banking services across India.

Personal loans at PNB are available for salaried, self employed, as well as pensioners drawing their pension through any of the PNB branches in the country.

PNB Personal Loans are useful for any of the following:

Personal financial requirements
Marriage expenses
Foreign travel
Health or medical treatment related expenses
Any other miscellaneous expenses

PNB Personal Loan Interest Rates:

Minimum Loan Amount
Rs. 50,000

Maximum Loan Amount
Minimum amount of loan will be
Rs.50,000/- and maximum amount of loan
Rs.4,00,000/- or 20 times monthly net salary, whichever is lower, depending upon the repaying capacity.

Tenure:
12 to 60 Months

Processing Fee:
1.8% of the loan amount + Service Tax & Education Cess

Interest Rates:

For Loans up to Rs.10 Lakhs: Individuals whose salary is being disbursed through PNB branches only (including Defence Personnel) : Base Rate+3% (13.25%)
For Loans up to Rs.5 Lakhs: Individuals availing the loan under check-off facility (including Defense Personnel):Base Rate + 5% (15.25%)
For others up to Rs.5 Lakhs: Base Rate +6% (16.25%)

Contact:

CustomerCare Division
Toll Free No.
1800 180 2222
1800 103 2222
Tolled No. 0120-249000
Landline :011-23714562