#1
19th December 2015, 04:17 PM
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ICICI Bank Personal Loan Interest Rate
Hello, I want to take the personal loan from the ICICI bank and I want to know the interest rates of the loan.
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#2
19th December 2015, 04:31 PM
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Re: ICICI Bank Personal Loan Interest Rate
Hello, here I am providing you the details of the ICICI bank personal loan as under: Interest rates as updated on 11the December 2015: ICICI Bank Personal Loan Details Interest Rate (Monthly reducing balance) 11.49% to 19.50% Processing Fees 0.45% of the loan amount Loan Tenure 1 year to 5 years Pre-closure Charges Pre closure permitted after 6 months. 5% of principal outstanding (plus ST) Guarantor Requirement No guarantor required Eligibility: ICICI Bank Personal Loan Minimum Age At least 23 years old ICICI Bank Personal Loan Maximum Age Less than 58 years old ICICI Bank Personal Loan Eligible Employment Type Salaried / Self – Employed with regular income Minimum salary required: ICICI Bank Personal Loan Minimum Salary Minimum income required Rs.17,500 per month ICICI Bank Personal Loan Maximum Loan Funded Maximum allowed personal loan is Rs. 20 lakhs Documents required: 1. Signed application form with photograph 2. Copy of passport/voter ID card/driving license 3. Processing fee cheque 4. Salaried Latest 3 months Bank Statement (where salary/income is credited) Self Employed Latest 6 months Bank statement 5. Documentation for salaried applicants: Salary slips for last 3 months 6. Documentation for self-employed applicants: Income proof (audited financials for the last two years) |
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