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2nd November 2017, 12:57 PM
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Join Date: Aug 2012
Re: Punjab National Bank Housing Loan Interest Rate

Punjab National Bank is an Indian multinational banking and financial services company. It is a state-owned corporation based in New Delhi, India. The bank was founded in 1894

The Information About the House Loan of the Punjab National Bank is given below

Purpose of House Loan

For construction of house/ flat;
For purchase of built house/flat.
For purchase of under construction house/flat from Housing Boards/ Development Authorities/ Co-operative Societies/ Approved Private Builders/ Projects.
For carrying out Additions to the house/flat.

Quantum Of Finance
For Construction/Additions/Purchase of House/Flat: Need based loan depending upon the project cost and repaying capacity.

For purchase of Land/ Plot for House Building
: Maximum Rs.100 lacs for State Capitals and Metro and Rs. 50 lacs for other centers; (Higher amount may be considered on individual merit of case)
For repairs / renovation / alterations: Maximum Rs.25 lac.

Interest Rates :

Housing Loan Upto Rs.75 lac 20%
Housing Loan Above Rs.75 lac 25%
Purchase of Land/Plot for House Building 25%

Security Equitable/registered mortgage of the property in question.

Customers who are below the age of 50 years and existing Housing loan borrowers who have availed loan under our Housing Loan scheme for public subject to fulfillment of all terms & conditions of this variant :

For more details you may Visit the nearest branch of the Punjab National Bank

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