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17th July 2018, 08:57 PM
Re: South Indian Bank Housing Loan Interest

I want to know the Interest rate on Housing Loan in South Indian Bank so will you please tell me?
17th July 2018, 08:59 PM
Super Moderator
Join Date: Aug 2012
Re: South Indian Bank Housing Loan Interest

South Indian Bank offers Housing Loan to Purchase ready to occupy/Repurchase of flat/house aged up to 20 years, Purchase of land and Construction of House.

South Indian Bank Housing Loan Interest

Attractive interest rate at:
MCLR (6 Months) +0.10 % (concession of 0.05% to women borrowers)
MCLR (1 Year)

South Indian Bank Housing Loan

Target Customers-

Resident Indian

Salaried (Employees of Government, PSU, MNC, Listed companies and reputed Public and Private limited companies only)

SENP (Self employed non professional) Manufacturers, Traders, Wholesalers, Retailers, Service Providers

SEP (Self employed professionals) Doctors, CA, CS, ICWA, Architect, Engineer


Senior citizen / Pensioner

Non-Resident Indian

Eligibility Minimum Bureau Score of 600


Minimum 21Years
Maximum 75 Years


Minimum Rs 2.00 lacs
Maximum Rs 1500.00 lacs


Minimum 5 Years
Maximum 30 Years or 75 years whichever is less

LTV Up to 90%

Processing fees 0.50% of loan amount (Minimum Rs 5000 +Service Tax; Maximum Rs 10000.00).

Penal Interest 2% p.a. for the defaulted amount for the defaulted period.


South Indian Bank Ltd.
Head Office
T.B Road, Mission Quarters, Thrissur 680 001,Kerala, India
Telephone Nos : +91-487-2420020, 2420058, 2420113
Email: sibcorporate@sib.co.in

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