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  #1  
Old 28th December 2015, 12:04 PM
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Default Axis Bank Personal Loan

Hello sir I am Sharukh and I am thinking of taking Personal Loan and therefore I am here as I want to know the eligibility criteria required for taking personal loan from axis bank??
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  #2  
Old 28th December 2015, 12:07 PM
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Join Date: May 2012
Default Re: Axis Bank Personal Loan

Axis Bank gives personal loan for vacation, child's education, home renovation or wedding in your family
Eligibility Required for Personal Loan:
-You are between 24 and 65 years of age
-In case you are salaried, you are in a full time job of which not less 3 months must be with your current company
-In case you are self-employed, you must be in current profession or business for at least 3 years and should preferably be owning either your office or your place of residence. Minimum turnover and minimum net income criteria may apply
-Axis Bank does not specify any particular CIBIL score for being eligible for a personal loan, it is observed that a score of 750 and above is desirable
Documents required - Salaried
-Filled up loan application form
-1 Passport Size Photo
-Copy of Income Tax PAN
-Identity Proof - Passport/ Driving Licence/ Voter ID/ PAN
-Residential Address Proof - Leave and License/ Registered Rent Agreement/ Utility Bill (upto 3 months old), Passport
-Income Documents – 3 months payslip, 2 years Form 16, 6 months bank statement showing salary credit and any EMI debit

Documents required - Self-Employed
-Filled up loan application form
-1 Passport Size Photo
-Copy of Income Tax PAN
-Identity Proof - Passport/ Driving Licence/ Voter ID/ PAN
-Residential Address Proof - Leave and License/ Registered Rent Agreement/ Utility Bill (upto 3 months old), Passport
-Income Documents – 2 years audited financials, 6 months bank statement
-Business proof such as VAT/ service tax registration, incorporation details in case of companies, business address proof
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