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21st September 2017, 08:52 AM
Super Moderator
 
Join Date: Aug 2012
Re: HDFC Or Axis Bank Home Loan

HDFCs Home Loans are quick and easy and are available at an attractive interest rate. The key features of our home loan include easy documentation, door step assistance and flexible repayment options, making it easier for you to bring alive your aspiration of owing your own home

HDFC Housing Loans are offered per the following conditions:

For purchase of new homes
For purchase of resale homes
For constructing new homes and/or purchase of property
Transfer of home loan from another lender onto HDFC

Eligibility Criteria

Housing loans can be applied for individually or jointly with a co-applicant(s).
Every proposed owner of the property is counted as a co-applicant. However, all co-applicants are not deemed as co-owners. Ideally, co-applicants are immediate family members.
HDFC Housing Loan are offered to salaried and Self-Employed individuals. The proposed borrower must possess all relevant documents to prove this status.
HDFC NRI Home Loan , naturally, are offered to certify Non-Resident Indians. It is imperative that the proposed applicant prove his/her status as an NRI.
HDFC Rural Home Loans are offered to farmers, agriculturalists, horticulturalists, dairy farmers, etc.

Required Document

Address proof
Voters ID,
Aadhaar Card,
Passport,
Driving Licence,
PAN Card.

Income proof
Last 6 months bank statement with clear attribution to monthly salary credits, Last 3 months salary slips, Latest Form-16 and IT returns.

Interest Rates :

Home Loan Interest Rates Salaried
Borrowers Home Loan Amount Rate of Interest
Women Upto 30 Lacs 8.35 %
Others Upto 30 Lacs 8.40 %
All Categories Above 30 Lacs to 75 Lacs 8.50 %
All Categories Above 75 Lacs 8.55 %


Home Loan Interest Rates - Self Employed
Borrowers Home Loan Amount Rate of Interest
Women Upto 30 Lacs 8.50 %
Others Upto 30 Lacs 8.55 %
All Categories Above 30 Lacs to 75 Lacs 8.55 % to 8.75 %
All Categories Above 75 Lacs 8.60 % to 8.80 %

For more details you may Contact to the Nearest branch of the HDFC Bank


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