#1
12th January 2017, 09:15 AM
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Nainital Bank Personal Loan
I have a saving account in Nainital Bank. I want to apply for Personal Loan at this Bank, so tell me what is interest rate for Personal Loan of Nainital Bank?
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#2
12th January 2017, 09:38 AM
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Re: Nainital Bank Personal Loan
The Nainital Bank provides following Loan Schemes: Loans by Nainital Bank Apna Aashiyana For Home Naini Sahyog for Persona Naini Shiksha for Education Loan Against Deposit Suhana Safar for Vehicle Naini Utsav for Festival Gold Loan Interest Rates Scheme Floating Rate of Interest APNA AASHIANA Housing Loan Scheme Upto & inclusive of Rs.20 lac Base Rate Above Rs. 20 lac Base Rate NAINI HOME IMPROVEMENT LOAN House Repair Loan Base Rate + 1.75% SUHANA SAFAR Car Loan Scheme Individual Base Rate + 0.25% Proprietorship /Partnership Firms / Private & Public Ltd. Co. NAINI SAHYOG Scheme for Salaried Class / Businessman / Doctors / CA / etc. Base Rate + 5.00% VYAPAR SUVIDHA Scheme for Traders Base Rate + 2.00% Financing against Immovable Property Base Rate + 5.00% NAINI HEALTH CARE Scheme for Doctors Base Rate + 3.00% NAINI UDHYOG PRASAR Credit Scheme for SME (Small & Medium Enterprises) Upto Rs. 0.5 lac Base Rate Above Rs. 0.5 lac to Rs. 2 lac Base Rate + 0.50% Above Rs. 2 lac to Rs. 10lac Base Rate + 0.75% Above Rs. 10 lac to less than Rs. 25lac Base Rate + 1.25% Above Rs. 25 lac and up to Rs. 100lac Base Rate + 1.75% EDUCATION For Education Upto Rs. 4 lac – Base Rate + 1.50% Above Rs. 4 lac – Base Rate + 2.50% NAINI SHIKSHA PRASAR Scheme for Educational Institutions on Loan – Base Rate + 4.00% Overdraft – Base Rate + 5.00% Scheme for Hoteliers/Restaurants Base Rate + 2.00% Naini Nirman Scheme for Contractors Base Rate + 4.00% Naini Utsav Festival Advance Base Rate + 3.50% Financing Against FutureRentals(CRE) Base Rate + 4.00% Financing Against FutureRentals(Non- CRE) Base Rate + 4.00% Financing Against Gold/GoldOrnaments Base Rate + 3.00% Scheme for Commission agentsagainst Immovable Property Base Rate + 3.00% Scheme for Financing toFood Grain Commission Agent Upto Rs.2 lac Base Rate + 4% Above Rs.2 lac Base Rate + 4.50% Scheme for FinancingRegistration Money of Residential/Industrial Plot Residential Plot - BaseRate + 2.25% Industrial Plot - Base Rate + 5% Scheme for TransportOperators Base Rate + 2% NSC / KVP / LICPolicy Base Rate + 3% Naini Horticulture Scheme for horticulture projects Upto Rs 0.50 lac Base Rate + 1.50% Rs. 0.50 lacto Rs. 2.00 lac Base Rate + 2.50% Above Rs.2.00 lac Base Rate + 3% PLR (w.e.f. 24 September 2012) 14.75 % Base Rate (w.e.f. 21 Oct 2015) 9.75 % |