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Old 20th February 2016, 02:47 PM
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Join Date: Apr 2013
Default Re: Eligibility for Personal Loan in Yes Bank

Buddy , Have a Look on your demanding here Providing Personal Loan from Yes Bank ,Features Details :”

Special Feature :

Pre Part Payment allowed with Nil charges
Loan amount from INR 2 lacs to INR 20 lacs
Attractive Interest Rates
No Guarantor/ surety required
Flexible repayment options
No collateral required
Loans available for various needs

Eligibility

Salaried
Min Age : 25 years
Max Age : 58 years (As on the date of maturity of loan)
Min Net Income : INR 3.00 Lacs per annum
No. of Years in Employment : Min 3 years in employment with minimum 1 year in current organisation

Self Employed Professionals
Min Age : 25 years
Max Age : 65 years (As on the date of maturity of loan)
Min Cash Profit : INR 4.00 Lacs per annum for the last 2 fiscal years
No. of Years in Profession : Min 4 years for Doctors and CAs / Min 5 years for others

Self Employed Businessmen / Retail SME Enterprises
Min Age : 25 years
Max Age : 65 years (As on the date of maturity of loan)
Min Cash Profit : INR 4.00 Lacs per annum for the last 2 fiscal years
No. of Years in Business : Min 5 years in same line of business

Terms and Conditions apply. Credit at the sole discretion of YES BANK Ltd

Required Documentation

Proof of Identity and Signature
Proof of Address (Office & Residence)
Income Documents:
Salaried: Latest 2 salary slips and last 2 years IT Returns / Form 16
Self Employed Professionals
Self Employed Businessmen / Retail SME Enterprises
Additional Documents in case of Partnership Firms
Additional Documents in case of Private / Public Limited Company
Copies of all property documents


YES BANK Personal Loan Interest Rates

Base Rate 10.25%
Pre payment Charges upto 12months-4% of POS
No prepayment before 6 months and after 12 months
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