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5th August 2015, 03:06 PM
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Join Date: Apr 2013
Re: Eligibility for Personal Loan from PNB

As you want to take Personal Loan from Punjab national bank so here I am giving you details about eligibility………

Personal Loan Scheme for Public:
Eligibility

All permanent Defence Personnel including officials of Military Station Headquarters, BSF, CRPF, CISF, ITBP

Confirmed/ permanent employees of State Govt./ Central/ PSUs and all reputed companies/ Institutions, who are drawing their salary through accounts maintained with our branches.

OR

Employers of above categories agree for ‘check-off facility’
Professionally qualified Doctors viz. MBBS, BDS & above having annual income of Rs.4.00 lac & above.

Individual drawing salary through our Bank/availing loan under check-of facility with:

Rs.15000 per month for eligible customers at Metro Centres;
Rs.12500 per month for eligible customers at Urban Centres; and
Rs.10000 per month for eligible customers at Semi-Urban and Rural Centres.

Documentation Charges
Rs.270/- upto Rs.2 Lac + Service Tax & Education Cess
Rs.450/- over Rs.2 Lac + Service Tax & Education Cess

Loan Amount:
Min. - Rs 50000
Max. - Rs 500000

Rate of Interest
RATE OF INTEREST: For Loans up to Rs.10 lac: Base Rate+3% presently (13%)

For Loans up to Rs.5 lac: Base Rate+5% presently (15%)

For others up to Rs.5 lac: Base Rate+6% presently (16%)

Interested Rate:
Min. - 15.5 %
Max. - 16.5 %


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