#1
5th August 2015, 12:01 PM
| |||
| |||
Eligibility for Personal Loan from PNB
Hello sir I want to take Personal Loan from Punjab national bank so would you please tell me what is the Eligibility for Personal Loan at PNB???
|
#2
5th August 2015, 03:06 PM
| |||
| |||
Re: Eligibility for Personal Loan from PNB
As you want to take Personal Loan from Punjab national bank so here I am giving you details about eligibility……… Personal Loan Scheme for Public: Eligibility All permanent Defence Personnel including officials of Military Station Headquarters, BSF, CRPF, CISF, ITBP Confirmed/ permanent employees of State Govt./ Central/ PSUs and all reputed companies/ Institutions, who are drawing their salary through accounts maintained with our branches. OR Employers of above categories agree for ‘check-off facility’ Professionally qualified Doctors viz. MBBS, BDS & above having annual income of Rs.4.00 lac & above. Individual drawing salary through our Bank/availing loan under check-of facility with: Rs.15000 per month for eligible customers at Metro Centres; Rs.12500 per month for eligible customers at Urban Centres; and Rs.10000 per month for eligible customers at Semi-Urban and Rural Centres. Documentation Charges Rs.270/- upto Rs.2 Lac + Service Tax & Education Cess Rs.450/- over Rs.2 Lac + Service Tax & Education Cess Loan Amount: Min. - Rs 50000 Max. - Rs 500000 Rate of Interest RATE OF INTEREST: For Loans up to Rs.10 lac: Base Rate+3% presently (13%) For Loans up to Rs.5 lac: Base Rate+5% presently (15%) For others up to Rs.5 lac: Base Rate+6% presently (16%) Interested Rate: Min. - 15.5 % Max. - 16.5 % |