Ing Vysya Bank Personal Loan

Hi buddy here I am looking for Ing Vysya Bank Personal Loan related info ,as I want to apply for Ing Vysya Bank Personal Loan??

[pawan]

ING Vysya Bank was a privately owned Indian multinational bank based in Bangalore,

As you want I am telling Personal Loan in INY Vysya Bank has key benefits like easy documentation, Speedy loan processing, No security.

Key Benefits of ING Vysya Bank personal loan

1. Loan up to 15 Lac
2. Attractive Interest Rate & Processing charges
3. Easy documentation
Speedy loan processing
Hassle free loans - No security/collateral required.
Flexible repayment options
Part Payment Option up to 25% of principle outstanding in a year
Personalized and professional service
Special Schemes for salary account holders with ING Vysya Bank.

General Schedule of Features and Charges for Loan
Loan Personal Loan
Interest Rate 11.5% to 24%
Loan Processing Charges Upto 2.5% of the loan amount+ service tax/GST and other applicable statutory levies
Documentation Charges -
Stamping Charges Applicable as per the respective State's Stamp Act
Credit Administration Charges -
Credit Appraisal Charges Upto 5% of the Loan amount, not exceeding Rs. 7500(inclusive of GST/Service tax)
Commitment Charges -
Ovedue Interest 3% of Overdue Amount, compounded monthly on the amount due but unpaid from the date of the amount falling due till the date of actual payment
Collection Charges 30%(inclusive of service tax/GST and other applicable statutory levies)of cheque/instrument dishonour charges+ overdue interest
Dishonour Charges per Instance Rs. 750.00 per instance(inclusive of service tax/GST and other applicable statutory levies)
Swap Charges( Replacement of PDCs) Upto Rs. 500 per Swap per Instance+ service tax/GST and other applicable statutory levies
Prepayment Interest / Forclosure Charges Lock in period for 12 months. After 12 months, 5% foreclosure charges + service tax/GST on principal outstanding
Duplicate Issue of NOC Rs. 500 + service tax/GST and other applicable statutory levies per instance
Solvency Certificate
No Due Certificate Rs. 500 + service tax/GST and other applicable statutory levies per instance
Charges for furnishing a copy of the credit information report (CIBIL) to the applicant. Rs. 50 + service tax/GST and other applicable statutory levies per instance
Charges applicable in case customer requests for copies of records pertaining to his transactions ( SOA / Amortization Schedule) Once yearly without any charge. Post that Rs. 250 per request+ service tax/GST and other applicable statutory levie

Bank profile:
Type Public
BSE: 531807
Industry Banking, Financial Services & insurance
Fate merged with Kotak Mahindra Bank
Founded 2002
(est. 1930 as Vysya Bank)
Headquarters Bangalore, India
Key people Shailendra Bhandari
(CEO & Managing Director)
Uday Sareen
(deputy CEO)
Arun Thiagarajan
(Chairman)
Revenue 5,588 crore (US$870 million)
Net income 613 crore (US$96 million)
Total assets 54,836 crore (US$8.6 billion)
Number of employees
Over 10,000 No. of Branches: 527

No. of ATMS: 405
No. of Extension counters: 10