#1
3rd August 2014, 12:23 PM
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Reserve Bank of India Research Officers Grade B previous year question papers
WIl you please share with me the Reserve Bank of India Research Officers Grade B previous year question papers?
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#2
3rd August 2014, 02:58 PM
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Re: Reserve Bank of India Research Officers Grade B previous year question papers
As you want to get the Reserve Bank of India Research Officers Grade B previous year question papers so here it is for you: Direction (Qs. 1 to 5) : Which of the phrases (1), (2), (3) and (4) given below each sentence should replace the phrase printed in bold in the given sentence to make it grammatically correct? If the sentence is correct as it is and no correction is required, then mark your answer as (5) : 1. Ultimately he received the honour he deserve. (1) Gained the honour he deserve (2) Received the honour he deserves (3) Received the honour he deserved (4) Bags the honour he deserve (5) No correction required Ans: ( 3 ) Received the honour he deserved 2. I am totally opposite in the statement of some of our Managers. (1) Totally oppose to the (2) Absolutely oppose by the (3) Totally opposed to the (4) Completely opposed in the (5) No correction required Ans: ( 3 ) Totally opposed to the 3.Gayatri turned down the job offer to accommodate her friend. (1) Job offered in accommodate (2) Job offers for accommodate (3) Job offer to accommodating (4) Job offer in accommodate (5) No correction require Ans: ( 5 ) No correction required 4. She was informed that everyone of them are aware of the fact. (1) Were aware of (2) Are aware of (3) Was aware of (4) Is aware of (5) No correction required Ans: ( 3 ) Was aware of 5. She has being venturing into areas which she had always avoided in the past. (1) Has been venturing into (2) Has venturing into (3) Would venturing into (4) Had venturing into (5) No correction required Ans: ( 1 ) Has been venturing into Directions (Qs. 6 to 10) : Read each sentence to find out whether there is any grammatical error or idiomatic error in it. The error, if any, will be in one part of the sentence. The number of that part will be your answer. If there is no error (ignore errors of punctuation, if any), then your answer will be (5). 6. They never thought (1) / that Joshi is (2) / oldest than the other (3) / Professors in the Faculty. (4) / No error (5) Ans: ( 3 ) 7. Taken into consideration (1) / the advice of his (2) / colleagues he decided (3) / to stay in the Institute. (4) / No error (5) Ans: ( 1 ) 8. I am likely contact (1) / you sometime in (2) / next week to (3) / discuss with you in detail. (4) / No error (5) Ans: ( 1 ) 9. The police has making (1) / every effort to provide (2) / best help and (3) / attention to each citizen. (4) / No error (5) Ans: ( 1 ) 10. He cannot withdraw (1) / all his money (2) / unless he do not (3) / give advance notice. (4) / No error (5) Ans: ( 3&4 ) Directions (Qs. 11 to 25) : Read the following passage to answer these questions given below it. Certain words / phrases have been printed in bold to help you locate them while answering some of the questions : The suicide attacks by militant Palestinian groups killing large numbers of Israeli civilians and the harsh Israeli response, have raised the renewed hopes of peace in the region. It is Arafat?s leadership and authority that are being severely tested in the latest phase of the west Asian crisis. By accusing the Palestinian Authority (PA) of supporting terrorism by groups, Israel hopes to put pressure on Arafat to act. Arafat, on the other hand, has never looked a less powerful force than he does today. If he acts against the militants and elements in his own Fatah movement sympathetic to them, he risks a Palestinian civil conflict. But if he chooses to do nothing, he faces erosion of his authority and all claim to a central role in the peace process. Whatever he does, sections of the Palestinians will hold that he has gone too far and Israel that he has not gone for enough. This is, of course, why Arafat has invariably shrunk from hard decision. He has refrained from curbing the militant groups, explaining his inaction as necessary to maintain Palestinian unity. The Palestinian leadership?s inability to improve economic conditions for its people has been a decisive factor in the erosion of its ability to act. Palestinians in Gaza have targeted the PA as being responsible for their condition. The Militant organizations have capitalized on the PA?s failure to establish a functioning administrative infrastructure by setting up a parallel welfare system with the help of the millions of dollars. Though the Palestinian security forces claim to have arrested more than 100 militants after the suicide bomb attacks in Israel, the other similar militant groups remain defiant, confident of their popular support and of the certainty that in the ultimate analysis the PA leadership will stop short of decisive action against them. That the militant groups enjoy popular support in Gaza is hardly surprising. The Gaza Strip today resembles a vast prison camp in which some 1.2 million Palestinians are crammed. Despite the Oslo Accord, 7000 Israeli settlers still remain in 20 percent of the Gaza?s area and are protected by heavily armed Israeli forces. With its recent blockade of and extensive incursion into PA controlled territories, the Israeli government has placed the whole civil society in Palestine under siege. Over 450 NGOs, eight universities and numerous other educational, civic, social, developmental and health institutions have had their work impeded and their vital services to the population blocked. An international conference on Israel?s treatment of human rights in West Bank and Gaza, attended by signatories to the 1949 Geneva Conventions, that has opened in Switzerland overriding Israeli and American protests, is expected to censor Israel for its treatment of civilians in the Palestinian territories. Arafat?s standing among Palestinians rests on the authority conferred on the PA by the international community to represent and speak for the Palestinians. Even the major militant group has so far never openly challenged Arafat?s leadership. Israel?s latest vicious attacks directed against the PA and Arafat present the international community with the danger that this precarious balance of power in the Palestinian community may be destroyed. Continuance of the Israeli attacks can only further radicalize and harden the attitudes of ordinary Palestinians. On the other hand, Israeli moves to freeze further expansion of Jewish settlements in the West Bank and Gaza and, as soon as security conditions permit it, ease the economic blockade of Palestinian towns?however remote such measures appear just now?alone can restore the authority of the PA and give it a chance to get a grip on Palestinian militancy. 11. Which of the following factors have raised the hope for peace in West Asia? A. Killings of Israeli civilians B. Harsh response of Israelites C. Revocation of Oslo Accord (1) Only A and C (2) Only B and C (3) Both A and B (4) Either A or B (5) None of these Ans: ( 3 ) Both A and B 12. Which of the following explains the lack of action on the part of Palestinian leader? (1) He fears the army action against him (2) This according to him will fasten peace process (3) He feels that this step will keep Palestinians united (4) He is seriously worried about the degeneration of his power base (5) None of these Ans: ( 4 ) He is seriously worried about the degeneration of his power base 13. What is ultimate analysis of other similar militant groups? (1) The PA leadership will only act if a definite forceful action is taken on the PA (2) The suicidal attacks will only aggravate the situation (3) The PA leadership should be changed (4) The action on the Palestinians was justified (5) None of these Ans: ( 5 ) None of these 14. Which of the following words is just opposite in meaning to the word impeded as used in the passage? (1) Hindered (2) Facilitated (3) Felicitated (4) Stopped (5) Courage Ans: ( 1 ) Hindered 15. What does the word overriding mean as used in the passage? (1) Notwithstanding (2) Concurring (3) Welcoming (4) Criticizing (5) None of these Ans: ( 1 ) Notwithstanding 16. Which of the following best describes the meaning of the word challenged as used in the passage? (1) Questioned (2) Accepted (3) Attacked (4) Scared (5) None of these Ans: ( 1 ) Questioned 17. Which of the following is the most similar word as accusing as used in the passage? (1) Abusing (2) Blaming (3) Charging (4) Responding (5) Praising Ans: ( 2 ) Blaming 18. Which of the following is the expected outcome of International Conference which is in progress in Switzerland? (1) To revoke 1949 Geneva Convention (2) Impose censorship on propaganda of PA (3) To build cordial relations between Conflicting parties (4) To put a curb on Israel?s policies while treating civilians in an alien territory (5) None of these Ans: ( 3 ) To build cordial relations between Conflicting parties 19. Which of the following best explains the word vicious as used in the passage? (1) Dangerous (2) Fatal (3) Reoccurring and cyclic (4) Cyclic but not reoccurring (5) None of these Ans: ( 3 ) Reoccurring and cyclic 20. Which of the following best explains the word remote as used in the passage? (1) Far away from reality (2) Distant (3) Most likely to happen (4) Control in someone else?s hand (5) None of these Ans: ( 1 ) Far away from reality 21. Who according to the passage conferred the authority to PA? (1) Arafat (2) Israel (3) Militant groups (4) International community (5) None of these Ans: ( 4 ) International community 22. Which of the following can restore the degenerating authority of the PA? A. Arresting the expansion of Jewish settlements B. Easening the economic blockade of Palestinian towns (1) Only A (2) Only B (3) Either A or B (4) Both A and B together (5) Neither A or B Ans: ( 4 ) Both A and B together 23. Which of the following is the most opposite in meaning as the word shrunk as used in the passage? (1) Coming forward (2) Abdicating (3) Control (4) Expand (5) None of these Ans: ( 1 ) Coming forward 24. What may be the affect of continuous Israeli attacks? (1) It may harness a negative attitude amongst the civil Palestinians (2) It may destroy militancy from its basic roots (3) It may revitalize the weakening leadership of the PA (4) It may enhance militant activities (5) None of these Ans: ( 4 ) It may enhance militant activities 25. What dangers are being perceived by the International Community? (1) Both the nations may get destroyed if war erupts (2) The PA and Israel will never strike a deal (3) The attacks against the PA may destroy the balance of power in Palestinians (4) The militancy may spread in other countries also (5) None of these Ans: ( 3 ) The attacks against the PA may destroy the balance of power in Palestinians Directions (Qs. 26 to 35) : In the following passage there are blanks, each of which has been numbered. These numbers are printed below the passage and against each, five words are suggested, one of which fits the blank appropriately. Find out the appropriate word in each case: Whatever prosperity India enjoyed in the seventeenth century disappeared when the Mughal Empire ???(26) apart. The most immediate cause of this breakdown was the religious intolerance, which led to the open rebellion. It was to ???(27) these revolts that the bigot ruler spent ???(28) years in the field, with immense armies consuming the revenues of the country. There were, however, more deep-seated ???(29) The corruption of officials and the oppression of the masses steadily ???(30) away the empire?s life blood. For sometime, there had been a noticeable deterioration in the character of the ruling class. Wars of succession ???(31) wiped out the leading families, and new blood from central Asia was no ???(32) recruited for the higher governmental posts. Finally, the Mughal Empire was an alien regime. It continues to be so ???(33) Akbar?s policy of conciliation was abandoned, and it wore itself out trying to maintain its power ???(34) the ceaseless opposition, only now and then overt but always present, of the (35) citizens. 26. (1) Joined (2) Broke (3) Dashed (4) Banged (5) Became Ans: ( 2 ) Broke 27. (1) Run out (2) Crash (3) Crush (4) Cajole (5) Motivate Ans: ( 3 ) Crush 28. (1) No (2) Hardly (3) Many (4) Inexpensive (5) Most Ans: ( 3 ) Many 29. (1) Variables (2) Attributes (3) Characteristics (4) Causes (5) Affect Ans: ( 4 ) Causes 30. (1) Drained (2) Gone (3) Sucked (4) Released (5) Went Ans: ( 1 ) Drained 31. (1) Has (2) Have (3) Was (4) Did (5) Had Ans: ( 5 ) Had 32. (1) Longer (2) Pumped (3) Far (4) Candidate (5) Shorter Ans: ( 1 ) Longer 33. (1) At (2) Into (3) Over (4) After (5) Before Ans: ( 4 ) After 34. (1) Far (2) At (3) Against (4) Favouring (5) For Ans: ( 3 ) Against 35. (1) Discontented (2) Weeping (3) Ruling (4) Calm (5) Contented Ans: ( 1 ) Discontented Directions (Qs. 36 to 40) : Pick out the most effective word/phrase from the given words to fill in the blanks to make the sentences meaningfully complete: 36. Tiwari?s weill-wishers went to the extreme to _____ his business reputation. (1) Speak (2) Enhance (3) Cajole (4) Provoke (5) Advocate Ans: ( 2 ) Enhance 37. A group of junior college boys _____ the highest peak of the Shivalik range of the Himalayas. (1) Scaled (2) Walked (3) Climb up (4) Avoided (5) Won Ans: ( 1 ) Scaled 38. A special programme to raise the standard of living of the village folks has been _____ by the Government. (1) Affixed (2) Stalled (3) Glued (4) Launched (5) Propose Ans: ( 4 ) Launched 39. A herd of elephants _____ ready to attack the lion. (1) Were (2) Is (3) Was (4) Are (5) Has been Ans: ( 2 ) Is 40. It is not possible this year to run this company with so many employees, without increasing the _____ of deficit. (1) Loss (2) Altitude (3) Gain (4) Magnitude (5) Extend Ans: ( 4 ) Magnitude |
#3
30th March 2015, 01:54 PM
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Re: Reserve Bank of India Research Officers Grade B previous year question papers
Please provide Previous Year Question Papers of Reserve Bank of India Research Officers Grade B Exam for preparation?
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#4
30th March 2015, 02:00 PM
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Re: Reserve Bank of India Research Officers Grade B previous year question papers
Here I am providing you Previous Year Question Papers of Reserve Bank of India Research Officers Grade B Exam for your preparation. Question Papers of RBI Research Officers Grade B Exam: Qs. 1-5. These questions are based on the following infomation: (i) A,B,C,D,E,F and G are sitting around the circle and are facing the centre. (ii) G is second to the left of C, who is to the immediate left of F. (iii) A is third to the left of E. (iv) B is between D and E. 1. Which of the following is true? (1) B is second to the right of G (2) D is second to the left of E (3) A is to the immediate right of G (4) C is fourth to the left of B (5) None of these 2. Which of the following has the middle person sitting between the remaining two? (1) EFB (2) DEB (3) GDA (4) FCE (5) None of these 3. Which of the following is false? (1) F is third to the right of D (2) B is to the immediate left of D (3) G is to the immediate right of D (4) A is fourth to the right of E (5) None of these 4. Which of the following is the position of F? (1) To the immediate left of C (2) Fourth to the right of A (3) Between A and E (4) To the immediate right of A (5) None of these 5. Which of the following pairs has the first person sitting to the immediate left of the second person? (1) BE (2) GD (3) CA (4) DG (5) None of these 6. Which of the following have the same relationship between them as is there between QT: PS? (1) PN : PM (2) BE : FC (3) IL : HK (4) TY : SW (5) None of these 7. Rewrite the word „ VOCALIST‟ in the numeric form by writing its first four letters in the reverse order and then the next four letters in the reverse order by substituting I by 8, O by 1, L by 3, T by 2, V by 5, S by 7, A by 9 and C by 6. (1) 92516783 (2) 92156783 (3) 92157683 (4) 92156873 (5) None of these 8. In a row of boys facing the North, A is 16th from the left end and C is 16th from the right end. B, Who is fourth to the right of A is fifth to the left of C in the row. How many boys are there in the row? (1) 42 (2) 41 (3) 40 (4) 39 (5) None of these. 9. Among P,Q,R,S and T,Q is the second tallest and S is immediate taller than the shortest. Which of the following is (are) necessary to decide who among them is at the middle when they stand in the order of their height? (A) T is not the shortest. (B) R is taller than S but shorter than Q. (C) P ranks third in height above S when all are arranged in the order of height. (1) Only (B) (2) Only (A) and (B) (3) Only (B) and (C) (4) (B) Or (A) and (C) (5) None of these 10. A is the uncle of B, who is the daughter of C and C is the daughter-in-law of P. How is a related to P? (1) Son (2) Son-in-law (3) Brother (4) Data inadequate (5) None of these 11. If a meaningful word can be formed from RKUL, by using each letter only once, then the third letter of that word is your answer. If more than one such word can be formed, your answer is „Y‟ and if no such word is formed, then your answer is „Z‟. (1) Y (2) Z (3) R (4) L (5) K Qs. 12-16. In each question below are three statements followed by three conclusions numbered I, II and III. You have to take the three given statements to be true even if they seem to be at variance from commonly known facts and then decide which of the given conclusions logically follows from the three given statements disregarding commonly known facts. Then decide which of the answers (1), (2), (3), (4) and (5) is the correct answer and indicate it on the answer sheet. 12. All tigers are lions. No cow is lion. Some camels are cows. I. Some lions are camels. II. No camel is tiger. III. Some tigers are cows. (1) Only I follows (2) Only III follows (3) Only II follows (4) Either I or II follows (5) None follows 13. Some uniforms are covers. All covers are papers. All papers are bags. I. All covers are bags. II. Some bags are covers and papers and uniforms. III. Some uniforms are not papers. (1) Only I follows (2) Only I and II follow (3) Only III follows (4) All I, II and III follow (5) None of these 14. Some mountains are hillocks. Some mountains are rivers. Some mountains are valleys. I. All mountains are either hillocks or rivers or valleys. II. No valley is river. III. some rivers are valley. (1) None follows (2) Only follows (3) Only either II or III follows (4) Only III follows (5) None of these 15. All boys are men. Some girls are boys. All girls are women. I. All boys are women. II. Some men are girls. III. Some women are men. (1) Only II and III follow (2) Only III follows (3) Only either II or follows (4) All I, II and III follow (5) Only II follows 16. Some chalks are dusters. Some boards are chalks. All boards are desks. I. Some dusters are desks. II. Some boards are dusters. III. Some desks are chalks. (1) Only I and III follow (2) Only III follows (3) Only I follows (4) Only II follows (5) None follows 17. How many such pairs of letters are there in the word „HACKLE‟, each of which has as many letters Between the two letters of the pair as there are between them in the English alphabet? (1) One (2) Two (3) Three (4) Four (5) More than four 18. By applying which of the following meanings of the arithmetical signs will the value of 700-10/ ½ x35+70‟ be „0‟? (1) x means ÷, + means -, ÷ means x, - means + (2) x means +, + means -, ÷ means x, - means ÷ (3) x means ÷ , + means -, ÷ means x, - means + (4) x means ÷, + means x, ÷ means +, - means - (5) None of these 19. If in a certain code „GLAMOUR‟ is written as „IJCNMWP‟ and „MISRULE‟ is written as „OGUSSNC‟, then how will „TOPICAL‟ be written in that code? (1) VMRJACJ (2) VNRJABJ (3) VMRHACJ (4) VMRJECN (5) None of these Qs. 20-25. These questions are based on the following arrangement of symbols, letters and numbers: ↑ 9 B Q = $ 2 5 R J δ L 3 @ Y M E 6 8 * † D F 4 β H 7 © 20. Total number of pairs of adjacent symbol and alpha (X), total number of pairs of adjacent alpha and number (Y) and total number of pairs of adjacent number and symbol (Z) in the above arrangement if arranged in the descending order of X,Y and Z, which of the following will indicate the same? (1) X, Y, Z (2) Y, X, Z (3) X, Z, Y (4) All the three are equal in number (5) None of these 21. In the above arrangement 2RJL : B = $5 and YE6* : δ3@M in the same way as? : 8 † D4. (1) F β H © (2) YE6* (3) D4β7 (4) ÷F4H (5) None of these 22. How many such symbols are there in the above arrangement each of which is either immediately followed by a number or immediately preceded by a letter? (1) One (2) Two (3) Three (4) Four (5) More than four 23. How many such numbers are there in the arrangement and hence form a group. Which one does not belong to the group? (1) Nil (2) One (3) Two (4) Three (5) None of these 24. Four of the following five are alike in a certain way based on the positions of their elements in the above arrangement and hence form a group. Which one does not belong to the group? (1) BQ9=↑ (2) YM@E3 (3) *÷8D6 (4) @Y3ML (5) βH47D 25. How many such letters are there in the arrangement each of which is immediately followed by a number but not immediately followed by a number but not immediately followed by a number but not immediately preceded by a symbol? (1) Four (2) Three (3) Two (4) One (5) Nil 26. In a row of girls, there are 16 girls between Priti and Deepa. Priti is 32nd from the left end of the row. If Priti is nearer than Deepa to the right end of the row, how far away is Deepa from the left end of the row? (1) Data inadequate (2)15th (3) 14th (4) 16th (5) None of these Qs. 27-30. Given an input a coding machine generates pass codes for six batches every day as follows: Input : A couple of cars sped down the road. Password: Batch I : A of couple car down sped road the Batch II : of A couple down car sped the road Batch III : of couple A down sped car road the Batch IV : couple of A sped down car the road and so on till the sixth batch. The first batch timing is 9.00 a.m. and each batch is of one hour‟s duration. There is a rest period of one hour after the fourth batch work is over. 27. Ashok was initially given a pass code by the machine for the batch at 11.00 a.m. as but laser treatments can last upto two years. However, he had to work in the batch at 10.00 a.m. on that day. What was then his pass code generated by the machine? (1) but laser treatment can upto last years two (2) but laser treatment can last upto two years (3) but laser treatment can last upto years two (4) but treatment laser can upto last years two (5) None of these 28. If an input on a day is my mother calls often to ask about Harry, what will be the pass code for the batch prior to the rest period? (1) calls mother my ask to often Harry about (2) calls mother my ask to often about Harry (3) mother calls my to ask often about Harry (4) mother calls my to ask often Harry about (5) None of these 29. The pass code for the batch immediately before the rest hour was it was a dream to climb the boat‟. What was the input on that day? (1) a was it climb to dream boat the (2) a it was climb dream to the boat (3) a it was climb dream to boat the (4) a was it climb to dream the boat (5) None of these 30. The input for pass code on a day was we can get on with this obstacle now. What was the pass code for the last batch on that day? (1) We can get on with this obstacle now (2) We can get on with this now obstacle (3) We get can on this with now obstacle (4) We get can on this with obstacle now (5) None of these Qs. 1-15. Read the following passage carefully and answer the questions given below it. Certain words/phrases has been printed in bold to help you to locate them while answering some of the questions. The structure and operations of banks have undergone a rapid transformation in recent years. Consequent upon the revolution in information technology and the associated increase in competition financial intermediaries have become increasingly global in geographical coverage and universal in the financial operations, encompassing a wide range of activities including banking, securities markets activities and insurance. In the face of widespread concerns about declining profitability of banks, the Basel capital adequacy norms were enacted. Although the Basel norms helped to arrest the erosion of banks’ capital ratios, concerns were raised regarding the mere applicability of baseline capital ratios in the changed environment of operation. The blurring of both functional as well as national divisions among the financial intermediaries, and the speed and complexity of adjustment, made it difficult for regulators to keep up with the growing pace change. In particular the rule of ‘one-size-fits-all’ aspect of the capital adequacy ratio was the subject of intense debate. Recent banking crisis only emphasized the point that baseline capital adequacy norms were not adequate to hedge against failures. In response to the same, the Basel Committee on Banks’ Supervision came out with the new Consultative Paper on Capital Adequacy. It invited suggestions from the policymakers, academia and other institutes all over the world. After taking into consideration manifold suggestions of the various organizations, the second Consultative Paper on Capital Adequacy was released. The Accord rests on three pillars; the first pillar of minimum capital requirement, the second pillar of supervisory review process and the third pillar of market discipline. The first pillar sets out the minimum capital requirements. The new framework maintains both the current definition of capital and the minimum requirement of 8% of capital to risk-weighted assets. The revised Accord will be extended on a consolidational basis to holding companies of banking groups. The Accord stresses upon the improvement in measurement of risks. The credit risk measurement methods have been made more elaborate than those in the existing Accord. The new framework also emphasizes the measurement of operational risk. For measuring credit risk, two options have been proposed. The first is the standardized approach and the second is the internal rating based approach. Under the standardized approach, the existing approach for credit risk remains conceptually the same, but the risk-weights have been enlarged to encompass exposures to a broad category of borrowers with reference to the rating provided by rating agencies. 1. What necessitated the creation of Basel capital adequacy norms? (1) To study the profitability pattern in the banks. (2) The banks wanted its capital reserve ratios to be kept above 8%. (3) Regulatory body of the banks wanted to have uniform policy. (4) Corporate buyers compelled the lending institutions to do so. (5) None of these 2. Which of the following factors are responsible for rapid transformation in banks in recent years? (1) The forces of privatization and international players have compelled the banks to do so. (2) Control from regulators has become meaningless for the banks to survive. (3) Sudden upsurge in economy. (4) The competition has increased and information technology has undergone a sea change. (5) None of these 3. According to the passage activities encompassed by banks are: (1) insurance, housing finance and low cost funds. (2) market discipline, profit maximization and priority sector banking. (3) securities markets, insurance and banking. (4) geographical coverage, universalization and transformation. (5) None of these 4. The main features of the standardized approach are: (1) the credit risk management should encompass large corporate borrowers. (2) the borrowers should not have more than 8% risk weighted assets. (3) banks capital reserve ratios should be strictly maintained. (4) the risk weights should take into consideration the ratings of rating agencies. (5) None of these 5. The consultative paper of Basel Committee was a result of: (1) three pillar accord of academic institutes. (2) contribution from international policy makers, academicians and institutions. (3) failure of structures and operations of banks in the world. (4) erosion of banks’ fixed assets owing to global competition. (5) None of these 6. How did Basel norms help the Bank? (1) It changed the environment of operations. (2) The decline in capital ratios was arrested. (3) The banks could successfully keep market discipline. (4) It did not erode the quality of risk measurement. (5) None of these 7. Emphasis on operational risk measurement was the main feature of: (1) theory of three pillars risk management. (2) first consultative paper on capital adequacy. (3) second consultative paper on capital adequacy. (4) Basel capital adequacy norms. (5) None of these 8. Which of the following difficulties was faced by regulators on prescription of Basel norms? (1) The regulators could not keep up with growing pace of change. (2) There was no provision for risk measurement. (3) The minimum requirement of 8% of capital could not be met. (4) The supervisory review process could not be carried out. (5) None of these 9. Which of the following is NOT a recommendation of second consultative paper on capital adequacy? (1) The minimum capital requirement for a bank has been prescribed. (2) Universal financial operations are permitted within limited geographical coverage. (3) The supervisory review should be more comprehensive. (4) The market discipline has to be observed by each bank. (5) None of these 10. According to passage factor(s) responsible for declining profitability in banks was/were: (A) cut-throat competition and technology revolution. (B) globalization of financial intermediaries. (C) privatization of insurance. (1) Only (A) (2) Only (B) (3) Both (A) and (B) (4) Both (B) and (C) (5) Neither (A) nor (B) Qs. 11-13. Choose the word which is most similar in meaning to the word printed in bold as used in the passage. 11. Elaborate (1) precise (2) discernible (3) explanatory (4) enumerate (5) implicit 12. Options (1) alternatives (2) distracters (3) answers (4) paths (5) directions 13. Erosion (1) loss (2) depletion (3) assets (4) replenishment (5) reclamation Qs. 14-15. Choose the word which is most opposite in meaning to the word printed in bold as used in the passage. 14. Accord (1) summit (2) record (3) disagreement (4) difference (5) withdrawal 15. Manifold (1) single (2) alone (3) lonely (4) isolated (5) multiple Qs. 16-25. Which of the phrases (1), (2), (3) and (4) given below each sentence should replace the phrase printed in bold in the sentence to make it grammatically correct? If the sentence is correct as it is given and No correction required, mark (5) a the answer. 16. The Governor has a good collection of paintings adorning the walls of the Raj Bhavan. (1) painting adoring the walls (2) painting adorning a walls (3) paintings sticking the walls (4) paintings adorn the walls (5) No correction required 17. The argument against privatization stems from a fear that the national assets were being handed to private sector. (1) assets are being handed over to (2) assets is being handled by (3) asset have been handed over to (4) assets are being handled into (5) No correction required 18. The principals and teachers at the selected English medium schools were contacted. (1) of the selected English medium (2) at the select English medium (3) upon the selected English medium (4) of the selection English medium (5) No correction required 19. Fast foods can be dangerous as they deprive the body of essential nutrients. (1) the body at essential (2) the body of essentially (3) the body from essential (4) the bodies onto essential (5) No correction required 20. Some people feel that the medium of instruction in all colleges in India would be only English. (1) should has been only English (2) will have be only English (3) should be only English (4) would be English only (5) No correction required 21. Besides these norms, the data was also analysed to form the sub groups. (1) the data had analysed also (2) the data were also concluded (3) the data were also analysed (4) an data were analysed also (5) No correction required 22. The children and their specific problems needs to be identified. (1) problem need to be (2) problems needed to be (3) problems has been (4) problems need to be (5) No correction required 23. He does not know that Mount Everest is the most highest mountain peak. (1) is a more highest mountain (2) is the most high mountain (3) is the higher mountain (4) is the highest mountain (5) No correction required 24. The complex nature of the modern industrial civilization and explosion of knowledge have made the education process very complicated. (1) has made the education process (2) have made the educational process (3) have made the education processed (4) have been made educational process (5) No correction required 25. Learning is defined as a relatively permanently change in our potential for performance. (1) relatively permanent change (2) relative permanently change (3) relatively permanent changed (4) permanently relatively change (5) No correction required Qs. 26-35. In the following passage there are blanks, each of which has been numbered. These numbers are printed below the passage and against each, five words are suggested, one of which fits the blank appropriately. Find out the appropriate word in each case. It is a pity that we do not have good books on banking written by Indian authors (26) to the steady growth of literature on the subject in other countries especially, the U.K. whose banking laws and (27) are very much akin to those of our country. And students studying in our universities and the millions of bank employees appearing for various banking examinations have to depend (28) on books written by foreign authors. As these books mainly deal with the problems of banking industry of foreign countries the (29) of the banking scene in India and the various legal (30) and banking procedures remains very weak. To (31) the bank employees and the university students who have opted for (32) courses in banking with different aspects of theory and practice of banking we should have good and (33) textbooks. The book under review, written by an experienced and (34) banker, on banking law based on leading Indian cases, will be found very useful by students of banking as a (35) guide to the principles of banking law. 26. (1) corresponding (2) following (3) emphasize (4) correcting (5) paving 27. (1) products (2) notes (3) initiatives (4) procedures (5) processes 28. (1) upon (2) still (3) rarely (4) until (5) slightly 29. (1) core (2) application (3) understanding (4) knowledge (5) purpose 30. (1) aspects (2) experts (3) books (4) loops (5) lapses 31. (1) saddle (2) decorate (3) promote (4) load (5) equip 32. (1) expensive (2) tough (3) detailed (4) specialized (5) optional 33. (1) voluminous (2) many (3) seasoned (4) shining (5) authentic 34. (1) qualified (2) rich (3) merchant (4) desired (5) consulting 35. (1) powerful (2) ready (3) comprehensive (4) prescribed (5) learned Qs. 36-40. Each question below has two blanks, each blank indicating that something has been omitted. Choose the set of words for each blank that best fits the meaning of the sentence as a whole. 36. He knew that a war of liberation___great spirit, great sacrifice,___and patience. (1) forced....peace (2) encouraged....demand (3) compelled....money (4) boost....fear (5) demanded....courage 37. Management has___a half forgotten idea; the individual is___in directing decisions, skill and services. (1) constituted....purposive (2) invented....vulnerable (3) rediscovered....crucial (4) developed....objective (5) devised....subjective 38. You can do franchising if you are____to shut your____to many things. (1) willing....eyes (2) opt....ears (3) skilled....window (4) blind....vision (5) helpless....thoughts 39. The___of an organization depends on several factors, the___of leadership is the most important. (1) effectiveness....quality (2) delivery....amount (3) power....paucity (4) ambience....judgement (5) strength....gender 40. History is___with examples of strong nations___the weak ones. (1) complete....require (2) organized....advocating (3) written....asserting (4) replete....dominating (5) taught....propagating ANSWERS 1. (5) 2. (4) 3. (3) 4. (1) 5. (3) 6. (3) 7. (1) 8. (1) 9. (2) 10. (3) 11. (1) 12. (1) 13. (2) 14. (3) 15. (1) 16. (5) 17. (1) 18. (1) 19. (5) 20. (3) 21. (3) 22. (4) 23. (4) 24. (2) 25. (1) 26. (1) 27. (4) 28. (2) 29. (3) 30. (1) 31. (5) 32. (4) 33. (5) 34. (1) 35. (3) 36. (5) 37. (3) 38. (1) 39. (1) 40. (4) |
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