PNB Personal Loan Online Apply

Sir I want to apply for the Punjab National Bank online for the loan so can you please tell me that what is the process for the same and the rate of interest by the bank

[Pathak]

Hey buddy the Punjab National Bank is an Indian multinational banking and financial services company.


Online Personal loan applying process

Visit the official site of the PNB

A page like will open


Click on the online application for the Personal Loan

Fill the required details and complete the process


Loan Needs considered

To meet all types of personal needs (e.g., for medical treatment of self or a family member, marriage of self, son/daughter, defraying expenses on education of wards, expenses for domestic or foreign travel etc



Loan to be sanctioned by the bank

Minimum Rs.50000/-

Maximum:

For All borrowers:

Rs. 4,00,000 or 20 times monthly net salary whichever is lower subject to minimum Net
monthly salary as under:

Metro Centres : Rs.15000/-

Urban Centres : Rs.12500/-

Semi- Urban/ Rural Centres : Rs.10000/-

And Rs. 5,00,000/- or 20 times monthly net salary whichever is lower for those Salaried persons having completed service of 3 years in the present organization & drawing net
monthly salary of not less than Rs.30,000/- p.m.


Rate of interest:

For Loans up to Rs.10 lac: Individuals, whose salary is being disbursed through our branches only (including Defence Personnel) Base Rate+3%

For Loans up to Rs.5 lac: Individuals who are availing the loan under check-off facility (including Defence Personnel) Base Rate+5%