Personal Loan in SBI

I want to take State Bank of India SARAL PERSONAL LOAN and for that I want to get the details so can you provide me that?

[Kiran Chandar]

As you want to get the details of State Bank of India SARAL PERSONAL LOAN so here is the information of the same for you:

Eligibility:
Individuals must be a Salaried individual of good quality corporate, self employed engineer, doctor, architect, chartered accountant, MBA with minimum 2 years standing.

Loan Amount
Your personal loan limit would be determined by your income and repayment capacity.

Minimum:
Rs.24,000/- in metro and urban centres
Rs.10,000/- in rural/semi-urban centres

Maximum:
12 times Net Monthly Income for salaried individuals and pensioners subject to a ceiling of Rs.10 lacs in all centres

Documents Required
Important documents to be furnished while opening a Personal Loan Account:
For existing bank customers
Passport size photograph
From salaried individuals
Latest salary slip and Form 16

Repayment:
The loan is repayable in 48 EMI. You are allowed to pay more than the EMI if you wish to, without attracting any prepayment penalty.

Fees:
Processing Fees:
Processing charges are 2.02%-3.03% of the loan amount.

Prepayment Charges:
NIL

Interest Rates:






Contact Details:
State Bank of India
Sansad Marg
Police Colony,
Connaught Place
New Delhi,
Delhi 110001
India

Map Location:
[MAP]State Bank of India New Delhi, Delhi[/MAP]