#1
6th April 2016, 09:42 AM
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SBI Personal Loan
Hello sir I have to apply for Personal Loana and I am here as I want to get the details of the SBI Saral Personal Loan so will you please provide me the details??
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#2
6th April 2016, 09:43 AM
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Re: SBI Personal Loan
As per your demand here I am providing you details of the SBI Saral Personal Loan Purpose The loan will be granted for any legitimate purpose whatsoever (e.g. expenses for domestic orforeign travel, medical treatment of self or a family member, meeting any financial liability,such as marriage of son/daughter, defraying educational expenses of wards, meeting marginsfor purchase of assets etc.) Eligibility You are eligible if you are a Salaried individual of good quality corporate, self employedengineer, doctor, architect, chartered accountant, MBA with minimum 2 years standing. Loan Amount Your personal loan limit would be determined by your income and repayment capacity. Minimum : Rs.24,000/- in metro and urban centres Rs.10,000/- in rural/semi-urban centres Maximum : 12 times Net Monthly Income for salaried individuals and pensioners subject to a ceiling of Rs.10 lacs in all centres Documents Required -Important documents to be furnished while opening a Personal Loan Account: -For existing bank customers -Passport size photograph -From salaried individuals -Latest salary slip and Form 16 Repayment The loan is repayable in 48 EMI. You are allowed to pay more than the EMI if you wish to,without attracting any prepayment penalty. Security: NIL Processing Fees: Processing charges are 2.02%-3.03% of the loan amount. Prepayment Charges: NIL |