#1
24th November 2015, 09:38 AM
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SBI Personal Loan Interest
Hello sir I want to take Personal Loan from State bank of India so now I want to know about SBI Personal Loan Interest rate?
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#2
24th November 2015, 11:03 AM
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Re: SBI Personal Loan Interest
State Bank of India was founded in July 1, 1955, it is an Indian multinational, Public Sector banking and financial services company and it is a government-owned bank and it offers some of the most exciting Personal Loan products in India. SBI offers 4 exciting types of Personal Loans: Xpress Credit Personal Loan, SBI Saral Loan, SBI Festival Loans, Personal Loans to pensioners. SBI Personal Loan Interest Rates as on 20 Nov 2015 Interest Rate (Floating) BR + 8.50% Base Rate - 9.30% Processing Fees 2.02%-3.03% of the loan amount Loan Tenure 4 years Pre-closure Charges Nil Guarantor Requirement No guarantor required Age limit for Personal Loan: At least 21 years old Less than 58 years old Eligibility: Salaried / Self – Employed with regular income Documentation needed to apply for an SBI Personal Loan 1. Signed application form with photograph 2.Proof of identity: Passport/voter ID card/driving license 3. Processing fee cheque 4. Last 3 months bank statement/6 months bank passbook 5. Documentation for salaried applicants: Latest salary slip Current dated salary certificate with the latest Form 16 6. Documentation for self-employed applicants: Latest Bank statement Latest ITR or Form 16 |