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Old 7th October 2016, 08:38 AM
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Join Date: Aug 2012
Default Re: Personal Loan State Bank Of Patiala

Don’t worry I will get information of State Bank Of Patiala, Personal loan facility so that you can remember easily.

Interest Rates
Where Check off Facility is Available :
12.50% p.a. (3% above MCLR i.e. 9.50%)

For all other categories of Borrowers:
14.50% p.a. (5 % above MCLR i.e. 9.50%)

Processing Fee:-
1.01% of the Loan amount

Penalty for delayed payments
@ 1%, over and above the applicable rate, on the entire loan outstanding for the period of such default will be charged if the EMIs remain unpaid for a period of 30 days from the due date, for any reason, including a bounced cheque.

If PDC for loan repayment is returned unpaid, a penalty of Rs.281/- per cheque will be recovered in addition to the penal interest.

Loan amount
Minimum – Rs.1 lac

Maximum – Rs.10 lacs

Loan Term
Maximum : 60 months

State Bank Of Patiala
The Mall, Patiala – 147 001

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