#1
4th August 2015, 01:46 PM
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Personal Loan by State Bank of India
Who are eligible for the State Bank Of India Saral Personal Loan ? Also provide the list of documents required for the State Bank Of India Saral Personal Loan .
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#2
4th August 2015, 02:02 PM
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Re: Personal Loan by State Bank of India
State Bank Of India Saral Personal Loan granted for any purpose whatsoever (e.g. expenses for domestic orforeign travel, meeting any financial liability, medical treatment of self or a family member, such as marriage of son/daughter, meeting marginsfor purchase of assets , defraying educational expenses of wards etc.) Eligibility Applicants are eligible if applicant are a Salaried individual of good quality corporate, self employed chartered accountant, engineer, doctor, architect, MBA with 2 years standing. Loan Amount Minimum : Rs.24,000/- in metro and urban centres Rs.10,000/- in rural/semi-urban centres Maximum : 12 times Net Monthly Income Documents Required For existing bank customers Passport size photograph From salaried individuals Latest salary slip and Form 16 The loan is repayable in 48 EMI. Processing charges are 2.02%-3.03% of the loan amount. |
#3
18th November 2015, 02:17 PM
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Re: Personal Loan by State Bank of India
Hello, I want to know the interest rates and the eligibility details of the Personal Loan provided by State Bank of India.
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#4
18th November 2015, 02:17 PM
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Re: Personal Loan by State Bank of India
Hello, here I am providing you the details of the Personal Loan offered by State Bank of India as under: Interest rates and other details: Interest rates 12.70% - 17.80% Processing fees 2.02%-3.03% Prepayment charges Nil Repayment options Upto 4 years Maximum loan amount Rs.15 Lakh Loan approval time 10 Minutes Max. loan amount upto Rs.10 lacs Eligibility: SBI Personal Loan Minimum Age At least 21 years old SBI Personal Loan Maximum Age Less than 58 years old SBI Personal Loan Eligible Employment Type Salaried / Self – Employed with regular income SBI Personal Loan Minimum Income Earn more than the minimum income required Salary requirements SBI Personal Loan Minimum Salary Minimum income required Rs.24,000 per month SBI Personal Loan Maximum Loan Funded Maximum allowed personal loan is Rs. 10,00,000 lakhs SBI Personal Loan EMI EMIs of other loans lower your eligibility Documents required: 1. Candidates must have signed application form with photograph 2. Candidates must have the Proof of identity: Passport/voter ID card/driving license 3. Candidates must have Candidates must have Processing fee cheque 4. Last 3 months bank statement/6 months bank passbook 5. Documentation for salaried applicants: Latest salary slip Current dated salary certificate with the latest Form 16 6. Documentation for self-employed applicants: Latest Bank statement Latest ITR or Form 16 |
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