#1
19th July 2016, 03:54 PM
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State Bank of Patiala Commercial Vehicle Loan
Hi I would like to have the details of the Commercial Vehicle Loan which is offered by the State Bank of Patiala?
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#2
19th July 2016, 04:25 PM
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Re: State Bank of Patiala Commercial Vehicle Loan
Firstly I would like to inform you that there is no information available as on 5th July 2016 on the Commercial Vehicle loan by State Bank of Patiala. However the loan offer by State Bank of Patiala for buying a new or used car has been mentioned below. State Bank of Patiala gives auto credit for obtaining new traveler autos/jeeps/multi utility vehicles (MUVs and SUVs). There is no roof on advance sum. Most extreme advance sum offered by bank is 30 times the net month to month salary/2.5 times the net yearly wage. Highlights New Car Credit Type Term Loan Ex-Showroom/On Road On Road Credit Amount Maximum sum will be 30 times of the net month to month wage or 2.5 times of the net yearly salary. Tenure Min. – 12 months. Max. – 84 months. Interest Rate 10.45% Time to Process Loan 7 days Expenses and charges Stamp Duty As Per Actuals Lawful, Repossession and Incidental Charges As Per Actuals Remark on Charges Edge 15% Handling charge 0.50% of the advance sum Concession of 0.50% in relevant handling charge will be given to all Auto advance borrowers whose applications are gotten on line Highlights Used Car Advance Type Term Loan Ex-Showroom/On Road On Road Advance Amount Most extreme sum will be 30 times of the net month to month salary or 2.5 times of the net yearly wage. Residency Min. - 36 months. Max. - 84 months. Loan cost 16.75% Time to Process Loan 7 days Expenses and charges Stamp Duty As Per Actuals Lawful, Repossession and Incidental Charges 0 Remark on Charges Edge 15% Concession of 0.50% in appropriate handling expense will be given to all Auto advance borrowers whose applications are gotten on line |