#1
26th June 2015, 02:10 PM
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Personal Loan Citibank
Hello Sir, I want to apply for a Personal Loan in Citibank India so can you please tell me the criteria and the conditions to apply for Personal Loan in this bank? Also provide me the application form to apply for loan?
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#2
4th December 2015, 08:08 AM
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Re: Personal Loan Citibank
Hii Guys , I want to apply for take Personal Loan form CITIBANK for my help ,Will you please Tell me information about Eligibility , Interest rates ?
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#3
4th December 2015, 08:10 AM
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Re: Personal Loan Citibank
Friend for your help , Here I am sharing information Personal Loan of CITIBANK , have a look : Loan Features : Loan Amount Up to 25 Lacs Interest Rate 14.25% to 19% Booking fee is charged up to 2.5% Tenure 12 to 60 Months Pre Payment Charges No pre-payment is allowed for six months post booking;Pre-closure charges are levied at the rate of 3% on total principal outstanding. Service Charges Upto 2.5% of the loan amount sanctioned. The fee is deducted from the loan amount at the time of disbursal. Eligibility Criteria: Age 21 - 60 Years ; Salaried Doctor: 23 - 60 Years 25-65 Years Income Minimum Annual Income: Rs.2,40,000/- Self-Employed Doctors:Rs. 60,000p.a ;CA/ICWA :Rs. 85,000 p.a;Self-Employed Engineers: Rs. 1,56,000 p.a;Other Self Employed :Rs. 1,20,000p.a Job Experience Permanent / Confirmed employee Self-Employed Doctors:IT Assessee for at least last two years;Self-employed CA/ICWA & Engineers: Minimum three years of self-employment Residence Proof Citibank Personal Loan Interest Rates : Interest Rate (Fixed) 12.75% to 15.50% Processing Fees Nil Loan Tenure 5 years Preclosure Preclosure premitted after 12 months . 2% of Outstanding amount (plus ST). Part payment is allowed once a year upto 5 times his EMI |