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7th November 2015, 11:54 AM
Super Moderator
 
Join Date: Apr 2013
Re: Personal Loan Citibank Malaysia

As per your concern I will help you here to get the information about the personal loan offer by the CITI Bank to there customer so that you can have idea about it.

Benefits in this loan offer by the Bank
Loan of up to 8x your gross monthly income (for applicants earning RM5,000 or more)

Low Interest Rates

Loan of up to RM150,000

No Processing Fee

No collateral / guarantor required

Personal Loan Details

Principal Loan Amount
to loan amount of up to RM120,000 and 'existing customers' are entitled to loan amount of up to RM150,000.

Loan repayment tenure options
24, 36, 48 or 60 months

Prescribed Rates (New-to-Bank)
interest rate range of 14.5% - 21% per annum.
the equivalent flat interest rate is approximately 7.9% - 12.5% per annum.

Loan up to 8X if your annual income is above RM60,000, and loan up to 6X if below the said annual income criteria.

Minimum annual income requirement is RM48,000

Fee charges
1-time Stamp Duty
(Ad Valorem)
0.5% of approved loan amount.

Early Settlement Fee
RM200 or 3% of outstanding balance, whichever higher, if loan is settled within first 2 years or before reaching half the tenure, whichever earlier.

Late Payment Charge
(in addition to prescribed rate)
1% p.a. charged daily on past due amount.


Address:-

CITI Bank
First International Financial Centre, Plot Nos C-54 and C-55, G-Block, Bandra Kurla Complex, Bandra East, Mumbai - 400 051.


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