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Old 22nd February 2016, 01:28 PM
Super Moderator
Join Date: May 2012
Default Re: HDFC Personal Loan Details

Hello, here I am providing you the details of the personal loan offered by the HDFC Bank as under:

About the bank:
HDFC Bank, which was incorporated in 1994, is the fifth largest bank in India by assets. Over the years HDFC Bank has won the trust of its customers and has become a market leader in personal loans.

HDFC Bank Personal Loan Minimum Age
At least 21 years old

HDFC Bank Personal Loan Maximum Age
Less than 60 years old

HDFC Bank Personal Loan Eligible Employment Type
Salaried or self-employed with regular income

HDFC Bank Personal Loan Minimum Income
Earn more than the minimum income required

HDFC Bank Personal Loan Minimum Salary
Minimum income required Rs.12,000 per month

HDFC Bank Personal Loan Maximum Loan Funded
Maximum allowed personal loan is Rs. 25 lakhs

HDFC Bank Personal Loan Interest Rates
Updated on 09 Feb 2016
Interest Rate (Monthly reducing balance)
12.75% to 19.00%

Processing Fees
0 to 2.5% of Loan Amount

Loan Tenure
1 year to 5 years

Pre-closure Charges
Pre closure permitted after 1 year. 4% of principal outstanding (plus ST) in 2nd year. 3% (plus ST) in 3rd year. 2% (plus ST) afterwards
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