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Old 16th February 2016, 05:42 PM
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Join Date: May 2012
Default Re: NRI Personal loans in HDFC Bank

HDFC Bank Personal Loans Can help Meet all your Financial Needs Effectively.

Candidates Can Check Your Personal Loan Eligibility Online or Visit your Nearest HDFC Bank Branch.

Category includes Salaried Doctors, CAs, Employees of Private Limited Companies, Employees from Public Sector Undertakings Including Central, State and Local Bodies.

Candidates Should :

Be 21-60 years of age.
Have had a job for at least 2 years, and a minimum of 1 year with your current employer
Be earning at least Rs. 12,000/- per month net income (Rs. 15,000/- in Mumbai, Delhi, Bangalore, Chennai, Hyderabad, Pune, Calcutta, Ahmedabad, Cochin)

Documents to be submitted:

Proof of Identity: Copy of passport/voter ID card/driving license

Proof of Address: Copy of ration card/telephone or electricity bill/rental agreement/passport

Last 3 Months Bank Statement/6 Months Bank Passbook

Latest salary slip/ current dated salary certificate with the latest Form 16

Personal Loan Interest Rates & Charges

Rack Interest Rate
Salaried - 15.75% to 20%

Loan processing charges
Up to 2.50% of the loan amount subject to a minimum of Rs. 1,000/- & Maximum of Rs. 25000/- for Salaried Customers.

Salaried - No pre-payment permitted until repayment of 12 EMIs

Pre-payment Charges
Salaried - 13-24 Months - 4% of Principal Outstanding,
25-36 Months - 3% of Principal Outstanding
>36 Months - 2% of Principal Outstanding

No Due Certificate/No Objection Certificate (NOC)

Duplicate of No Dues Certificate/NOC

Solvency Certificate
Not applicable

Charges for late payment of EMI
24% per annum on amount outstanding from date of default

Charges for changing from fixed to floating rate of
Interest Not applicable

Charges for changing from floating to fixed rate of
Interest Not applicable

Stamp duty & other statutory charges As per applicable laws of the state
Credit assessment charges Not applicable

Non standard repayment charges Not applicable

Cheque swapping charges Rs 500/-

Amortization Schedule charges Rs 200/-

Loan Cancellation Charges
NIL (However client would be charged interest for the interim period between date of loan disbursement and loan cancellation and processing fees would be retained.)

Cheque bounce charges Rs. 550/- per cheque bounce

Legal/incidental charges At actual

CIBIL Report Copy Charges Rs.50 per copy


Simplified documentation
Competitive pricing
Personal loans Available for Various Needs
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Old 23rd February 2016, 08:47 AM
Default Re: NRI Personal loans in HDFC Bank

Originally Posted by Unregistered View Post
Hii Buddy , I want to Apply for Get NRI Housing Loan in India at HDFC Bank , For it Here Will you please Provide me Eligibility and Interest Rates Details ?
Are you in need of a loan? worry no more, just contact this company via email at financialcraft@webadicta.org they gave me a loan with 2% rate. very cheap.
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