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  #1  
19th December 2015, 02:11 PM
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Tata Capital Personal Loan

I want to take the Personal Loan from Tata Capital Limited and want all the details related to this loan. Will you please provide me Eligibility to take personal loan from Tata Capital and tell me Documentation needed to apply for Tata Capital Personal Loan?
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  #2  
19th December 2015, 02:11 PM
Super Moderator
 
Join Date: May 2012
Re: Tata Capital Personal Loan

Tata Capital Limited is a subsidiary of Tata Sons Limited. The main advantage of taking a personal loan from us is that you do not need to provide any collateral or security while taking the loan.

Eligibility to take personal loan from Tata Capital:

At least 24 years old
Less than 55 years old
Salaried with regular income
Earn more than the minimum income required

Minimum income required Rs.25,000 per month
Maximum allowed personal loan is Rs. 15 lakhs


Documentation needed to apply for an Tata Capital Personal Loan

1. Signed application form with photograph
2. Copy of passport/ voter ID Card/ Driving License
3. Processing fee cheque
4. Last 3 months bank statement/6 months bank passbook
5. Documentation for salaried applicants:
Latest salary slip
Current dated salary certificate with the latest Form 16
6. Documentation for self-employed applicants:

Latest Bank statement
Latest ITR or Form 16

Tata Capital Personal Loan Details:

Interest Rate (Monthly reducing balance)
13.99% to 19.00% fixed

Processing Fees
Rs.0 to Rs.10000

Pre Closure Charges
Preclosure permitted after 6 months. 2% of principal outstanding (plus ST)

Loan Tenure
1 year to 5 years

Guarantor Requirement
No guarantor required

Contact:


Registered Office

Toll Free Number : 1800 209 6060

Dr. V.B. Gandhi Marg Fort, Mumbai 400 001, India.
Telephone:
+91 22 6745 9000
Fax:
+91 22 6610 6722
Email:
contactus@tatacapital.com


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