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Old 20th November 2015, 11:32 AM
Super Moderator
Join Date: May 2012
Default Re: HDFC Bank Loan against Property

Don’t worry buddy I will help you here to get the information about the HDFC Bank loan on property so that you can easily go through it.

Here is the information about the loan

Benefits of the loan
Faster loan – There loan sanction and disbursal is one of the quickest with easy documentation

Competitive pricing –Loan rates and charges are very attractive

Features of the Loan

EMI payments: Simply service your Interest payments by way of credits in your account every month Interest is calculated only on the amount of loan you actually use.

Extra charges: You will not face the process of dealing with post dated cheques or pre payment charges.

Approved Securities: There is no limit to your options.

Efficient Servicing:They are known for speedy and efficient service.

Loan amount: You can avail upto 80% loan on the value of securities pledged.

Term Loans: No problem. they offer this facility on select securities.

Single Scrip Lending service: Get upto 50% of the value with any Depository Participant. Click here for more details.

Limit: You can avail of a minimum loan amount of Rs. 2 lakh.

Interest payments

Rates and charges for the loan
Annual Maintenance Charge ( AMC)
Upto 0.50% of the sanctioned credit limit , minimum Rs.1000 and maximum Rs.10000

Processing Fee/Loan Processing Charge

Upto 1% of the Loan/

Dormant Account Penalty/Charges in case limit drops to Zero
Upto Rs.1000 per month where limits are nil in the month

CIBIL Charges
Upto Rs 50 per instance

Charges for changing from fixed to floating rate of interest
Not applicable

Charges for changing from floating to fixed rate of interest
Not Applicable

No Due Certificate / No Objection Certificate (NOC)

Duplicate no due certificate / NOC

Value Band Maximum Charges per txn (exclusive of taxes)

Amounts up to Rs.10,000/- Rs. 2.50/-

Amounts from Rs.10,001/- to Rs.1 lakh Rs. 5/-

Amounts above Rs.1 lakh up to Rs.2 lakh Rs. 15/-

Amounts above Rs.2 lakh Rs. 25/-

HDFC Bank House, Senapati Bapat Marg
Lower Parel (W), Mumbai - 400 013.

91 - 22 - 6652 1000
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