#1
20th November 2015, 11:01 AM
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HDFC Bank Loan against Property
Hey buddy I want to take loan on property through HDFC Bank for that will you please get some information about the loan so that I can have idea?
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#2
20th November 2015, 11:02 AM
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Re: HDFC Bank Loan against Property
Don’t worry buddy I will help you here to get the information about the HDFC Bank loan on property so that you can easily go through it. Here is the information about the loan Benefits of the loan Faster loan – There loan sanction and disbursal is one of the quickest with easy documentation Competitive pricing –Loan rates and charges are very attractive Features of the Loan EMI payments: Simply service your Interest payments by way of credits in your account every month Interest is calculated only on the amount of loan you actually use. Extra charges: You will not face the process of dealing with post dated cheques or pre payment charges. Approved Securities: There is no limit to your options. Efficient Servicing:They are known for speedy and efficient service. Loan amount: You can avail upto 80% loan on the value of securities pledged. Term Loans: No problem. they offer this facility on select securities. Single Scrip Lending service: Get upto 50% of the value with any Depository Participant. Click here for more details. Limit: You can avail of a minimum loan amount of Rs. 2 lakh. Interest payments Rates and charges for the loan Annual Maintenance Charge ( AMC) Upto 0.50% of the sanctioned credit limit , minimum Rs.1000 and maximum Rs.10000 Processing Fee/Loan Processing Charge Upto 1% of the Loan/ Dormant Account Penalty/Charges in case limit drops to Zero Upto Rs.1000 per month where limits are nil in the month CIBIL Charges Upto Rs 50 per instance Charges for changing from fixed to floating rate of interest Not applicable Charges for changing from floating to fixed rate of interest Not Applicable No Due Certificate / No Objection Certificate (NOC) Nil Duplicate no due certificate / NOC Nil Value Band Maximum Charges per txn (exclusive of taxes) Amounts up to Rs.10,000/- Rs. 2.50/- Amounts from Rs.10,001/- to Rs.1 lakh Rs. 5/- Amounts above Rs.1 lakh up to Rs.2 lakh Rs. 15/- Amounts above Rs.2 lakh Rs. 25/- Address:- HDFC Bank HDFC Bank House, Senapati Bapat Marg Lower Parel (W), Mumbai - 400 013. Phone:- 91 - 22 - 6652 1000 |
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