#1
21st July 2012, 04:32 PM
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SBI Bank Loan against Property
Sir I want to take State Bank of India Loan against Property so please can you give me the eligibility to take the loan and also provide me the all document list that are needed to take this loan?
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#2
22nd July 2012, 09:25 AM
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Re: SBI Bank Loan against Property
Here I am providing you the eligibility for taking SBI Loan for property or home loan. Eligibility: Salaried Self Age Maximum 60 years Maximum 60 years Income annum Rs. 144000 per annum Rs. 150000 per Residence valid residence proof valid residence proof Proof Document required for Loan against Property ID Proof: For salaried & self: PAN card/voters ID/ Passport/Driving License/Any other valid proof. Address Proof: For salaried & self: Recent telephone bill/electricity bill/property tax receipt/ passport/ Voters ID DOB Proof: For salaried & self: 10th class certificate/DOB Certificate Financial Docs: For Salaried -Statements (latest 3 months bank statement / 6 months bank passbook) -Latest salary slip or current dated salary certificate with latest Form 16 For Self -Bank Statements (latest 6 months bank statement /passbook) -Latest ITR along with computation of income, B/S & P&L a/c for the last 2 yrs. certified by a CA -Qualification proof of the highest professional degree |
#3
29th May 2015, 12:49 PM
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Re: SBI Bank Loan against Property
Hi I want to take Loans against Property from State Bank of India so provide me the details of this loan?
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#4
29th May 2015, 12:51 PM
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Re: SBI Bank Loan against Property
State Bank of India is an Indian multinational, Public Sector banking and financial services company. It is a government-owned corporation with its headquarters in Mumbai, Maharashtra. It was established on 2 June 1956. Loans Against Property Avail of an All-Purpose loan against mortgage of any of your property. They offer you these loans at all their Personal Banking Branches and those branches having Personal Banking Divisions amongst others. Eligibility A. An individual who is- An Employee or A Professional, self-employed or an income tax assesse or Engaged in agricultural and allied activities B. Your Net Monthly Income (salaried) is in excess of Rs.12,000/- or Net Annual Income (others) is in excess of Rs.1,50,000/-. The income of the spouse may be added if he/she is a co-borrower or a guarantor. Maximum age limit: 60 years. Loan Amount Minimum: Rs.25,000/- Maximum : Rs.1 crore. The amount is decided by the following calculation: 24 times the net monthly income of salaried persons OR 2 times the net annual income of others Margin We will finance up to 60% of the market value of your property. Interest Repayment Maximum of 60 equated monthly installments, up to 120 months for salaried individuals with check-off facility. Processing Fees 2% of the loan amount [inclusive of the service tax]. Max of Rs. 50,000/- Contact details State Bank of India Next to H.P. Petrol Pump, Kapad Road, Mahim West, Mahim, Mumbai, Maharashtra 400010 022 2411 8793 Map location [MAP]State Bank of India Next to H.P. Petrol Pump, Kapad Road, Mahim West, Mahim, Mumbai, Maharashtra[/MAP] |