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21st November 2017, 03:34 PM
Super Moderator
Join Date: Aug 2012
Re: HDFC Bank Education Loan For IIM

Look for IIM through education loan from HDFC Bank Limited, here I will get details about that loan, so that you can have idea.

The following people are eligible to apply for an Education Loan for Indian Education:
Resident Indians

Individuals between the ages of 16 and 35

For Loan amount 4lac <=7.5lac: third party guarantee and parent(s) as joint borrower(s)

For loan amount > 7.5lac: Tangible collateral security along with Parents to be joint borrower(s)

Rates and Fees
Loan Processing Charges
Maximum up to 1% of the loan amount as applicable or Minimum Rs. 1000/- whichever is higher

Pre-payment charges
Upto 4% of the Outstanding Balance prepaid, if loan is foreclosed/ part perpaid during Moratorium (along with and in addition to due/accrued interest, if any, and other amounts due and/or payable by the Borrower to the Bank).

No prepayment charges will be charged if loan is foreclosed / part prepaid any time after expiry of the Moratorium.

No Due Certificate / No Objection Certificate (NOC)

Duplicate of No Dues Certificate/NOC

Rates and Charges


High Loan Amounts
Quick and Easy Disbursals
Subsequent Disbursement
100% Transparency
Tax Rebates
Wide Range of Collateral Options
Easy Loan Repayment
Stay Protected

HDFC Bank Limited
1st Floor,C.S.No.6/242,
Senapati Bapat Marg,
Lower Parel,
Mumbai - 400 013.

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