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19th December 2015, 05:01 PM
Super Moderator
Join Date: May 2012
Re: HDFC Bank Housing Loan

Housing Development Finance Corporation Limited (HDFC Ltd.) is the India's largest private housing finance company

HDFC offers a variety of financing options including home loans, home improvement loans and home extension loans.

Eligibility for HDFC Bank Home Loan

Minimum Age
At least 21 years old

Maximum Age
Less than 60 years old

Employment Type
Salaried with regular income

Minimum Income
Earn more than the minimum income required

Documents needed to apply for an HDFC Limited Home Loan

1. Signed application form with photograph
2. ID and residence proof
3. Processing fee cheque
4. Last 6 months bank statements
5. Documentation for salaried applicants:
Latest Salary-slip
6. Documentation for self-employed applicants:
Education qualification certificate & proof of business existence
Last 3 years Income Tax Returns with computation of Income
Last 3 years Profit / Loss and Balance Sheet

Interest Rates
HDFC Limited Home Loan Details
Interest Rate (Floating) 9.50% to 9.60%
Processing Fees 0.50% of the loan amount or Rs.10,000 whichever is maximum
Loan Tenure Upto 30 years

Different Types of Home Loan Available at HDFC Bank Ltd:

The following types of home loan schemes are offered by HDFC Bank
Home Loan for Salaried and Self-Employed
HDFC Pre-Approved Loan Scheme
HDFC NRI Home Loan
HDFC Home Loan Transfer
Home Improvement Loan (HIL)
Home Extension Loan
HDFC Special Home Loan for Agriculturists
HDFC Rural Housing Finance

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