Bank PO Exam Last Year Papers

Here I am looking for the last year question paper of Bank of Baroda PO Exam, can you please provide me the same???

[Arun Vats]

As per your request here I am sharing the last year question paper of Bank of Baroda PO Exam

1. In which type of account, banks generally don’t pay interest—
(A) Saving Account
(B) Current Account
(C) Fixed Deposit Account
(D) Interest is always payable in all types of account

2. A bank standing order would be suitable for paying—
(A) Telephone accounts
(B) Electricity accounts
(C) Grocery bills
(D) Mortgage repayments

3. Payment of a cheque cannot be made on a cash counter of bank if the cheque is—
(A) Bearer
(B) Cross
(C) Order
(D) All of these

4. Which of the following is not Commercial Bank ?
(A) Reserve Bank of India
(B) State Bank of India
(C) Canra Bank
(D) Oriental Bank of Commerce

5. What is the Bank draft ?
(A) Letter from the Bank
(B) Cheque which a bank draws on itself
(C) Instraction to a banker to collect a customer’s debt
(D) Instruction not to honour a stop payment

6. The essential characteristic of whatever serves as money is that it must—
(A) Be issued by the State
(B) Be generally acceptable
(C) Not be wholly fiduciary
(D) Have some instrinsic value

7. One of the following is not an example of Near-Money, which ?
(A) Bill of Exchange
(B) Bonds and Debentures
(C) Equity shares of Ranbaxy Company Ltd.
(D) Treasury bills of the Government of India

8. ‘Fiat Money’ is that which is—
(A) Accepted by overseas banks only
(B) Accepted temporarily in lieu of gold
(C) Backed by gold or silver
(D) Decreed as money by the government

9. Money is—
(A) Acceptable only when it has intrinsic value
(B) Constant in purchasing power
(C) The most liquid of all assets
(D) All of the above

10. Greshan’s law states that—
(A) Bad money promotes good money in the system
(B) Bad money drives good money out of circulation
(C) Good money drives bad money out of circulation
(D) Good money promotes bad money in the system

11. Value of Money—
(A) Is independent of the price level
(B) Is directly related to the price level
(C) Is inversely related to the price level
(D) None of the above

12. Demand pull inflation can be caused by money factors including—
(A) A fall in consumption expenditure
(B) A sharp increase in unemployment
(C) A steep reduction in direct taxation
(D) An increase in Income Tax

13. The process of deplation tends to favour—
(A) Debtor and Creditiors a like
(B) Debtor at the expense of Creditors
(C) Creditors at the expense of Debtors
(D) Profit receivers at the expense of fixed income receivers

14. Which of the following statement is not completely true ?
(A) An increase in the supply of money will result in inflation
(B) Cost inflation occurs when prices rise to cover increased factor costs
(C) Inflation occurs when the value of money declines
(D) Inflation will have the effect of redistributing incomes within a country

15. Which of the following people is most likely to benefit from an inflationary situation ?
(A) A person who buys units from the Unit Trust
(B) A person who keeps his savings under the floor at home
(C) A person makes a large private loan to a friend
(D) A person who takes out a mortgage with a building society

16. The principal liability of a Joint Stock Bank relates to—
(A) Its investment abroad
(B) Its investment at home
(C) Repayment of its customer’s deposits
(D) Its requirements to make special deposits when requested

17. Which of the following is not a function of the Commercial Banks ?
(A) Acting as a lender of last resort
(B) Lending to the private and public sectors
(C) The provision of a cheque system for setting debts
(D) The provision of safe deposit facilities

18. When the Commercial Bank create credit areas which are in effect and increases—
(A) The national debt
(B) The supply of money
(C) The purchasing power of the rupee
(D) The real wealth of the country

19. A customer does not require a bank account to obtain—
(A) A Loan
(B) A Cheque Card
(C) A Banker’s Draft
(D) An Overdraft

20. Which of the following is not a liability of Commercial Banks—
(A) Security Holdings
(B) Treasury deposit at banks
(C) Demand deposits and time deposits
(D) Borrowing from Central Bank

21. ‘Not negotiable’ written on a cheque crossing means—
(A) The cheque cannot be paid to any one but the payee
(B) The cheque is valid only for payment of the transaction for which it is made out
(C) An honest person receiving a stolen cheque is liable to repay the rightful owner
(D) The cheque must be paid into a bank

22. The Central Bank is not expected to perform the function of—
(A) Acting as a clearing house
(B) The banker to the government
(C) Accepting deposit from Commercial Banks
(D) Accepting deposits from general public

23. Increase in bank rates generally is followed by—
(A) An increase in market rate of interest
(B) A fall in market rates of interest
(C) A rise only in the deposits rates but not the lending rates
(D) A rise only in the lending rates

24. The major quantitative monetary tool available with the Central Bank is—
(A) Retioning of credit
(B) Regulation of consumer credit
(C) Margin requirements
(D) Reserve ratio requirements

25. Bank must refuse payment of a cheque where—
(A) Cheque is not dated
(B) Where cheque is stale, i.e. date has expired
(C) Payment has been stopped by customer
(D) The cheque is not presented during working hours of Bank

26. A ‘Stale’ cheque is one that is—
(A) Over six months old
(B) Converning an overdue payment
(C) Cancelled by the drawer
(D) Written on an account which is overdrawn

27. When the Central Bank sells securities, as a result—
(A) The cash resources at the disposal of the commercial banks increase
(B) The cash resources of the commercial banks remain unchanged
(C) The cash resources at the disposal of commercial banks get diminished
(D) None of the above

28. When a cheque is returned by the bank marked ‘Refer to Drawer’ this means the drawer—
(A) Has instructed the bank not to pay the cheque
(B) Whishes to be contacted before the cheque is cashed
(C) Has improperly completed the cheque and must correct it before payment
(D) Had insufficient funds in his account to pay the cheque

29. The current Bank Rate is—
(A) 6%
(B) 8%
(C) 9%
(D) 9•5%

30. It has been made compulsory for Non-Banking Financing Companies to get themselves registered with … before July 8, 1997.
(A) RBI
(B) SEBI
(C) Government of India
(D) None of the above

31. India ranks number … among the countries with the biggest growth potential in the world according to the latest report of world Economic Forum.
(A) Six
(B) Five
(C) Four
(D) Three

32. Which is the ‘most competitive country’ of the world according to the latest report of world Economic Forum ?
(A) Hong Kong
(B) Singapore
(C) United State of America
(D) Netherlands

33. The maximum permissible limit of interest on postshipment rupee credit on demand bills for transit period upto 90 days is—
(A) 13%
(B) 14%
(C) 15%
(D) 16%

34. Which of the following statement is correct about India according to the World Bank’s latest calculations ?
(A) India’s per capita national wealth is $ 25000
(B) India’s per capita incomeis $ 360
(C) India’s per capita income (according to purchasing power parity) is $ 2390
(D) All of the above

35. Scheduled commercial banks recorded nonperforming assets (NPAs) of … at the end of March 2006-07 against 1•8% during 2005-06.
(A) 2•3%
(B) 3•3%
(C) 1•5%
(D) 7•9%

36. Which of the following is not a tool in the hands of RBI to control the inflationary pressure in the country ?
(A) Bank Rate (BR)
(B) Special Drawing Rights (SDR)
(C) Statutory Liquidity Ratio (SLR)
(D) Cash Reserve Ratio (CRR)

37. Which of the following is/are included in Legal Tender Money in India ?
(A) Coins and currency notes
(B) Coins and bank drafts
(C) Currency notes and SDRs
(D) Currency notes issued by RBI

38. Which of the following is correctly matched?
(A) CRR on FCNR (B) Scheme—12%
(B) Bank Rate—6%
(C) SLR on NRE deposits—31•5%
(D) CRR on NRE—13%

39. India’s First Financial Archive has been set up at—
(A) Mumbai
(B) New Delhi
(C) Ahmedabad
(D) Kolkata

40. Which of the following Bank merged with Oriented Bank of Commerce ?
(A) New Bank of India
(B) Punjab Co-operative Bank
(C) Bari Doab Bank
(D) (B) and (C) both

Answers
1. (B) 2. (D) 3. (B) 4. (A) 5. (B) 6. (B) 7. (C) 8. (B) 9. (C) 10. (B)
11. (C) 12. (C) 13. (C) 14. (A) 15. (D) 16. (C) 17. (A) 18. (B) 19. (A) 20. (A)
21. (C) 22. (D) 23. (A) 24. (D) 25. (C) 26. (A) 27. (C) 28. (D) 29. (A) 30. (A)
31. (D) 32. (B) 33. (A) 34. (D) 35. (C) 36. (B) 37. (A) 38. (B) 39. (D) 40. (D)

Please provide me with the last years Questions for the Bank PO examination which I need for preparation of my upcoming bank examination?

[Raman Vij]

Please find the last years Questions for the Bank PO examination given below:

1. Which of the following expressions will be true if the expression R > O = A > S < T is definitely true?
1) O > T 2) S < R 3) T > A
4) S = O 5) T < R

2. Which of the following symbols should replace the question mark (?) in
the given expression in order to make the expressions P > A as well as T ≤L
definitely true?
P> L? A≥N = T
1) ≤ 2) > 3) <
4) ≥ 5) Either ≤or <

3. Which of the following symbols should be placed in the blank spaces respectively (in the same order from left to right) in order to complete the given
expression in such a manner that makes the expressions B > N as well as D ≤L
definitely true?
B _ L _ O _ N _ D
1) =, =, ≥, ≥ 2) >, ≥, =, > 3) >, <, =, ≤
4) >, =, =, ≥ 5) >, =, ≥, >

4. Which of the following should be placed in the blank spaces respectively (in the
same order from left to right) in order to complete the given expression in such
a manner that makes the expression A < P definitely false?
___ ≤___ < ___ > ___
1) L, N, P, A 2) L, A, P, N 3) A, L, P, N
4) N, A, P, L 5) P, N, A, L


5. Which of the following symbols should be placed in the blank spaces
respectively (in the same order from left to right) in order to complete the given
expression in such a manner that makes the expression F > N and U > D
definitely false?
F __ O __ U __ N __ D
1) <, <, >, = 2) <, =, =, > 3) <, =, =, <
4) ≥, =, =, ≥ 5) >, >, =, <

Directions (Q. 6 - 10): Study the following information and answer the following questions: A, B, C, D, E, G, and I are seven friends who study in three different standards, namely 5th, 6th, and 7th, such that not less than two friends study in the same standard. Each friend has a different favourite subject, namely History, Civics, English, Marathi, Hindi, Maths and Economics also but not necessarily in the same order. A likes Maths and studies in the 5th standard with only one other friend who likes Marathi. I studies with two other friends. Both the friends who study with I like languages (here languages include only Hindi, Marathi and English). D studies in the 6th standard with only one person and does not like Civics. E studies with only one friend. The one who likes History does not study in the 5th or 6
th standard. E does not like languages. C does not like English, Hindi or Civics.

6. Which combination represents E's favourite subject and the standard in which he studies?
1) Civics and 7th
2) Economics and 5th
3) Civics and 6th
4) History and 7th
5) Economics and 7th

7. Which of the following is I's favourite subject?
1) History 2) Civics 3) Marathi
4) Either English or Marathi 5) Either English or Hindi

8. Who among the following studies in the 7th standard?
1) G 2) C 3) E
4) D 5) Either D or B

9. Which of the following combinations is definitely correct?
1) I and Hindi 2) G and English 3) C and Marathi
4) B and Hindi 5) E and Economics

10. Which of the following subjects does G like?
1) Either Maths or Marathi 2) Either Hindi or English
3) Either Hindi or Civics 4) Either Hindi or Marathi
5) Either Civics or Economics