#1
3rd January 2017, 05:42 PM
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Bank of India National Swasthya Bima Policy
Can you provide me the details of the BOI or Bank of India National Swasthya Bima policy as I am planning to apply for one?
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#2
4th January 2017, 12:54 PM
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Re: Bank of India National Swasthya Bima Policy
BOI or Bank of India National Swasthya Bima policy is a Health Policy designed especially for the Account holders of Bank. The entire family consisting of the account holder, spouse and two dependent children up to the age of 21 years can be covered under it. It covers Hospitalization cost for account holder and family. For Hospitalization Expenses, the entire family is covered for the Floater Sum Insured as opted for, i.e., either one or all members of the family, as stated above, can utilize the Sum Insured during the policy period. Age: 3 months to 65 years. However, renewal is allowed up to 80 years at a premium to be fixed by the Company. Scope of Cover 1) Room, Boarding expenses as provided by the Hospital/Nursing Home. 2) Nursing expenses. * 3) Surgeon, Anesthetist, Medical Practitioner, Consultants, Specialists Fees. 4) Anesthesia, Blood, Oxygen, Operation Theatre Charges, Surgical appliances, Medicines & Drugs, Diagnostic Materials and X-Ray, Dialysis, Chemotherapy, Radiotherapy, Cost of pacemaker, Artificial Limbs and cost of organs and similar expenses. 5) Coverage options – 8 Slabs ranging from Rs.50,000/- to Rs.5,00,000/-, is available. In - Built Additional Covers: Ambulance Charges – For emergencies, reasonable amount is reimbursed not exceeding Rs.1000/- (Rupees one thousand only) per Policy period. Cost of Health Check-up allowed @ 1% of the Sum Insured after completion of three continuous claim free years of policy. For Hospitalization of children, covered in the policy below 12 years, a lump sum amount of Rs.1000/- per policy period towards the out-of-pocket expenses. The payment is made on the basis of a declaration from the parent without insisting on any supporting bill/cash memo. In case of death in hospital, funeral expenses are reimbursed up to Rs.1000/- over and above the sum insured subject to original illness/accident claim admitted under the policy. Maternity Benefit and Baby Care Expenses are also reimbursed up to 5% of the sum insured. Pre & Post Hospitalization Expenses for first 30 days and 60 days respectively from the date of illness/injury. Pre-existing diseases are not covered. However, Pre-existing diseases are covered after 3 consecutive continuous claims free policy years which include policies taken from other Insurance Companies. Treatment of NRIs in Indian Hospitals is allowed. Treatment in Hospitals in Nepal and Bhutan are also covered in Indian Currency. Bank of India National Swasthya Bima Policy ![]() |
#3
10th February 2018, 09:59 AM
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Re: Bank of India National Swasthya Bima Policy Quote:
pl.let me know the premium amount and whether I can pay the premium on line, if yes let me know the site. Shyam More shyammore49@gmail.com |
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