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30th April 2016, 11:43 AM
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Join Date: May 2012
Re: Bank Of India Mediclaim Policy Form

Not to worry buddy I will help you here to get the Bank Of India Aorgya Bima Mediclaim Policy Form so that you can fill it easily.

Here is the form
Aorgya Bima Policy Form Bank Of India





Here I’m telling you about the Bima Policy

The BOI offer National Swasthya Bima policy is a unique Health insurance Policy designed especially for the Account holders of Bank of India. The entire family consisting of the account holder, spouse and two dependent children can be covered under this policy.

This policy covers Hospitalization expenses for account holder and family. In case of Hospitalization Expenses, the entire family is covered for the Floater Sum Insured as opted for, i.e., either one or all members of the family can utilize the Sum Insured during the policy period.

Age: 3 months to 65 years. However, renewals are allowed up to life time at a premium loading of 25% of the specified premium.

Scope of Cover
Room, Boarding expenses as provided by the Hospital/Nursing Home.
Nursing expenses. ¬
Surgeon, Anaesthetist, Medical Practitioner, Consultants, Specialists Fees.
Anaesthesia, Blood, Oxygen, Operation Theatre Charges, Surgical appliances, Medicines & Drugs, Diagnostic Materials and XRay, Dialysis, Chemotherapy, Radiotherapy, Cost of pacemaker, Artificial Limbs and cost of organs and similar expenses.
Coverage options – 8 Slabs ranging from Rs.50, 000/ to Rs.5, 00,000/, is available.

Additional Cover

Ambulance charges not exceeding Rs.1000/ (Rupees one thousand only) per Policy period.
In case of Hospitalisation of children below 12 years, a lump sum amount of Rs.1000/ (Rupees one thousand only) per policy period towards the outofpocket expenses. The payment will be made on the basis of a declaration from the parent without insisting on any supporting bill/cash memo.
Cost of health checkup: It is allowed at the rate of 1% of the sum insured after completion of three continuous claim free years of policy/policies issued by National Insurance Company Ltd. only.
Pre & Post Hospitalisation Expenses for first 30 days and 60 days respectively.
Preexisting Diseases Cover:
Benefits for pre existing diseases will be available only after the completion of 36 months of continuous coverage since inception of the first policy with us.
Preexisting disease shall mean any condition, ailment or injury or related condition(s) for which you had signs or symptoms and/or were diagnosed and/or received medical advice/treatment within 48 months prior to your first policy with us.
Maternity Benefit and Baby Care Expenses are also reimbursed up to 5% of the sum insured.
In case of death in hospital, funeral expenses are reimbursed up to Rs.1000/ over and above the sum insured subject to original illness/accident claim admitted under the policy.


Address:
Bank Of India
STAR HOUSE
C 5, "G" Block,
Bandra Kurla Complex,
Bandra (East),
Mumbai 400 051.

Phone:
02266684444


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