AFCAT benefits

My son wants to apply for the Air Force Common Admission Test. I have no idea about it’s pay and allowance benefits. So can you please tell me about the Air Force Common Admission Test pay and allowance benefits?

Can you tell me about the benefits for joining IAF (Indian Air Force) as I want to check it before applying for its Entrance Exam - Air Force Common Admission Test (AFCAT)?

[sumit]

The benefits for joining IAF (Indian Air Force) are as follows:

BENEFITS

INSURANCE
All Air Force personnel, including Flight Cadets are provided life insurance cover under the Air Force Group Insurance Scheme (AFGIS).
Monthly contribution rates are minimal and the insurance policy covers all contingencies.
As an Air Force Officer one is insured for an amount of Rs 75 lakhs with an additional insurance cover of Rs 10 lakhs for pilots.


LOANS
As a member of AFGIS, one can avail following loans:
House Building Loan
Computer Loan
Conveyance Loan
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MEDICAL
All Air Force officers, their families and dependents have free access to medical rooms and hospitals equipped with the best of facilities.
Apart from being treated at the Armed Forces Hospitals, there are also tie ups with Civil Hospitals for treatment of specialised cases, if required.
Patients are also given grants for purchase of necessary medical equipment and mechanical aid to help make them self-reliant.
Scholarships and welfare schemes from AFWWA ( Air Force wives welfare association).


OTHER BENEFITS
Accommodation
Leave- Annual leave for 60 days and casual leave of 20 days per year
Leave travel concessions
Institute and Messes membership
School facilities
Rail concessions
Secured camp life
CSD facilities
Recreational and sports facilities


EDUCATIONAL OPPORTUNITIES

Once joined the Air Force and till the time one retires, one is continuously honing skills with a large number of in-service courses and other educational avenues.
It also sponsors M. Tech. courses for officers of the Technical Branch, in institutes like IIT and BHU-IT.
It also has tie-ups with universities like IGNOU to facilitate long-distance learning for officers and airmen.
One is also allowed study leave of up to 24 months extendible up to 28 months.


POST-RETIREMENT BENEFITS:


PENSION
After retirement from the service, an IAF Officer is entitled to a decent pension which takes care of the needs of the family.


INSURANCE
Post retirement insurance cover is provided to all Air Force pensioners who have rendered pensionable years of service on payment of minimal premium. The cover given by the Society is up to 72 years of age.


MEDICAL
The facilities of Ex-servicemen Contributory Health Scheme (ECHS) such as after retirement at minimum one time contribution, cashless treatment for family for life at ECHS Polyclinics and empanelled premium super specialty group of hospitals like Fortis, Artemis, Apollo, Escorts, etc. at almost every city in India with facility of Private Wards.
All the retired officers and their dependents have access to medical rooms and hospitals equipped with the best of the facilities.
Apart from being entitled to the medical facilities, retired Air Force personnel is also authorized for the following benefits:
Coverage under medical insurance for lifetime
Grant for Commercial Venture for personnel who have had to leave service due to medical reasons.


PLACEMENT CELL: AIR FORCE ASSOCIATION
After leading a very active life in Air Force and to help ex- Air Force personnel find a suitable job post retirement, the Placement Cell of Air Force Association offers employment assistance to fulfil the needs.
It acts as a facilitator between the employer and the employee. Its main function involves registration of retirees, matching their profile vis-à-vis qualitative requirements set out by the employer and arranging for their interview for final selection by the employer.