SBI Clerk Last Year Question Paper PDF

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[Kiran Chandar]

As you are looking for State Bank of India SBI Clerk exam model question paper, here I am giving;

1. Who amongst the following was the candidate of the Democratic party in latest
election held for the President of the USA ?
(A) Hillary Clinton (B) Michelle Robinson
(C) John McCain (D) Barack Hussain Obama
(E) None of these
2. Who amongst the following cricketers recently joined the Club of 300 Wicket
takers in test crickets ?
(A) Harbhajan Singh (B) Anil Kumble
(C) Ishant Sharma (D) Rahul Dravid (E) None of these
3. Which of the following reflects the importance of 8th November 2008 in the history
of India ?
(A) Chandrayaan – 1 was launched this day
(B) Chandrayaan – 1 was put into the orbits of the moon on this day.
(C) This was the day on which ISRO completed 50 years of its existence
(D) This was the day on which Chandrayaan– 1 entered the lunar orbit
(E) None of these
4. Who amongst the following is the author of the novel ‘The White Tiger’ ?
(A) Jhumpa Lahiri (B) Steve Waugh
(C) Aravind Adiga (D) Paul Krugman (E) None of these
5. The Assembly Elections took place in which of the following States in
November- December 2008 ?
(A) Uttar Pradesh (B) West Bengal
(C) Rajasthan (D) Gujarat (E) All the above
6. The Prime Minister of India recently flagged off the first ever train in the Kashmir
valley. The train will cover which of the following pairs of stations on its final
completion ?
(A) Anantnag - Qazigund (B) Anantnag - Katra
(C) Udhampur - Katra (D) Katra - Qazigund
(E) None of these
7. Which of the following is the correct description of the Capital Market ? Capital
Market comprises of—
(A) Stock Markets and Bond Markets
(B) Banks and Insurance Companies
(C) RBI and Nationalized Banks
(D) Stock Markets and Banks
(E) None of these
8. Which of the following organizations has provided a US $ 150 million loan to
overhaul the Khadi & Village Industry in India ?
(A) World Bank (B) International Monetary Fund
(C) Asian Development Bank (D) European Union
(E) None of these
9. Which of the following countries is NOT the member of IBSA ?
(A) India (B) Bangladesh (C) South Africa (D) Brazil
(E) All are members
10. The election of the UN General Assembly took place on October 17th 2008 in
which five countries were elected non-permanent members of the UN Security
Council. Which of the following is NOT one of them ?
(A) Mexico (B) Turkey (C) Austria (D) India
(E) Japan
11. The Govt. of India is planning to introduce which of the following Acts to ensure
that foreign investment are not a threat to national security ?
(A) POTA (B) National Security Exception Act
(C) Foreign Exchange Management Act (D) Anti Terrorism Law
(E) All these
12. Kosi and some other rivers created severe problems in some parts of the country
recently. What is/are the major causes of flood in a river ?
(a) Snowmelt (b) High peak discharge of water
(c) Storm Surge
(A) Only (a) (B) Only (b) (C) Only (c)
(D) All (a), (b) & (c) (E) None of these
13. Since Iran-India gas pipeline is yet to get final approval, the energy hungry India
has decided to join another pipeline project ‘MEDSTREME’. Medstreme will
transport oil/gas from which of the following nations at one of its terminal ends
?
(A) Turkey (B) Russia (C) France (D) Japan
(E) USA
14. Which of the following countries is NOT the member of the Nuclear Supplier
Group (NSG) ?
(A) Russia (B) USA (C) France (D) Italy
(E) Iran
15. Which of the following countries won maximum medals in Beijing Olympics
2008 ?
(A) Japan (B) India (C) Russia (D) USA
(E) China
16. Comprehensive Test Ban Treaty (CTBT) is associated with the ban on which of
the following ?
(A) Ban on certain organizations under UN Laws
(B) Ban on money laundering activities
(C) Ban on nuclear tests for developing arsenals
(D) Ban on terrorism
(E) None of these
17. Who amongst the following is the first Prime Minister of Nepal after it got the
status of the democratic republic nation recently ?
(A) Rambaran Yadav (B) Subhash Nembang
(C) G. P. Koirala (D) Pushpa Kamal Dahal (Prachanda)
(E) None of these
18. After a consistent persuasion for several years India finally got success in a Free
Trade Agreement with which of the following ? (The meeting for this took place
in Singapore in August 2008)
(A) European Union (B) NATO
(C) SAARC (D) ASEAN (E) None of these
19. As per the agreement with Iraq. USA has now decided to withdraw its forces from
there. This will start by—
(A) June 2009 (B) December 2009 (C) January 2010 (D) June 2010
(E) 2012 end
20. Russia recently signed a peace pact with which of the following nations so that it
can bring an end to the war between them ?
(A) Georgia (B) Iran (C) China (D) Turkey
(E) None of these
21. Usain Bolt who was adjudged as the fastest man on the earth (Olympic 2008) is
from which of the following countries ?
(A) Belgium (B) South Korea (C) Sourth Africa (D) USA
(E) Jamaica
22. Who amongst the following is the Governor of the Reserve Bank of India at present
?
(A) Y. V. Reddy (B) D. Subbarao (C) Rakesh Mohan
(D) C. Rangarajan (E) None of these
23. Which of the following knowledge can a farmer gain from ‘Farmer’s field school’
being run by Department of agriculture & Cooperation. Govt. of India ?
(a) Methods and practices for soil, fertilizer and crop management
(b) How to get bank loans
(c) Understand deficiency symptoms of soil nutrients
(A) Only (a) (B) Only (b) (C) Only (c)
(D) Both (a) & (c) only (E) All (a), (b) & (c)
24. Which of the following organizations was specially established to operate in
Gramin areas by design itself ?
(A) Commercial Banks (B) Central Financial Institutes
(C) Private Banks (D) Regional Rural Banks
(E) None of these
25. Who amongst the following is the author of the book (novel) ‘Infinite Jest’ ?
(A) Quentin Bryce (B) Arvind Adiga
(C) Paul Newman (D) David Foster Wallace
(E) None of these
26. Taro Aso whose name was in news recently is the Prime Minister of—
(A) South Korea (B) North Korea (C) Japan (D) Thailand
(E) None of these
27. Martti Ahtisaari’s name was in news as he is the winner of Nobel Prize in the area
of—
(A) Physics (B) Chemistry (C) Peace (D) Literature
(E) Medicine
28. Who amongst the following won the Fed Cup championship Tennis 2008 ?
(A) Russia (B) Spain (C) Italy (D) USA
(E) France
29. Which of the following films was India’s official entry for the Oscar Awards
2009 ?
(A) Fashion (B) Taare Zameen Par
(C) Jodha Akbar (D) Dostana
(E) None of these
30. As per the figures released recently which of the following cities has the highest
per capita income ?
(A) Delhi (B) Mumbai (C) Chandigarh (D) Bangalore
(E) Jaipur
31. India has purchased Harpoon II Missiles from which of the following countries ?
(A) Italy (B) China (C) France (D) Russia
(E) USA
32. Which of the following is NOT one of the Millennium Goals set by U.N.O. ?
(A) Achieve Universal Primary Education
(B) Improve Computer Literacy
(C) Combat HIV/AIDS
(D) Environmental sustainability
(E) Global partnership
33. The Government of which of the following States has provided Rs. 100 crore for
promotion of Organic Farming in State ?
(A) Tamil Nadu (B) Rajasthan (C) Madhya Pradesh
(D) Punjab (E) Andhra Pradesh
34. Which of the following States has introduced ‘One kg. Rice for Rupee One’
scheme, the first of its kind in the country ?
(A) West Bengal (B) Orissa (C) Bihar (D) Kerala
(E) Tamil Nadu
35. Which of the following nations is facing the neat of Darfur Humanitarian Crisis
?
(A) Iraq (B) Sudan (C) Iran (D) Japan
(E) U.S.A.
36. Who amongst the following Cricket Skipper recently announced his retirement
from the game ?
(A) Anil Kumble (B) M. S. Dhoni (C) Rahul Dravid (D) Irfan Pathan
(E) Sachin Tendulkar
37. Who amongst the following was awarded Bharat Ratna recently ?
(A) Asha Bhosale (B) Bhimsen Joshi
(C) Jagjit Singh (D) Mani Ratnam
(E) None of these
38. Which of the following terms is used in the game of Lawn Tennis ?
(A) Double Fault (B) Half Nelson (C) Cox (D) Crease
(E) Ruff
39. ‘Agha Khan Cup’ is associated with the game of—
(A) Cricket (B) Football (C) Lawn Tennis (D) Golf
(E) Hockey
40. Who amongst the following is the author of the book ‘Straight from the Heart’ ?
(A) Ravi Shastri (B) Sachin Tendulkar
(C) Kapil Dev (D) M. S. Dhoni (E) None of these
Directions—(Q. 41–52) Read the following passage carefully and answer the questions
given below it. Certain words have been printed in bold to help you locate them
while answering some of the questions.
Govind’s father was a rich landlord, who was loved and respected by all his tenants.
When he died, he left large tracts of land to Govind. But Govind did not spend a single
day looking after his land. He had a funny idea, that there existed a magic potion
which, if it was poured on any object would turn it into gold. He spent all his time trying
to learn more about this potion. People took advantage of him and cheated him.
His wife grew anxious. Given the amount of money Govind was spending, she was
sure that they would soon be paupers.
One day, a widely respected sage who had been to the Himalayas came to their town.
Govind asked him about the potion. To his surprise the sage answered. “I have learnt
how to brew such a potion. But it is a difficult process.” “Tell me !” insisted Govind,
hardly able to believe his luck. “You have to collect the dew which settles on the
leaves of a banana tree every morning during winter. There is a condition though. The
tree should be planted and watered regularly with your own hands. Store the collected
dew in an earthen vessel and when you have five litres, bring it to me. I will recite
a sacred mantra to transform the dew into the potion. A drop of the potion will be sufficient
to change any object into gold.” Govind was worried “Winter is only for a few
months in the year. It will take me years to collect the dew.” “You can plant as many
trees as you want” replied the sage. Govind went home and after talking to his wife,
began clearing the large fields which had been lying vacant for years. He planted rows
of banana saplings. He tended them with great care. His wife helped him too. She
would take the banana crop to market and get a good price. Over the years the plantation
grew and finally after six years Govind had five litres of dew. He went to the
sage who smiled, uttered a mantra and sprinkled a few drops of dew on a copper vessel.
To Govind’s dismay, nothing happened. “You have cheated me !” he shouted at
the sage. The sage however smiled. Govind’s wife then came forward with a box. The
sage opened it and revealed stack of gold coins inside. Turning to Govind he said.
“You worked hard on your land and created a planation. Your wife sold the produce
in the market. It was your hard work which created this wealth, not magic. If I had told
you this earlier, you would not have listened.” Govind understood the wisdom behind
the sage’s words and worked even harder from that day on.
41. Why did Govind’s father give him large plots of land ?
(A) It was his way of instilling a sense of responsibility in his son
(B) Govind was his only son and sole heir
(C) To provide Govind with sufficient funds to pursue his interest of discovering
magic potion
(D) He wanted Govind to continue to lookafter the tenants
(E) None of these
42. Which of the following can be said about the sage ?
(A) He was cunning and plotted with Govind’s wife to cheat him
(B) He had no magical powers as such and used to swindle people
(C) He was a good judge of people
(D) He did not deserve his good reputation
(E) He was dishonest because he had cheated Govind out of his gold
43. Why was Govind’s wife worried ?
(A) Govind had no knowledge of farming and could not cultivate the land he had
inherited from his father
(B) Govind had no friends because he was obsessed with finding a potion which
would turn any thing into gold
(C) Govind was only interested in studying under different sages and neglected
his family duties
(D) Since Govind had devoted all his time and wealth to finding a magic potion
they would soon be poor
(E) Govind’s experiments to find a magic potion were dangerous
44. Why did Govind’s wife help him in the fields ?
1. To support her husband in his endeavour to find a magic potion
2. The sage had advised her to help her husband succeed
3. He needed someone to help him collect the dew
(A) None (B) Only 1 (C) Both 1 and 2 (D) All 1, 2 and 3
(E) None of these
45. Why did Govind decide to cultivate a banana crop ?
(A) The soil of his land was suitable only for cultivating bananas
(B) It was the most highly priced commodity in the region
(C) It could be grown at any time of the year including winter
(D) His wife pressurised him to do so
(E) The ingredient for the magic potion could only be obtained from a banana tree
46. What made Govind angry with the sage ?
(A) The sage had conspired with Govind’s wife against him
(B) He had forgotten the magic spell and all Govind’s hard work was in vain
(C) He had lost a good deal of money in cultivating bananas
(D) The sage had made a fool of him in front of other villagers
(E) None of these
47. How did Govind acquire his dream of gold finally ?
(A) The sage gave him gold as a reward for his hard work
(B) His wife diligently saved the gold he had received from his father
(C) By selling the banana plantation
(D) His wife sold bananas at a higher price than others did
(E) None of these
48. Which of the following is TRUE in the context of the passage ?
1. Govind was easily fooled by people
2. Govind was peresevering by nature
3. The sage had never actually been to the Himalayas
(A) Only 1 (B) Both 1 and 2 (C) Only 3 (D) Both 1 and 3
(E) None of these
Directions—(Q. 49–50) Choose the word which is MOST SIMILAR in meaning to
the word printed in bold as used in the passage.
49. spend
(A) pay (B) bought (C) devote (D) settle
(E) empty
50. lying
(A) sleeping (B) dishonest (C) relaxing (D) remaining
(E) untruthful
Directions—(Q. 51–52) Choose the word which is MOST OPPOSITE in meaning to
the word printed in bold as used in the passage.
51. dismay
(A) joy (B) interest (C) desire (D) humour
(E) luck
52. tended
(A) negligible (B) watched (C) inclined (D) ignored
(E) spoil
Directions—(Q. 53–57) Which of the phrases (A), (B), (C) and (D) given below each
sentence should replace the phrase printed in bold in the sentence to make it grammatically
correct ? If the sentence is correct as it is given and ‘No Correction is
Required mark (E) as the answer.
53. Starting out my own business at this time would affect the financial stability of
my family.
(A) Starting up my (B) For starting with
(C) To start out mine (D) By starting my
(E) No Correction Required
54. Use a tactic for mixing the inferior with good quality rice is dishonest and you
will lose your license.
(A) Using tactics as (B) Using a tactic like
(C) To use tactics (D) Used to tactics like
(E) No Correction Required
55. The company will invest more six hundred crores in the next five years to expand
its operations in Britain.
(A) will further invest (B) has invested more than
(C) have invested over (D) will be invested above
(E) No Correction Required
56. Several of our projects have delayed because the equipment we ordered was
delivered late.
(A) have been delayed when (B) delayed because of
(C) are delayed since (D) were delayed with
(E) No Correction Required
57. The committee has ruled out the possible raising taxes for this financial year.
(A) possibly raised (B) possible rise of
(C) possibility to raise (D) possibility of rising
(E) No Correction Required
Directions—(Q. 58–62) In each question below a sentence with four words printed in
bold type is given. These are lettered as (A), (B), (C) and (D). One of these four words
printed in bold may be either wrongly spelt or inappropriate in the context of the sentence.
Find out the word which is wrongly spelt or inappropriate if any. The letter of
the words is your answer. If all the words printed in bold are correctly spelt and also
appropriate in the context of the sentence, mark (E) i.e., ‘All Correct’ as your answer.
58. Under existing regulations we are not permitted to owe more than a forty per cent
(A) (B) (C)
share of the family business. All Correct
(D) (E)
59. In case of any land dispute panchayat officials will determine how the property
(A) (B) (C)
is to be dividend. All Correct
(D) (E)
60. The World Bank has consented to sanction the necessary finance for the project.
(A) (B) (C) (D)
All Correct
(E)
61. To obtain a refund you will have to fill a claim with the appropriate authority.
(A) (B) (C) (D)
All Correct
(E)
62. Experts predict there will be shortage of investment in the infrastructure sector.
(A) (B) (C) (D)
All Correct
(E)
Directions—(Q. 63–67) Rearrange the following six sentences (1), (2), (3), (4), (5)
and (6) in the proper sequence to form a meaningful paragraph; then answer the questions
given below them—
(1) The hall was filled with children, teachers, students, family members and
those who were close to him.
(2) Normally such ceremonies are attended by important people like industrialists,
politicians and VIPs.
(3) What I saw when I stepped into the hall amazed me.
(4) I went home with the feeling that it was a most unusual oath taking ceremony
with only those who were ‘important’ to him present.
(5) When he was elected President, he invited me to the swearing in ceremony in
the Central Hall of Parliament.
(6) However in this case everyone who attended the ceremony seemed to know
him personally.
63. Which of the following should be the FIRST sentence after rearrangement ?
(A) (1) (B) (2) (C) (3) (D) (4)
(E) (5)
64. Which of the following should be the SECOND sentence after rearrangement ?
(A) (2) (B) (3) (C) (4) (D) (5)
(E) (6)
65. Which of the following should be the THIRD sentence after rearrangement ?
(A) (1) (B) (2) (C) (3) (D) (4)
(E) (5)
66. Which of the following should be the FIFTH sentence after rearrangement ?
(A) (2) (B) (3) (C) (4) (D) (5)
(E) (6)
67. Which of the following should be the LAST (SIXTH) sentence after rearrangement
?
(A) (1) (B) (2) (C) (3) (D) (4)
(E) (5)
Directions—(Q. 68–72) Read each sentence to find out whether there is any grammatical
error or idiomatic error in it. The error, if any, will be in one part of the sentence.
The letter of that part is the answer. If there is no error, the answer is (E).
(Ignore errors of punctuation, if any.)
68. His proposal had / to be send to / the President
(A) (B) (C)
of the company / for her approval. No error
(D) (E)
69. Each Tuesday evening we visited / the farmers
(A) (B)
in the area / and held a meeting / to discuss
(C) (D)
the problems they faced. No error
(E)
70. Though our training facilities / are limited only a / few employees
(A) (B) (C)
have been / selected for training. No error
(D) (E)
71. During the interview / the panel asked me / several technical questions /
(A) (B) (C)
and I answered all of it. No error
(D) (E)
72. He decided to work for / an NGO, but most of his / classmates opted for high paid
(A) (B) (C)
/ jobs in multinational companies. No error
(D) (E)
Directions—(Q. 73–80) In the following passage there are blanks, each of which has
been numbered. These numbers are printed below the passage and against each, five
words are suggested, one of which fits the blank appropriately. Find out the appropriate
word in each case. When we …(73)… started thirty years ago in 1977, we did not
know anything about how to run a bank for the poor. We therefore looked at how
others ran their operations and …(74)… from their mistakes. In Bangladesh, conventional
banks and credit co-operatives always …(75)… lump sum repayments. This
created …(76)… problems because repaying in a lump sum was a mental hundle for
borrowers. They tended to delay repayment and get further into debt in the …(77)….
In the end they usually …(78)… totally on the loan, which was a loss to the bank. In
structuring our own loans, I decided to ask for a daily payment. Monitoring repayment
was …(79)… and it filled people with …(80)… that they could repay their loans.
73. (A) firstly (B) freshly (C) foremost (D) initially
(E) recently
74. (A) copied (B) observed (C) learned (D) understood
(E) improving
75. (A) asked (B) insisted (C) demanded (D) settled
(E) lend
76. (A) severe (B) no (C) additionally (D) variety
(E) plenty
77. (A) time (B) process (C) return (D) event
(E) action
78. (A) neglected (B) abandoned (C) defaulted (D) depended
(E) disappointed
79. (A) benefit (B) easier (C) reckless (D) disorganised
(E) secure
80. (A) sense (B) confidence (C) challenge (D) doubt
(E) believe
Directions—(Q. 81 to 90) What should come in place of the question mark (?) in the
following questions ?
81. (84)2 – (67)2 + √

? = 2588
(A) 361 (B) 529 (C) 441 (D) 625
(E) None of these
82. 668 ÷ 167 284 = ?
(A) 1156 (B) 1136 (C) 1096 (D) 1116
(E) None of these
(A) 396 (B) 216 (C) 432 (D) 576
(E) None of these
(A) 5060 (B) 5200 (C) 4880 (D) 4500
(E) None of these
85. (85410 + 36885 + 24705) ÷ 1600 = ?
(A) 90•25 (B) 94•386 C) 95•50 (D) 91•875
(E) None of these
86. 4•5 + 23•50 + 14•58 – 17•68 0•5 = ?
(A) 33•74 (B) 21•29 (C) 35•06 (D) 24•48
(E) None of these
87. (3675 ÷ 75) (7480 ÷ 80) = ?
(A) 4394•5 (B) 4301 (C) 4581•5 (D) 4114
(E) None of these
(A) 15 (B) 18•5 (C) 20 (D) 16•5
(E) None of these
89. 87146 – 66425 – 15693 = ?
(A) 5038 (B) 5028 (C) 5040 (D) 5015
(E) None of these
90. (786 74) ÷ ? = 1211•75
(A) 42 (B) 36 (C) 56 (D) 54
(E) None of these
Directions—(Q. 91 to 95) What should come in place of question mark (?) in the following
number series ?
91. 36, 20, ?, 8, 6, 5
(A) 10 (B) 12 (C) 14 (D) 16
(E) None of these
92. 668, 656, 632, 584, ?, 296
(A) 392 (B) 438 (C) 488 (D) 536
(E) None of these
93. 1, 121, 441, 961, 1681, ?
(A) 2701 (B) 2511 (C) 2611 (D) 2801
(E) None of these
94. 9, 49, 201, 1009, ?, 20209, 80841
(A) 4054 (B) 4049 (C) 4050 (D) 4041
(E) None of these
95. 31, 35, 44, 60, 85, ?
(A) 121 (B) 111 (C) 109 (D) 97
(E) None of these
96. The average of five positive numbers is 308. The average of first two numbers is
482•5 and the average of last two numbers is 258•5. What is the third number ?
(A) 224 (B) 58 (C) 121
(D) Cannot be determined (E) None of these
97. Sophia invests 25% of her monthly salary in insurance policies. She spends 15%
of her monthly salary in shopping and 35% of her salary on household expenses.
She saves the remaining amount of Rs. 9,050. What is Sophia’s annual income ?
(A) Rs. 84,500 (B) Rs. 5,30,000 (C) Rs. 3,25,200
(D) Rs. 4,34,400 (E) None of these
98. The ratio of roses and lillies in a garden is 3 : 2 respectively. The average number
of roses and lillies is 180. What is the number of lillies in the garden ?
(A) 144 (B) 182 (C) 216 (D) 360
(E) None of these
99. The number of employees in Companies A, B and C are in a ratio of 3 : 2 : 4
respectively. If the number of employees in the three Companies is increased by
20%, 30% and 15% respectively, what will be the new ratio of employees working
in Companies A, B and C respectively ?
(A) 18 : 13 : 24 (B) 13 : 18 : 23 (C) 17 : 13 : 23 (D) 18 : 11 : 23
(E) None of these
100. In how many different ways can the letters of the word ‘HAPPY’ be arranged ?
(A) 120 (B) 140 (C) 60 (D) 70

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