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6th January 2016, 02:54 PM
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Join Date: May 2012
Re: Punjab National Bank ATM card types

ATM Card provides access to ATMs for cash withdrawals, balance enquiries and mini statement, on-line electronic payment for purchases from your savings / current (individual) accounts.

Types of Debit Cards

1. Classic Debit Card (Magstripe)

This is a PIN based Debit Card designed for Saving Account holders with PNB.

The Classic Debit Card features a daily withdrawal limit of Rs 25,000/-, per transaction limit of Rs 15,000/- and a daily limit of Rs 60,000 for PoS and e-commerce transactions.

2. Platinum Debit Card (Magstripe)

This debit card is specially designed for Premium customers of PNB.

You can personalize your Platinum Debit card with not only your name but also your photograph.

3. Add-On Cards (For Classic & Platinum Debit Card)

Customers with a Classic or Platinum Debit Card can take up to 2 add-on cards
The primary cardholder will be liable for all transactions carried out with the associated add-on card.

4. MITRA ATM Card

This card is dedicatedly designed for all MITRA Account holders but other customers can opt for it as well.

Can be used only at PNB ATMs without any charge but cannot be used for PoS/online transactions.

It is available in a Biometric variant and has a daily cash withdrawal limit of Rs 5,000.

5. RuPay Debit Card

This PIN based RuPay Debit card features a magnetic strip and can be used only within India.

The PNB RuPay Debit Card is compatible only with RuPay enabled ATMs and PoS Terminals.

6. RuPay Kisan Card


This card is designed for Kisan Account holders.

It features a daily ATM cash withdrawal limit of up to Rs 25,000 with a per withdrawal limit of up to Rs 15,000 and a PoS Transaction limit of Rs 60,000 per day.

Eligibility for PNB Debit Cards


The following categories of customers are eligible to apply for PNB Debit cards.

All KYC compliant Savings / Current Account holders who:
Maintain the minimum balance in their accounts

Regularly operate their PNB accounts

All new customers, opening an account with PNB are eligible to apply.
Customers who have an Overdraft facility in the nature of a personal loan)

Joint Accounts operating under the “Either or Survivor” / ”Former or Survivor” mandate

Kisan Cash Credit Account holders (eligible for Kisan Cards)


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