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24th November 2017, 11:27 AM
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Join Date: Aug 2012
Re: IDRBT Smart Card

The Institute for Development & Research in Banking Technology is a unique institution exclusively focused on Banking Technology. Established by the Reserve Bank of India in 1996, the Institution works at the intersection of Banking and Technology.

About the Smart Card
Smart Card is a fully functioning computer system built on a single chip (integrated
circuit). This computer system has important similarities and differences from other
kinds of traditional computers.

Smart Cards use several types of memory, all implemented within a single chip. These are:
Permanent memory
Programmable nonvolatile memory
Volatile memory

User Requirements
All Smart Cards begin with user requirements. These requirements drive the rest of the process. The user requirements may be well known and have high security needs, such as those for the Secure Application Module (SAM) implemented on a Smart Card in some stored value systems


Design
The operating systems to support these cards are Java, Windows for Smart Cards, or MEL (the MULTOS programming language). These systems will be covered in the later part of the paper, prior to application reviews.

Multi-application card OSs are designed to meet the needs of today's business requirements, which include the following:

Running of applications on a variety of chip and card types
Isolation of applications from the operating systems
Common card acceptance device interfaces
Issuer control over application loading and deleting
Support for dynamic updates in the field
Common protection of data and applications
Multiple sources of applications and card suppliers
Standardized Application Program Interfaces (APIs)
Common runtime environments
Firewalls between applications and data


For more information you may Consider the below Attachement that is Free to Download

Smart Card of the Institute for Development & Research in Banking Technology






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