IDBI Bank Education Loan Kolkata

Please provide me the Link where I can apply for the Education loan of IDBI bank kolkata.

[Shaleen]

I am here by providing you the Link where you apply for the Education loan of IDBI bank kolkata.

Filling up of the form required details like
1. Name of the candidate
2. father & mother name
3. Address of the communication
4. Annual income of the Guardian
5. Qualifying exam details

So be ready with this type of Info for applying Education Loan in IDBI bank.
idbi.com/Educationalloan_ApplyNow.asp

Hello sir, I want to do MBA from abroad. But through some financial problem I did not able to go for study. That’s why I need education loan from IDBI bank kolkata?

[Quick Sam]

Education loans from IDBI Bank aim at providing financial support to deserving / meritorious students for pursuing higher education in India and abroad.
IDBI educational loans help students procure financing options to secure their future.

IDBI Bank’s Education Loan scheme comprises of four variants which are as under :

Education Loan scheme for Non Vocational Courses (including General offer, Education loan for students studying in Premier Education Institutes including ISB, Hyderabad, Education Loan for Chartered Accountancy Course offered by ICAI and Education Loan for Special Courses) Click Here for details
Educational Loan scheme for Vocational Courses Click Here for details
Education Loan scheme for the other students secured admission through Management Quota Click Here for details
Education Loan under Financial Inclusion Program (FIP) Click Here for details

Interest rate in IDBI bank for Education loan:

As per RBI mandate, Savings Bank interest will be calculated on the daily balances maintained in your account, at a rate of interest decided by the Bank from time to time Interest rates:

The IDBI educational loan interest rate for non-vocational courses qualifying as per Priority Sector Lending (PSL)

Qualifications Maturity Slab Interest Rate (% p.a.)
Priority Sector Lending (PSL) Up to Rs. 10 lakhs for studies in India 11.00% (BR+1.00%)
and up to Rs. 20 lakhs for studies Abroad
Not Priority Sector Lending Above Rs. 10 lakhs for studies in India 12.00% (BR+2.00%)
and above Rs. 20 lakhs for studies Abroad

Amount given for education loan:
the loan amount is decided subject to a maximum of Rs. 10 lakhs for studies in India And Rs. 20 lakhs for studies in abroad.

Finance is based on the duration of the course and is given on need basis:

Course duration Amount
Up to 3 months Up to Rs. 20,000/-
3 months to 6 months Up to Rs. 50,000/-
6 months to 1 year Up to Rs. 75,000/-
Above 1 year Up to Rs. 1,50,000/-

Type of courses:
Any job-oriented courses offered by educational institutions located in India approved by statutory authorities like UGC, AICTE, etc.
Age Criteria:

Type of employment Minimum age Maximum age (at the loan maturity)
Salaried 21 years 65 years
Self-employed 21 years 70 years
Agriculturist 21 years 70 years

For more detail visit the IDBI bank for education loan. Employee of this bank was easily describe you all the detail