#1
10th October 2017, 12:03 PM
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Hudco Niwas Home Loan
Hi buddy here I have come to know about Hudco Niwas Home Loan so would you plz tell me about Hudco Niwas Home Loan scheme?
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#2
10th October 2017, 01:01 PM
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Re: Hudco Niwas Home Loan
As you want here I am telling HUDCO Niwas loan is one of the most affordable options which comes with rich features and benefits. HUDCO provides loans for a variety of housing needs, all under a single scheme. One can take out a loan from HUDCO for the requirements below. Purchase of a house/flat Construction of a house/flat Purchase of plot from government agencies or reputed builders in the private sector Extension or improvement of an existing house Registration of an existing house including conversion Balance transfer of existing loan issued by other banks/institutions Bulk loans to employees of the state government HUDCO Niwas Home Loan Interest Rate: Loan amount Fixed rate Floating rate Up to Rs.8.00 lakhs 11.75 percent 9.75 percent Rs.8 lakhs up to 40/50 lakhs 11.75 percent 9.75 percent Documents Required: Age & Residence proof - applicant and co-applicants. Last 6 months bank statement with transaction details or passbook copy with up to date entries. Latest payslips/salary certificates from the employer providing the breakup of allowances, deductions and taxes. All the applicants involved should produce these documents. ITR (Income Tax Returns) of last three years. Retired applicants should produce pension certificates issued by former employers. In case of income from other sources like rent, a copy of the rent/lease agreement along with banks statements or ITR should be provided supporting the source of income. In case of arrangement with the employer for deduction of the EMI amount from the salary, a letter from the employer confirming the transaction should be provided. Copy of the Sale/Lease deed, Allotment letter or any other acceptable document which supports the purchase/transaction should also be produced. |
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