Home Loan in Mumbai

I am living in Mumbai. I want to make a new home, so I want to apply for Home Loan. So tell me what is interest rate of Home Loan by Punjab National Bank?

[Shaleen]

As you want to know about interest rates of Punjab National Bank for Home Loan, so here I am providing following details:

BASE RATE: 9.60% w.e.f. 01.10.2015
BPLR: 14.00% w.e.f. 01.05.2012

Margin (Borrower’s contribution)
Housing Loan Upto Rs.75 lac 20%
Housing Loan Above Rs.75 lac 25%
Purchase of Land/Plot for House Building 40%

Rate of Interest
Under floating Rate option: @ Base Rate
Under fixed rate option: @ Base Rate+0.50%

Processing Charges/ Upfront fee
Upto Rs 300 lacs 0.50% of loan amount, max Rs 20000/- exclusive of service tax
Above Rs 300 lacs Rs 50000/- exclusive of service tax

Documentation Charges
Rs 1350/- exclusive of service tax subject to change from time to time
PRESENTLY WAIVED UNDER FESTIVAL BONANZA FROM 01.09.2015 TO 31.12.2015

EMI Chart
MONTHLY INSTALMENT OF LOAN OF Rs.1,00,000/- AT DIFFERENT (EX-TAX) INTEREST RATES FOR DIFFERENT LOAN REPAYMENT PERIODS

ON ARREAR BASIS - ROI COMPOUNDED MONTHLY
R.O.I. 5 Yr 10 Yr 15 Yr 20 Yr 25 Yr 30 Yr
10 2125 1322 1075 965 909 878
10.25 2137 1335 1090 982 926 896
10.5 2149 1349 1105 998 944 915
10.75 2162 1363 1121 1015 962 933
11 2174 1378 1137 1032 980 952
11.25 2187 1392 1152 1049 998 971
11.5 2199 1406 1168 1066 1016 990
11.75 2212 1420 1184 1084 1035 1009
12 2224 1435 1200 1101 1053 1029