#1
25th November 2015, 11:37 AM
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Indiabulls Home Loan
Can you tell me in details, documents required and key features about the Home Loans offered by Indiabulls Housing Finance Ltd. under Indiabulls Home Loans?
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#2
25th November 2015, 12:54 PM
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Re: Indiabulls Home Loan
Indiabulls Home Loans – offered by Indiabulls Housing Finance Ltd. – is emerging as the one of the preferred brand in housing finance in India. It serves its customers with passion, commitment and highest degree of transparency. Key Features Maximum loan It offer upto 85% of the cost of the property (including the cost of the land), if loan requirement is upto Rs. 20 lacs . For loans above Rs. 20 lacs and upto Rs. 75 Lacs , it is upto 80% and for loans above Rs 75 Lacs, it can be maximum 75% of the cost of the property . It is subject to the repayment capacity of the customer. Maximum Term 30 years subject to retirement age Applicant and Co- Applicant to the loan It can be applied for either individually or jointly. Proposed owners of the property need to be co-applicants. However, the co-applicants need not be co-owners. Documents Checklist All applicants are required to present these documents while applying for a home loan. • Application form: duly signed • Processing Fee Cheque • Know Your Customer documents: Name & date of birth proof, address proof, signature proof, identity proof • Income documents • If salaried: Salary slips, Form 16 and bank statement • If self employed: ITRs with financial statements, Bank statement • Property Documents |