Clerk Exam Question Paper

Can you provide me the question paper of IBPS (Institute of Banking Personnel Selection) exam as I need it for my preparation?

[Arun Vats]

IBPS (Institute of Banking Personnel Selection) Clerk Exam Pattern is as follws:

IBPS Clerk exam paper consists of following five sections.
Reasoning -40 marks
Quantitative aptitude-40 marks
English language-40 marks
General knowledge with special reference to banking industry-40 marks
Computer knowledge-40 marks
Total time of exam- 2 hours
There will be 40 questions in all the sections.
Total 200 Questions - 2 hrs time
Negative Marking: There is a penalty for giving wrong answer in IBPS Clerk exam.
0.25 marks out of 1 mark question will be reduced from candidate’s marks if any wrong answer has been given

Clerk Exam Question Paper

1.India has agreed to provide financial help to which of the following countries so that it can also implement its 10th Five Year’s Plan (2008-13) successfully?
1) Afghanistan
2) Myanmar
3) Pakisthan
4) Nepal
5) Bhutan
Ans – 5
2.Exporters and importers in India are required to know ‘FEMA’ rules. What does the letter ‘M’ denote in the term ‘FEMA’?
1) money
2) material
3) mega
4) management
5) micro
Ans – 4
3.China has asked India to suspend operations of ONGC Videsh in South China Sea. ONGC Videsh is an organizationengaged in
1) oil exploration
2) fishing and pearl culture
3) research in oceanography
4) development of ports and shipyards
5) providing technology for converting sea water into potable water
Ans – 1
4.Prime Miniser of India visited which of the following places in September 2011 to address the General Assembly of the United Nation Organization?
1) New York
2) Washington DC
3) Rome
4) Vienna
5) Paris
Ans – 1

5.Pakistan has raised objection over the construction of Kishanganga Hydro Power project being developed in
1) Rajasthan
2) Jammu & Kashmir
3) Gujarat
4) Punjab
5) Himachal Pradesh
Ans – 2
6.Who among the following is the Leader of the Opposition in the present Rajya Sabha?
1) Sri Sharad Joshi
2) Sri Ravi Shankar Prasad
3) Sri Arun Jaitley
4) Sri A.K.Antony
5) none of these
Ans – 3
7.Lasith Malinga is a famous player associated with the game of
1) hockey
2) badminton
3) lawn tennis
4) cricket
5) football
Ans – 4
8.Who among the following is the President of Nepal at present and was in news recently?
1) Sri Ram Baran Yadav
2) Sri Baburam Bhattarat
3) Sri Gyanendra Shah
4) Sri Madhav Kumar Nepal
5) None of these
Ans – 1
9.Sri Burhanuddin Rabbani who died recently was the former President of
1) Pakistan
2) Afghanistan
3) Iraq
4) Iran
5) Bangladesh
Ans – 2
10.Which of the following books is written by Salman Rushdie?
1) the Golden Gate
2) The god of Small Things
3) The Immortals
4) Satanic Verses
5) Two Lives
Ans – 4
11.Sex ratio (number of females per 1000 males) as per recent data released by the census commission of India is
1) 930
2) 980
3) 976
4) 941
5) 990
Ans – 4
12.The second Africa India Forum Summit 2011 was organized in May 2011 in
1) Sun city
2) New Delhi
3) Addis Ababa
4) Nairobi
5) Pretoria
Ans – 3
13.India has an extensive Nuclear Energy Pact with which of the following countries which will enable it to build many nuclear power stations in the country?
1) Russia
2) USA
3) Japan
4) germany
5) China
Ans – 2
14.Who among the following is NOT a minister in Union Cabinet?
1) Sri Kamal Nath
2) Sri Sharad Pawar
3) Sri S.M.Krishna
4) Smt.Ambika Soni
5) Ms.Mamta Banerjee
Ans – 5
15.Amitabh Bachchan was given Best Actor Award in 57th National Film Award for 2010 for his acting in the film
1) Baabul
2) Cheeni Kum
3) Paa
4) Buddha Hoga Tera Baap
5) Bhoothnath
Ans – 3
16.Who among the following is NOT a well known author of Indian origin?
1) Kiran Desai
2) Shobha De
3) Gagan Narang
4) Chetan Bhagat
5) Vikram Chandra
Ans – 3
17.Which of the following welfare schemes is launched by the Government of India?
1) Jeevan Aadhar
2) Komal Jeevan
3) Mid Day Meal Yojana
4) Jeevan Amrit
5) Jeevan Mitra
Ans – 3
18.Which of the following Awards was given to VVS Laxman 2011 by the Government of India?
1) Padmasri
2) Padma Vibhushan
3) Arjuna Award
4) Sportsman of the year
5) Rajiv Gandhi Khel Ratna
Ans -1

IBPS CLERK Exam
1.Which of the following organisation/ agencies is specifically set up to boost overall rural development in India ?
1) RBI
2) SIDBI
3) NABARD
4) SEBI
5) EXAM
Ans- 3

2.Which of the following States has expressed its unhappiness over the agreement on sharing of Teesta water between India and Bangladesh ? ( Agreement was not signed because of the objection )
1) Jharkhand
2) Assam
3) Manipur
4) Bihar
5) West Bengal
Ans- 5

3.Which of the following countries is a major producer of Juite ?
1) Pakistan
2) Afghanistan
3) South Africa
4) Bangladesh
5) Sri Lanka
Ans- 4

4.The president of India visited which of the following countries in July 2011 and held discussions with Mr. Lee Myung-bak, the president of the country ?
1) South Korea
2) Mongolia
3) China
4) North Korea
5) Thailand
Ans- 5

5.India is providing financial help to which of the following countries for building a large harbour there named as Kankasanthurai Harbour ?
1) Nepal
2) Myanmar
3) Bangladesh
4) Sri Lanka
5) Vietnam
Ans- 4

6.The Government of India has recently added the following currency for allowing Indian companies to raise debts through External Commercial Borrowings.
1) EURO
2) Dinar
3) Great Britain pound
4) Chinest Yuan
5) Japanese Yen
Ans- 4

7.Who among the following is the ex-officio Chairman of the Rajya Sabha at present ?
1) Mrs. Pratibha patil
2) Sri Mohammad Hamid Ansari
3) Dr. Manmohan Singh
4) Ms. Miera kumar
5) Sri. L.K. Advani
Ans- 2

8.Which of the following States at the instance of the Supreme Court of India, has decided to conduct electronic auction to Iron and Steel producers ?
1) gujarat
2) Bihar
3) Madhya pradesh
4) Uttar pradesh
5) Karnataka
Ans- 5

9.Saina Nehwal is a famous player associated with the game of
1) Hockey
2) Badminton
3) Golf
4) Lawn tennis
5) Table Tennis
Ans- 2

10.Who among the following is the prime Minister of Japan at present ?
1) Mr. Yoshihiko Noda
2) Mr. Naoto Kan
3) Mr. Abe Shinzo
4) Mr. Yasuo Fukuda
5) None of these
Ans- 1

11. Central Drug Research Institute is located in which of the following cities in India ?
1) Jamshedpur
2) New Delhi
3) Jaipur
4) Lucknow
5) Dhanbad
Ans- 4

12. Which fo the following books is written by the Classic Russian author Maxim Gorky ?
1) As you like it
2) Lolita
3) The Mother
4) War and peace
5) Alice in Wonderland
Ans- 3

13. Summer Olympic of 2016 will be organised is a city in
1) China
2) India
3) Brazil
4) Russia
5) South Africa
Ans- 3

14.Which of the following terms is NOT used in the game of Hockey ?
1) Bully
2) Follow – on
3) Penalty corner
4) Centre pass
5) Scoop
Ans- 2

15.The latest merger of bank with State Bank of India is ––
1) State Bank of Hyderabad
2) State Bank of Indore
3) State Bank of Saurashtra
4) State Bank of Travancore 5) None of these
Ans- 2

16.Mr. Salva Kiir Mayardit has taken over as the first president of
1) Republic of South Sudan
2) Vietnam
3) Myanmar
4) Libya
5) iraq
Ans- 1

17.Which of the following represents female literacy rate in India ? ( As per provisional figures of Census 2011)
1) 60%
2) 62%
3) 65%
4) 70%
5) None of these
Ans- 5

18.The Head Quarters of the World Bank is located in ––
1) London
2) Paris
3) New York
4) Tokyo
5) Washington D.C
Ans- 5

19.Which of the following schemes is launched by the Government of India only for school children ?
1) Kutir Jyoti
2) Kishor Jeevan
3) Aadhaar
4) SEWA
5) Mid Day Meal
Ans-5

20.Which of the following days is observed as ‘World Ozone Day’?
1) 10th August
2) 16th October
3) 16th September
4) 10th December
5) 19th Janury
Ans- 3

21.Which of following Awards is given by the Government of Madhya pradesh for excellence in the field of classical music/ dance etc ?
1) Saraswati Samman
2) Kalidas Samman
3) Vyas Samman
4) Shanti Swarup Bhatnagar Award
5) Sahitya Akademi Award
Ans- 2

22.Which of the Cups/ Trophies is associated with the game of Cricket ?
1) Azlan Shan Cup
2) Davis Cup
3) Nehru Gold Cup
4) Ranji Trophy
5) Wimbledon Trophy
Ans- 4

23.Which of the following is the currency of South Korea ?
1) Yen
2) Kyat
3) Won
4) Rupee
5) Ringth
Ans- 3

24.Who among the following is the Railway Minister of India at present ?
1) Sri shared pawar
2) Sri Virbhadra Singh
3) Smt. Ambika Soni
4) Sri Dinesh Trivedi
5) None of these
Ans- 4

25.Who among the following was a famous Scientist and is known as the ‘Father of India’Nuclear programme’ ?
1) Dr. Homi J. Bhabha
2) Dr. Satyendra Nath Bost
3) Dr. Vikram Sarabhai
4)Dr. Satish Dhawan
5) Dr. C.V. Raman
Ans- 1

26.Which of the following is given to Dr. Harish hande and Ms. Nileema Mishra recently ?
1) Ramon Magsayasay
2) Booker prize
3) Golden pen Award
4) Mercy Ravi Award
5) Sangeet Natak Akademi Award
Ans- 1

27. Which of the following pacts/ agreements will allow Afghanistan to sell its goods in India without paying any tax ?
1) SAFTA
2) Free Market Agreement
3) Most Favoured Nation pact
4) Agreement for Direct Foreign Investment
5) Agreement to help Least Developed Countries
Ans- 1

28.Which of the following countries is a Member of G-8 ?
1) Iran
2) Turkey
3) France
4) Brazil
5) China
Ans- 3

IBPS Clerk
1.Dr.Manmohan singh visited which of the following countries to hold bilateral talks on boundary dispute with it in September 2011?
1) Nepal
2) Pakistan
3) Afghanistan
4) China
5) Bangladesh
Ans – 5

2.India is providing economic help to which of the following least developed countries by allowing access to its goods in India as duty free market?
1) Afghanistan
2) Sudan
3) Pakistan
4) Greece
5) Portugal
Ans – 1

3.Who among the following is the leader of the Opposition in the present Lok Sabha?
1) Ms.Miera Kumar
2) Mrs.Sushma Swaraj
3) L.K.Adwani
4) Lalu Yadav
5) None of these
Ans – 2

4.Assume that Reserve Bank of India reduces the Bank Rate by 1%, what will be its impact?
1) less liquidity in the market
2) more liquidity in the market
3) no change in the liquidity in the market
4) mobilisation of more deposits by commercial – banks
5) none of these
Ans – 2

5.Which of the following states was recently in the grip of a severe earthquake and landslide?
1) Uttarakhand
2) Himachal Pradesh
3) Sikkim
4) Punjab
5) none of these
Ans – 3

6.Which of the following countries is a major producer of oil and petroleum products?
1) Brazil
2) Bangladesh
3) Srilanka
4) South Africa
5) Iran
Ans – 5

7.US lifts curbs on ISRO was the news in various newspapers. ISRO is an organization engaged in ___
1) space research
2) research on nuclear reactors
3) study of climatic changes
4) finding ways to enhance agricultural output in desert areas
5) field of Oceanography
Ans – 1

8.Federal Reserve is a financial organization of which of the following country?
1) USA
2) Britain
3) Germany
4) Greece
5) Japan
Ans – 1

9.Qatar and some other countries are supply LNG to India. What does the letter ‘N’ denotes in the term LNG used here?
1) Neutral
2) Nitrogen
3) Natural
4) Naphtha
5) Nitric
Ans – 3

10.Who among the following is the President of Indonesia at present was in news recently?
1) Mr.Najib Turn Tazak
2) Mr.Susilo Bambang Yudhoyono
3) Mr.Sukarno
4) Mr.Yingluck Shinawatra
5) none of these
Ans – 2

11.Which of the following centres is the largest mobiliser of bank deposits in our country?
1) Delhi
2) Kolkata
3) Chennai
4) Ahmedabad
5) Mumbai
Ans – 5

12.Ms.Dilma rousseff is the first woman President of ___
1) Argentina
2) Brazil
3) Uganda
4) Peru
5) Newzealand
Ans – 2

13.The conference of Agricultural minister of G-20 nations was organized in June 2011 in
1) Lima
2) London
3) Tokyo
4) Vienna
5) Paris
Ans – 5

14.Which of the following books is written by R.K.Narayan?
1) A Tiger for Malgudi
2) Three Mistakes of My lie
3) A Himalayan Love Story
4) A Bend in the River
5) The Mother
Ans – 1

15.Who is the super senior citizen of India as per the Budget of 2011-12?
1) A person who has attained an age of 80 years and above
2) A person who has attained an age of 65 years
3) A person who has attained an age of 60 years
4) A person who has attained an age of 55 years and above
5) none of these
Ans – 1

16.India is purchasing C-17 Strategic Aircrafts from which of the following countries?
1) Italy
2) Germany
3) USA
4) France
5) Russia
Ans – 3

17.Many times we read the term ECB in newspapers. What is the full form of ECB?
1) Essential Commercial Banking
2) European Credit Borrowing
3) External Credit for Business
4) External Commercial Borrowing
5) none of these
Ans – 4

18.Which of the following awards is given to Gagan Narang recently by the Government of India?
1) Rajiv Gandhi Kehl Ratna Award
2) Bharat Ratna
3) Man of the Year
4) Sportsman of the Year
5) Padma Vibhushan
Ans – 1

19.Anushka Sharma was honoured with the best actress award by IIFA. for her acting in
1) Band baja baraat
2) Dabangg
3) Once upon a Time in Mumbai
4) My name is khan
5) Housefull
Ans – 1

20.Which of the following schemes is NOT launched by the Government of India?
1) old age pension scheme 2) bharat nirman
3) Kutir jyothi 4) swachhajal yojana
5) Jeevan tarang
Ans – 5

21.Who among the following is Minister of Foreign Affairs of India at present?
1) Sri Kamal Nath
2) Sri S.M.Krishna
3) Sri P.Chidambaram
4) Shri Sharad Pawar
5) None of these
Ans – 2

I want to get SBI State Bank of India clerk question paper for doing preparation of this exam so will you please provide me that ?

[Raman Vij]

As you want to get SBI State Bank of India clerk question paper for doing preparation of this exam so here I am giving you some questions of that paper:


Directions—(Q. 1–12) Read the following passage carefully and answer the questions given below it. Certain words have been printed in bold to help you locate them while answering some of the questions.

Keshava, the washerman had a donkey. They worked together all day, and Keshava would pour out his heart to the doneky. One day, Keshava was walking home with the donkey when he felt tired. He tied the donkey to a tree and sat down to rest for a while, near a school. A window was open, and through it, a teacher could be heard scolding the students. ‘Here I am, trying to turn you donkeys into human beings, but you just won’t study !’ As soon as Keshava heard these words, his ears pricked up. A man who could actually turn donkeys into humans ! This was the answer to his prayers. Impatiently, he waited for school to be over that day. when everyone had gone home, and only the teacher remained behind to check some papers, Keshava entered the classroom.

‘How can I help you ?’ asked the teacher. Keshava scratched his head and said, ‘I heard what you said to the children. This donkey is my companion. If you made it human, we could have such good times together.’ The teacher decided to trick Keshava. He pretended to think for a while and then said, ‘Give me six months and it will cost you a thousand rupees.’ The washerman agreed and rushed home to get the money. He then left the donkey in the teacher’s care.

After the six months were up, Keshava went to the teacher. The teacher had been using the donkey for his own work. Not wanting to give it up, he said, ‘Oh, your donkey became so clever that it ran away. He is the headman of the next village.’ When Keshava reached the next village he found the village elders sitting under a tree, discussing serious problems. How surprised they were when Keshava marched up to the headman, grabbed his arm and said, ‘How dare you ? You think you are so clever that you ran away ? Come home at once !’

The headman understood someone had played a trick on Keshava. ‘I am not your donkey !’ he said. ‘Go find the sage in the forest.’ Keshava found the sage sitting under a tree with his eyes closed, deep in meditation. He crept up and grabbed the sage’s beard. ‘Come back home now !’ he shouted. The startled sage somehow calmed Keshava. When he heard what had happened, he had a good laugh. Then he told the washerman kindly, ‘The teacher made a fool of you. Your donkey must be still with him. Go and take it back from him. Try to make some real friends, who will talk with you and share your troubles. A donkey will never be able to do that !’ Keshava returned home later that day with his donkey, sadder and wiser.

1. Which of the following can be said about the teacher ?
(A) He had the ability to transform animals into human beings
(B) He took advantage of Keshava’s simple nature
(C) He had plotted with the village headman to cheat Keshava
(D) He enjoyed teaching children though he was poorly paid
(E) He was honest and used Keshava’s money to care for the donkey
Ans : (B)

2. Why did Keshava talk to his donkey while working ?
(A) He wanted to practise his communication skills because he wanted to make friends
(B) To entertain himself because he found his work monotonous
(C) The donkey helped him to find answers to his problems
(D) He regarded the doneky as his friend and confided in him
(E) He believed the donkey to be a human being in disguise
Ans : (E)

3. How did Keshava get his donkey back ?
(A) He threatened to take the teacher to the village elders
(B) The sage forced the teacher to release the donkey
(C) He asked the village headman for help
(D) The teacher returned it on learning that Keshava had learnt his lesson
(E) None of these
Ans : (E)

4. Which of the following is NOT true in the context of the passage?
(a) The donkey was over burdened by the teacher.
(b) The teacher was cunning by nature.
(c) The sage laughed at Keshava and treated him unkindly.
(A) Both (a) & (c)
(B) Both (b) & (c)
(C) Only (b)
(D) All (a), (b) & (c)
(E) None of these
Ans : (A)

5. Why was Keshava keen to meet the teacher one day ?
(A) Keshava wanted to ask the teacher how to make his donkey a better companion
(B) He wanted to learn more prayers as he was devout
(C) He had been reliably informed that the teacher had changed donkeys into human beings
(D) He heeded the teacher’s words of advice and wanted to study
(E) None of these
Ans : (A)

6. Why did Keshava interrupt the discussion among the village elders ?
(A) He did not agree with their views on different issues
(B) To confront the headman who had cheated him out of one thousand rupees
(C) He wanted them to get justice for him
(D) He was looking for the donkey and wanted to ask for directions
(E) None of these
Ans : (E)

7. What made Keshava pull the sage’s beard ?
(A) He wanted to wake up the sage who was a sleep under the tree
(B) The headman requested him to move the sage from under the tree
(C) He wanted the sage to explain what had happened to the donkey
(D) He misunderstood the village headman and took the sage to be his donkey
(E) None of these
Ans : (D)

8. Why did the teacher ask Keshava to leave the donkey with him for six months ?
(a) He realised that the donkey would require a lot of training.
(b) To reduce Keshava’s dependence on the donkey.
(c) He wanted to rescue the donkey from Keshava who did not know to treat the donkey properly.
(A) None
(B) Only (b)
(C) Both (a) & (b)
(D) Only (c)
(E) None of these
Ans : (A)

Directions—(Q. 9–10) Choose the word which is MOST SIMILAR in MEANING to the word printed in bold as used in the passage.

9. trick
(A) joke
(B) skill
(C) mislead
(D) technique
(E) lunny
Ans : (C)

10. remained
(A) pending
(B) waited
(C) lasted
(D) survived
(E) continued
Ans : (D)

Directions—(Q. 11–12) Choose the word which is MOST OPPOSITE in MEANING to the word printed in bold as used in the passage.

11. real
(A) false
(B) imitated
(C) dishonest
(D) imagine
(E) genuine
Ans : (A)

12. deep
(A) low
(B) distracted
(C) flat
(D) awake
(E) sleep
Ans : (B)

Directions—(Q. 13–17) Which of the phrases (A), (B), (C) and (D) given below each sentence should replace the phrase printed in bold in the sentence to make it grammatically correct ? If the sentence is correct as it is given and ‘No Correction is Required’, mark (E) as the answer.

13. The company has set up a foundation which helps students who do not have the necessary funds to study ahead.
(A) further to study
(B) of studying more
(C) to study onward
(D) for higher studies
(E) No Correction Required
Ans : (D)

14. If this land is used to cultivate crops it will be additionally source of income for the villagers.
(A) a source of additional
(B) an additionally source
(C) an additional source
(D) additionally the source
(E) No Correction Required
Ans : (C)

15. Belonged to this cadre, you are eligible for facilities such as free air travel and accommodation.
(A) since you belong to
(B) whoever belongs
(C) for belonging to
(D) to belong in
(E) No Correction Required
Ans : (A)

16. The bank has hired a consultant who will look into any issues which arise during the merger.
(A) is looking over
(B) will be looked after
(C) will look out
(D) looks down on
(E) No Correction Required
Ans : (E)

17. I had severe doubts about if I successfully run a company, but my father encouraged me.
(A) if I am successful in
(B) how should I successfully
(C) whether I could successfully
(D) that I would succeed to
(E) No Correction Required
Ans : (C)

Directions—(Q. 18–22) In each question below a sentence with four words printed in bold type is given. These are lettered as (A), (B), (C) and (D). One of these four words printed in bold may be either wrongly spelt or inappropriate in the context of the sentence. Find out the word which is wrongly spelt or inappropriate if any. The letter of that word is your answer. If all the words printed in bold are correctly spelt and also appropriate in the context of the sentence, mark (E) i.e. ‘All Correct’ as your answer.

18. RBI has attempted (A) to spend (B) financial (C) awareness (D) through this programme. All Correct (E)
Ans : (B)

19. In order to succeed (A) it is crucial (B) for an organisation to constantly (C) improve. (D) All Correct (E)
Ans : (E)

20. With some assistance (A) from her son she was enable (B) to settle (C) her debts (D) on time. All Correct (E)
Ans : (B)

21. Though the government initiated (A) a large sum (B) of money in the scheme (C) it was a failure. (D) All Correct (E)
Ans : (A)

22. We have prepared a detailed (A) report giving various (B) solutions (C) to resort (D) the problem. All Correct (E)
Ans : (D)

Directions—(Q. 23–27) Rearrange the following six sentences (a), (b), (c), (d), (e) and (f) in the proper sequence to form a meaningful paragraph; then answer the questions given below them.
(a) I was pleased by their reaction.
(b) Writing my speech was easy, but I was unsure if I could motivate the employees to donate to those affected by the earthquake.
(c) Instead of throwing out their unusable articles, they had transferred them to my office in the name of donations.
(d) When a reputed company invited me to deliver a lecture on Corporate Social Responsibility, I agreed.
(e) It was an affluent company and the well dressed employees who met me afterwards promised to send lots of donations to my office.
(f) What I saw however when I opened the bags of ‘donations’ they had sent shocked me.

23. Which of the following should be the SECOND sentence after rearrangement ?
(A) (b)
(B) (c)
(C) (d)
(D) (e)
(E) (f)
Ans : (A)

24. Which of the following should be the THIRD sentence after rearrangement ?
(A) (a)
(B) (b)
(C) (c)
(D) (d)
(E) (e)
Ans : (E)

25. Which of the following should be t h e FOURTH sentence after rearrangement ?
(A) (a)
(B) (b)
(C) (c)
(D) (d)
(E) (e)
Ans : (A)

26. Which of the following should be the LAST (SIXTH) sentence after rearrangement ?
(A) (b)
(B) (c)
(C) (d)
(D) (e)
(E) (f)
Ans : (B)

27. Which of the following should be the FIRST sentence after rearrangement ?
(A) (a)
(B) (b)
(C) (c)
(D) (d)
(E) (e)
Ans : (D)

Directions—(Q. 28–32) Read each sentence to find out whether there is any grammatical error or idiomatic error in it. The error, if any, will be in one part of the sentence. The letter of that part is the answer. If there is no error, the answer is (E).
(Ignore errors of punctuation, if any.)

28. He has travelled (A) / all over the world (B) / yet he speaks (C) / several languages fluently. (D) No error (E)
Ans : (C)

29. A successful company is (A) / any that makes a good (B) / profit and provides (C) / high returns to its shareholders. (D) No error (E)
Ans : (B)

30. The agreement on (A) / which all of us have (B) / worked so hard will (C) / be sign tomorrow. (D) No error (E)
Ans : (D)

31. It is necessarily to maintain (A) / a record of all transactions (B) / in case the auditors (C) / want to see it. (D) No error (E)
Ans : (A)

32. Very few young trainees (A) / willingly undertake (B) / a posting to a branch (C) / located in a rural area. (D) No error (E)
Ans : (E)

Directions—(Q. 33–40) In the following passage there are blanks, each of which has been numbered. These numbers are printed below the passage and against each, five words are suggested, one of which fits the blank appropriately. Find out the appropriate word in each case.

Today, twenty-two years after the bank …(33)…, it has over a thousand branches all over the country and the staff …(34)… about twentythree lakh borrowers. We decided to operate …(35)… from conventional banks who would ask their clients to come to their office. Many people in rural areas found this …(36)…. Our bank is therefore based on the …(37)… that people should not come to the bank but that the bank should go to the people. Our loans are also …(38)… we give them for activities from candle making to tyre repair. We also keep …(39)… checks on the borrower through weekly visits. We do this to make certain that the family of the borrower is …(40)… from the loan.

33. (A) origin
(B) commence
(C) existed
(D) began
(E) inaugurated
Ans : (E)

34. (A) assemble
(B) cope
(C) interact
(D) deal
(E) handle
Ans : (E)

35. (A) differently
(B) similar
(C) reverse
(D) opposite
(E) identically
Ans : (A)

36. (A) worried
(B) upset
(C) panicking
(D) anxious
(E) threatening
Ans : (D)

37. (A) principle
(B) discipline
(C) opportunity
(D) chance
(E) advantage
Ans : (A)

38. (A) worth
(B) vary
(C) disburse
(D) contrast
(E) diver
Ans : (B)

39. (A) consistently
(B) regular
(C) often
(D) frequently
(E) daily
Ans : (B)

40. (A) benefiting
(B) serving
(C) welfare
(D) obliged
(E) progress
Ans : (A)