Check Account Balance of Oriental Bank of Commerce

Can you tell me if I can make Account Balance Enquiry through Mobile Banking in OBC or Oriental Bank of Commerce, please tell me about it as I have no idea about it?

[Rajkumar Agarwal]

Yes, off course, you can make Account Balance Enquiry through Mobile Banking in OBC or Oriental Bank of Commerce.

Any Customer of Bank having Java enabled Mobile phone irrespective of the Mobile Service Provider can register for "OBCmPAY" and avail following services-:

• Account Balance Enquiry
• Immediate Payment Service
• Account Statement
• Intra Bank Fund Transfer
• Inter Bank Fund Transfer
• Stop Cheque
• Cheque Status
• USSD Based Mobile Banking (Without Installing Application)

Services-

1 Balance Enquiry
• Select Balance Enquiry.
• Enter your 4 digit mPin.
• Get balance of account on screen
2 Mini Statement
• Select Mini statement.
• Enter your 4 digit mPin.
• Get mini statement containing last 9 transactions of your account on screen .

3 Fund Transfer : Within the Bank

• Mobile to Mobile
(One time registration of beneficiary)
• Select beneficiary registration
• Enter beneficiary mobile number (beneficiary has to be a registered OBC mPAY customer) and mPin to complete beneficiary registration.
(Transfer of Funds)
• Go to Payment option and invoke the list of beneficiaries.
• Select beneficiary, Enter Amount and your 4 digit mPin.
• Get transaction successful message on screen and inbox.
• Beneficiary also gets an SMS.

• Mobile to Account
(One time registration of beneficiary)
• Select beneficiary registration
• Enter the 14 digit a/c number of the beneficiary
• System fetches his name for your confirmation
• Confirm and complete registration
(Transfer of Funds)
• Go to payment option and invoke the list of beneficiary
• Select beneficiary, Enter Amount and your 4 digit mPin.
• Get transaction successful message on screen and inbox.

4 Fund Transfer : Other Banks

NEFT
(One time registration of beneficiary)
• Enter Beneficiary a/c no in other bank
• Enter other bank IFSC code
• Enter a nick name for the beneficiary
• Complete registration
(Transfer of Funds)
• Go to Payment option and invoke the list of beneficiaries.
• Select beneficiary, Enter Amount and your 4 digit mPin.
• Get transaction successful message on screen and inbox.
• Funds are transferred to the other bank account through NEFT mode by Bank.

5. Change mPin
Customers willing to change their mPin, should select this option, enter their old mPin, after that new mPin, then re-enter their new mPin and then when asked "Allow application to send text message?" need to click “Yes”