State Bank Of Hyderabad Housing Loans

Hello sir, is there any one can provide me detail of EMI/ NMI Ratio on State Bank Of Hyderabad Housing Loans?

[pawan]

The State Bank Of Hyderabad is invited its customers for to get Housing Loans. State Bank of Hyderabad is an associate bank of State Bank of India (SBI), and is one of the scheduled banks in India.

The Bank's head office is situated at Gunfoundry Area, in Hyderabad, India.

Eligibility:
Individual(s) over 18 years of age with steady source of income, including persons engaged in agriculture & allied activities.

EMI/ NMI Ratio:

Based on income-wise graded ratio as under:
Up to Rs. 0.60 lacs: 20%
Above Rs. 0.60 lakhs to Rs. 1.20 lakhs: 25%
Above Rs. 1.20 lakhs to Rs. 2.00 lakhs: 30%
Above Rs. 2.00 lakhs to Rs. 5.00 lakhs: 50%
Above Rs. 5.00 lakhs to Rs. 10.00 lakhs: 55%
Above Rs. 10.00 lakhs : 65%

Processing fee:
Up to Rs. 25.00 lacs- 0.25% of loan amount subject to minimum of Rs.5,000/-
Above Rs. 25.00 lacs to Rs. 75.00 lacs- Rs.6,500/-
Above Rs. 75.00 lacs- Rs.10,000/-

Equitable Mortgage Charges:
Upto 1Lakh – NIL
Above 1 Lakh – Rs. 200/- per lakh. Max: Rs. 11,200/-

CERSAI – Amount of Fee Payable:
Rs. 500/- for creation.