State Bank of Hyderabad Home Loan Processing Fees

I want to take home loan from State Bank of Hyderabad so can you please tell me the processing fees of home loan in this bank?

[Shaleen]

State Bank of Hyderabad (SBH) is a nationalized bank in India, with headquarters at Hyderabad, Telangana. It was established in 1941. It is one of the five associate banks of State Bank of India and is one of the scheduled banks in India.

SBH Home Loan

Processing fee :

Up to Rs. 25.00 lacs- 0.25% of loan amount subject to minimum of Rs.5,000/-

Above Rs. 25.00 lacs to Rs. 75.00 lacs- Rs.6,500/-

Above Rs. 75.00 lacs- Rs.10,000/-

Equitable Mortgage Charges :

Upto 1Lakh – NIL

Above 1 Lakh – Rs. 200/- per lakh. Max: Rs. 11,200/-

CERSAI – Amount of Fee Payable : Rs. 500/- for creation.


Other Charges :

Lawyer’s, Valuer’s fee etc to be borne by the borrower on the basis of actual cost

EMI/ NMI Ratio :

Based on income-wise graded ratio as under:

Up to `0.60 lacs : 20%
Above `0.60 lakhs to `1.20 lakhs: 25%
Above `1.20 lakhs to `2.00 lakhs: 30%
Above `2.00 lakhs to `5.00 lakhs: 50%
Above `5.00 lakhs to `10.00 lakhs: 55%
Above `10.00 lakhs : 65%