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26th February 2016, 11:22 AM
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Join Date: May 2012
Re: SBI General Insurance Company Limited

If you want to get information about the Motor Private Car Insurance at SBI General Insurance Company Limited, then here I am telling you about it, as you want.


Motor Private Car Insurance

Key Feature
This Policy is designed to cover the compulsory Third Party Liability as required by Motor Vehicles Act, together with loss or damage to the Vehicle itself. The Policy also provides cover for:
Personal Accident
For an additional Premium, provides the following
Additional Legal Liabilities towards Paid Driver and employee
Bi-fuel Kit
Nil Depreciation
NCB Protection
Return to Invoice
Cover for Key Replacement
Loss of Personal Belongings


Coverage
Loss or damage to the vehicle:

Personal accident cover:

Additional Legal liabilities:

Bifuel-Kit:
The CNG-LPG bifuel kit can also be covered by paying additional premium.

Nil Depreciation:
On payment of additional premium Company will indemnify the Insured without deduction for depreciation on parts in respect of approved partial loss.

NCB Protection:


On payment of additional premium Company will maintain the No Claim Bonus (NCB) subject to following:

a) The vehicle is renewed with us.

b) There was only one single such claim lodged in the entire Policy period.

c) The insured vehicle is repaired in a Company Authorized Garage.

d) The rate of NCB allowed at the time of renewal will be same that he was enjoying prior to the loss.
Return to Invoice:


Exclusion
Any loss/damage to the vehicle and/or its accessories will not be covered if caused by the following-

Vehicle being used otherwise than in accordance with limitations as to use

Damage to / by a person driving the vehicle without a valid license

Damage to / by a person driving the vehicle under the influence of drugs or liquor

Normal wear, tear and general ageing of the vehicle

Depreciation or any consequential loss

Mechanical/ electrical breakdown

Loss / damage due to war, mutiny or nuclear risk

Address:

SBI General Insurance Company Ltd.  
General Insurance Agency
Tonk Rd, Milap Nagar, Jaipur, Rajasthan 302018
Phone:0141 315 6130


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