Punjab State Cooperative Agricultural and Development Bank last year papers

Will you please share with me the Punjab State Cooperative Agricultural and Development Bank last year papers?

[Arun Vats]

As you want to get the Punjab State Cooperative Agricultural and Development Bank last year papers so here it is for you:

1. Who amongst the following does not belong to political party which is normally referred as left
front?
(A) Prakash Karat
(B) A. B. Bardhan
(C) D. Raju
(D) T. J. Chandrachoodan
(E) M. Veerappa Moily
Ans (E)
Hint : M.Veerappa Moily is a congress leader.
2. Sujat and Balsara villages were in news recently as breach in main Narmada Canal made them
flooded. Both these villages are in which of the following States?
(A) Maharashtra
(B) Madhya Pradesh
(C) Gujarat
(D) Rajasthan
(E) None of these
Ans : (C)
3. As per the estimates given by the Asian Development Bank (ADB) the Indian Economy will grow at
which of the following rates in 2008 ?
(A) 7%
(B) 7.5%
(C) 8%
(D) 8.5%
(E) None of these
Ans : (C)
4. Which of the following is NOT one of the recommendations of the committee setup on Financial
Sector Reforms under the Chairmanship of Raghuram G.Rajan ?
(1) Give more freedoms to banks to setup branches and ATMS anywhere
(2) Setup an office of financial ombudsmen
(3) All deposits taking institutions should be free from the supervision of the RBI
(A) Only 1
(B) Only 2
(C) Only 3
(D) All 1, 2 & 3
(E) Only 2 & 3
Ans : (A)
5. The Govt. of which of the following States has formed a Fisherman Debt Commission and a
moratorium has been placed on proceedings relating to all debts incurred by poor fisherman from banks
and cooperatives?
(A) West Bengal
(B) Keral
(C) Orissa
(D) Karnataka
(E) None of these
Ans : (B)
6. Federal Reserves is the Central Bank of—
(A) Britain
(B) U.S.A.
(C) Japan
(D) Canada
(E) China
Ans : (B)
7. Which of the following was the issue over which one section of the UPA withdrew its support and
Union Govt. headed by Dr. Man Mohan Singh was required to prove its majority in the Lok Sabha ?
(1) Inflation, which was on a rise consistently for some time
(2) Reservations of Gurjarrs in Govt. jobs
(3) Nuclear deal with USA
(A) Only 1
(B) Only 2
(C) Only 3
(D) Both 1 & 2
(E) Only 2 & 3
Ans : (C)
8. As a gesture to promote denuclearization and also to end nuclear arms programme the cooling tower
of a nuclear complex situated in "Youngbyon" was demolished recently. This nuclear complex is in
which of the following countries?
(A) South Korea
(B) Iran
(C) China
(D) North Korea
(E) None of these
Ans : (D)
9. The Reserve Bank of India (RBI) keeps on modifying various rates / ratios to keep the flow of
liquidity in the market in a balanced situation. Which of the following rates/ratios/indexes is NOT
directly controlled by the RBI?
(A) Cash Reserve Ratio (CRR)
(B) Bank Rate
(C) Repo Rate
(D) Reserve Repo Rate
(E) Wholesale Price Index (WPI)
Ans : (E)
10. China has signed an agreement with which of the following countries, which will help both the
parties to make the East China Sea "a sea of peace, co-operation and friendship”?
(A) North Korea
(B) South Korea
(C) Japan
(D) Russia
(E) All of these
Ans : (C)
11. The former President of which of the following countries has taken over as the Prime Minister of
the nation in May 2008 ?
(A) Venezuela
(B) Russia
(C) Uganda
(D) Tanzania
(E) None of these
Ans : (B)
12. Which of the following companies of Indian origin has been placed amongst the World's seven Best
Firms in Financial Sector ?
(A) IDBI Bank
(B) HDFC Bank
(C) Bajaj Capitals
(D) ICICI Bank
(E) None of these
Ans : (B)
13. Michel Sleiman has taken over as the president of—
(A) Lebanon
(B) Cuba
(C) Yemen
(D) Zambia
(E) Turkey
Ans : (A)
14. Which of the following is/are true about the "Pradhan Mantri Adarsh Gram Yojana" to be launched
in the near future ?
(1) This scheme is to develop those villages where SC/ST population is in prominence
(2) About 70,000 villages are identified for the same
(3) A special fund of Rs.7,000 Crore is setup for the scheme
(A) Only 1
(B) only 2
(C) Only 3
(D) All 1, 2 & 3
(E) None of these
Ans : (A)
15. Which of the following countries had decided to come out of the membership of OPEC ?
(A) Iran
(B) Indonesia
(C) Kuwait
(D) Saudi Arabia
(E) None of these
Ans : (B)
16. Many Banks have adopted / launched "Core Banking Solution (CBS)" .Core Banking Solution is—
(A) a marketing strategy adopted by the Banks
(B) a new type of ATM useful for rural population
(C) a delivery channel for quick and fast delivery
(D) a new product launched to help senior citizens only as they are not able to visit branches / ATMs
frequently
(E) None of these
Ans : (C)
17. As per the figures released recently, the rate of growth of agriculture during 2007-08 has been at the
level of approximately—
(A) 2.5 %
(B) 3 %
(C) 4.5 %
(D) 5 %
(E) 6.33 %
Ans : (C)
18. The import of which of the following has raised the Current Account Deficit of India by about 77
%?
(A) Oil
(B) Gas
(C) Sugar
(D) Foodgrain
(E) None of these
Ans : (A)
19. The National e-Governance plan was launched by the Govt. of India in the year 2006 with which of
the following intentions/objectives?
(1) To provide qualitative service of Govt. business to the citizens of India
(2) To promote IT sector in India so that trained IT personnel do not go out of the country for jobs
(3) To keep a vigil on the business transaction of Indian population to avoid illegal transactions
(A) Only 1
(B) Only 2
(C) Only 3
(D) All 1, 2 & 3
(E) None of these
Ans : (A)
20. As per the figure released recently what was the per capita income at Current Price in the year
2007-08 in India? About—
(A) Rs. 20,000/-
(B) Rs. 25,000/-
(C) Rs. 23,000/-
(D) Rs. 33,000/-
(E) Rs. 48,000/-
Ans : (D)
21. Ana Ivanovic won the "French Open Women's Singles" of Lawn Tennis after defeating—
(A) Katrina Srebtnik
(B) Dinara Safina
(C) Virginia Ruano Pascual
(D) Victoria Azarenka
(E) None of these
Ans : (B)
22. The World Environment Day is celebrated on which of the following days?
(A) 5th October
(B) 5th August
(C) 5th July
(D) 5th June
(E) None of these
Ans : (D)
23. Who amongst the following is included in the list of "Biggest Brains in Business"?
(A) L. N. Mittal
(B) Anil Ambani
(C) Kumar Mangalam Birla
(D) Mukesh Ambani
(E) Ratan Tata
Ans : (A)
24. Which of the following cannot be called as a value Added service offered by a Bank?
(A) Special accounts for poor sections of the society
(B) Accident insurance cover
(C) Instant Credits of Outstation Cheques
(D) Free cheque book
(E) All are value Added services
Ans : (D)
25. Which of the following is the total amount Government of India has earmarked for Agriculture
Debt Waiver and Debt Relief Scheme 2008?
(A) Rs.10,000 Crore
(B) Rs.25,000 Crore
(C) Rs.45,000 Crore
(D) Rs.72,000 Crore
(E) Rs.83,000 Crore
Ans : (D)
26. Which of the following States of India was recognized as the Best e- Governed State in 2007 ?
(A) Jammu & Kashmir
(B) Tamil Nadu
(C) Madhya Pradesh
(D) Goa
(E) Delhi
Ans : (E)
27. Daiichi Sanyo which has taken a major stake in India's Pharma company Ranbaxy is a firm based in
—
(A) China
(B) South Korea
(C) North Korea
(D) Japan
(E) USA
Ans : (D)
28. Which of the following airlines became the first Indian Based Airlines to operate flight to China?
(A) Indian
(B) Air India
(C) Kingfisher
(D) Jet Airways
(E) None of these
Ans : (D)
29. Which of the following meets / summit was organized in Damascus in March 2008 ?
(A) Arab League Summit
(B) G-8 Summit
(C) G-15 Summit
(D) Meeting of trade Minister of WTO members
(E) None of these
Ans : (A)
30. India recently signed a Bilateral Investment Promotion Agreement (BIPA) with which of the
following countries ?
(A) China
(B) Bangladesh
(C) Nepal
(D) Bhutan
(E) Myanmar
Ans : (E)
31. Opening the Saving Bank Account of a minor girl will be called as which of the following in
Banking terminology ?
(A) Retail Banking
(B) Merchant Banking
(C) Institutional Banking
(D) Social Banking
(E) Corporate Banking
Ans : (A)
32. Which of the following terms NOT used in Banking Sector?
(A) SLR
(B) NPA
(C) Credit Rating
(D) Fixed
(E) PURA
Ans : (E)
33. Banking Sector will fall under which of the following sectors?
(A) Agriculture Sector
(B) Service Sector
(C) Manufacturing
(D) Industrial Sector
(E) None of these
Ans : (B)
34. An account in which trading of shares in their electronic form is done is known as—
(A) Demat Account
(B) NRI Account
(C) NRIO Account
(D) Current Account
(E) None of these
Ans : (A)
35. Which of the following is NOT a measure of the Risk Management in Banks ?
(A) CRR
(B) RTGS
(C) SLR
(D) Deposit Insurance
(E) All are the measures of risk management
Ans : (B)
36. The foreign Direct Investment this year in India reached to the level of about US $ 3.74 billion. In
comparison to last years investment the increase is About _______
(A) 50 %
(B) 100%
(C) 125 %
(D) 200 %
(E) 250 %
Ans : (C)
37. The duration of which of the following Policies / Schemes is from 2004–2009 ?
(A) Foreign Trade Policy
(B) 11th Five Year Plan
(C) 10th Five Year Plan
(D) National Rural Guarantee Act
(E) None of these
Ans : (A)
38. Which of the following test is conducted to know if a sportsman has taken any performance
enhancing drugs ?
(A) EEG
(B) Narco Test
(C) ELISA Test
(D) Mind mapping
(E) DOPE tEST
Ans : (E)
39. Who amongst the following is the recipient of the IIFA Awards 2008 as Best Actress?
(A) Shamita Shetty
(B) Rani Mukherjee
(C) Priyanka Chopra
(D) Konkana Sen
(E) Kareena Kapoor
Ans : (E)
40. Who amongst the following is the author of the book "Toward a Hunger Free World" ?
(A) A. P. J. Abdul Kalam
(B) Ashok Lahiri
(C) Amartya Sen
(D) M. S. Swaminathan
(E) None of these
Ans : (D)
41. Which of the following awards is given in the field of cinema?
(A) Kalidas Samman
(B) Dronacharya Award
(C) Arjun Award
(D) Kalinga Award
(E) Dada Sahab Phalke Award
Ans : (E)
42. Sudan recently cut its ralations with which of the following countries following an attack on
Khartoum by a Darfur Rebel Group ?
(A) Chad
(B) Uganda
(C) Libya
(D) Lebanon
(E) None of these
Ans : (A)
43. Who amongst the following is the Chairperson of the Children's Film Society?
(A) Kareena Kapoor
(B) Jaya Bachchan
(C) Shabana Azmi
(D) Sridevi
(E) None of these
Ans : (E)
Hint : Nafisa Ali
44. Which of the following is the abbreviated name of an autonomous organization under Ministry of
Rural Development ?
(A) NIMI
(B) IGNOU
(C) CAPART
(D) NPCIL
(E) ICRP
Ans : (C)
45. World's largest oil reserves (about 2/3rd) are located in—
(A) Russia
(B) Middle East
(C) Africa
(D) Europe
(E) Canada
Ans : (B)
46. Who amongst the following is the author of "Animal People" which was adjudged as the Best Book
of the Year?
(A) V.S.Naipaul
(B) Indra Sinha
(C) William Darlymple
(D) Bill Clinton
(E) John Banville
Ans : (B)
47. What is India's rating in the "Doing Business Report" prepared by the World Bank ?
(A) 55th
(B) 80th
(C) 100th
(D) 120th
(E) None of these
Ans : (D)
Hint : According to 2008 India's rating in the "Doing Business Report" prepared by the World Bank
was 120th but to 2009 India's rating in the "Doing Business Report" prepared by the World Bank is
122nd position.
48. Which of the following term related with the game of Cricket ?
(A) Grand Slam
(B) Half Nelson
(C) Ashes
(D) Screen
(E) Love
Ans : (C)
49. The Russian President visited China in May 2008 and signed a deal for the security of which of the
following?
(A) Global Energy
(B) China Sea
(C) Intellectual Property Rights of the Chinese Scientists
(D) Nuclear installation in China
(E) None of these
Ans : (D)
50. Which of the following Programmes / Schemes of the Govt. of India is NOT directly related with
agriculture activities ?
(A) Drought Prone Areas Programmes (DPAP)
(B) Promotion of Integrated Pest Management (IPM)
(C) Integrated Westlands Development Programme (IWDP)
(D) ANNAPURNA
(E) Desert Development Programme (DDP)
Ans : (D)

Hello sir I am Maanik, can you please provide me last year question paper of reasoning section of Clerical Exam of Punjab State Cooperative Agricultural and Development Bank???

[sumit]

Here as per your demand I am providing you question paper of reasoning section of Clerical Exam of Punjab State Cooperative Agricultural and Development Bank

1. Four of the following five are alike in a certain way and hence from a group. Which of the following does not belong to that group?

(1) Walk
(2) Cry
(3) Play
(4) Study
(5) Alive

2. How many such pairs of letters are there in the word ‘VIRTUAL’, each of which has as many letters between them in the word (in both forward and backward direction) as they have between them in the English alphabetical series?

(1) None
(2) One
(3) Two
(4) Three
(5) More than three
3. How many meaningful English words can be formed with the letters ‘ILP’ using all the letters only once in each word ?

(1) None
(2) One
(3) Two
(4) Three
(5) More than three
4. If each alternate letter in the word ‘FLIPPER’ starting with F is changed to the next letter in the English alphabetical series and each of the remaining letters Is. changed to the previous letters in the English alphabetical series. then how many letters will appear more than once in the new arrangement?

(1) None
(2) One
(3) Two
(4) Three
(5) Four
5. Pointing to a girl, Mr. Arun said, “She is the daughter of my mother’s only child”. How is the girl related to Mr. Arun ?

(1) Sister
(2) Mother
(3) Cousin
(4) Daughter
(5) Cannot be determined

6. In a certain code language, ‘LISP’ is coded as ‘MJTQ’, similarly ‘PLAN’ is coded as ‘QMBO’. How will ‘FORT’ be coded in the same code language?

(1) ENSQ
(2) GPUS
(3) ENQS
(4) GPSU
(5) None of these
7. ‘Artificial’ is related to ‘Natural’ in the same way as ‘Private’ is related to ‘_______’.

(1) Future
(2) Personal
(3) Public
(4) Closed
(5) Confidential
8. Four of the following five are alike on the basis of being divisible by a particular number and hence form a group. Which of the following does not belong to that group?

(1) 21
(2) 91
(3) 65
(4) 77
(5) 35
9. In a class of 25 students, Lata’s rank is 13th from the top and Parul’s rank is 19th from the bottom. If Vishal’s rank is exactly between Lata’s and Parul’s rank what is Vishal’s rank from the top?

(1) 10th
(2) 8th
(3) 9th
(4) 7th
(5) Cannot be determined
10. What should come next in the number series given below?
1 1 2 1 2 3 1 2 3 4 1 2 3 4 5 1 2 3 4 5 6 1 2 3 4 5 6

(1) 5
(2) 2
(3) 8
(4) 1
(5) None of these

Directions (11-15): Study the following information to answer the given questions:

Eight friends A, B, C, D, E, F, G and H are sitting around a circle lacing the centre. not necessarily in the same order, F sits fourth to the F, C sits third to the left of A. G sits third to the right of E.
11. What is D’s position with respect to B?

(1) Immediate left
(2) Sixth to the right
(3) Second to lhe left
(4) Seventh to the left
(5) Fifth to the right
12. What are the immediate neighbors of G?

(1) F and H
(2) A and F
(3) C and H
(4) A and B
(5) Band C
13. If C is related to E in a certain way and similarly F is related B in the same way, to whom is A related to ?

(1) H
(2) D
(3) G
(4) C
(5) None of these
14. Four of the following five are alike in a certain way based on their seating positions in the above arrangement and so form a group. Which is the one that does not belong to the group?

(1) F E
(2) H A
(3) D G
(4) B E
(5) C F
15. If all the eight friends are made to sit alphabetically in the clockwise direction starting from A, positions of how many will remain unchanged (excluding A)?

(1) None
(2) One
(3) Two
(4) Three
(5) Four

Directions (16-20): In each question below are two statements followed by two conclusions numbered I and II.

You have to take the two given statements to be true even if they seem to be at variance from commonly known facts and then decide which of the given conclusions logically follows from the given statements disregarding commonly known facts.

Give answer (1) if only conclusion I follows.
Give answer (2) if only conclusion II follows.
Give answer (3) if either conclusion I or conclusion II follows.
Give answer (4) if neither conclusion I nor conclusion II follows.
Give answer (5) if both conclusions I and II follow.
16. Statements:

Some windows are grills.
All glasses are grills.
Conclusions:

I. All grills are windows.
II. At least some grills are glasses.
17. Statements :

Some painters are artists. Some dancers are painters.
Conclusions:

I. All artists are dancers.
II. All painters are dancers.
18. Statements :

All cabins are rooms.
All rooms are buildings.
Conclusions:

I. All buildings are rooms
II. All cabins are buildings.
19. Statements:

All rings are necklaces.
No necklace is a bracelet.
Conclusions:

I. No ring is a bracelet.
II. All necklaces are rings.
20. Statements :

All hands are arms.
Some hands are muscles.
Conclusions:

I. Some muscles are arms.
II. All muscles are arms.

Directions (21-25): Study the following information to answer the given questions:

Seven friends - L, M, N, O, P, Q and R are sitting in a straight line facing North, not necessarily in the same order. M sits fifth to the right of O. P sits third to the right of L. Both L and P
do not sit at the extreme ends of the line. Q and Rare immediate neighbours of each other. N sits third to the left of Q.
21. What is O’s position with respect of R?

(1) Second to the right
(2) Third to the left
(3) Second to the left
(4) Third to the right
(5) None of these
22. Which of the following represents the friends sitting at the extreme ends of the line?

(1) O, M
(2) Q,O
(3) N, M
(4) O, N
(5) None of these
23. If all the seven friends are made to sit in alphabetical order from left to right, the positions of how many will remain unchanged?

(1) Four
(2) Three
(3) One
(4) Two
(5) None
24. Who sits exactly in the middle of the row?

(1) P
(2) L
(3) Q
(4) R
(5) None of these
25. Four of the following five are alike in a certain way based on their seating positions in the above arrangement and so form a group. Which is the one that does not belong to the group

(1) MP
(2) RQ
(3) ON
(4) LN
(5) QL