#1
23rd January 2018, 12:34 PM
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National Insurance Company Limited Personal Accident Policy
Hii sir, I Wants to get the Information About the Accident Policy of the National Insurance Company Limited ?
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#2
23rd January 2018, 12:36 PM
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Re: National Insurance Company Limited Personal Accident Policy
This is a standalone personal accident policy that pays the sum assured in the event of death of insured member. Apart from death, it offers disability benefit that pays a percentage of sum insured depending on nature of disability The objective of this personal accident policy is to cover against accidental death, permanent and temporary disability and other related expenses Policy Detials Eligibility Entry Age (years) Minimum 5 Maximum 70 Maximum Policy Renewal Age (years) 70 Coverage Type Individual/ Family Sum Insured (Rs) Maximum 72 months gross pay or Rs.1000000 whichever is less Policy Term (years) 1 Discount Family discount of 10% if family members are insured on an individual basis under the same policy. Family discount is available for a maximum of 6 persons only Scope Of Cover Death benefit pays 100% of sum assured Loss of two limbs, two eyes or one limb and one eye pays 100% of sum insured Loss of one limb or one eye pays 50% of sum insured Permanent total disablement pays 100% of sum insured Permanent partial disablement pays a certain percentage of sum insured as stated in the policy document Temporary total disablement pays 1% of sum insured per week upto maximum of 104 weeks. Weekly benefit not to exceed Rs 5000 Dead body transportation reimburses upto 2% of sum insured subject to maximum of Rs 1000 Education fund (for maximum of 2 children) 10% of sum insured per child subject to maximum of Rs 5000 per child Additional benefits (require extra premium) Accidental medical expenses reimburses lower of 10% of sum insured or 40% of admissible expenses arising directly out of an accident Contact Detials National Insurance Company Limited Address: 3, Middleton Street, Prafulla Chandra Sen Sarani , Kolkata, West Bengal, 700071. Telephone: 22831705 / , Fax: 22831740. |
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